Power Windows and Siding — sales forced on home owner. false terms and conditions!
I know its long, but please read in full to understand, thanks!
I was close to getting the siding and everything done on the outside ( facade, trim etc.) And i got a quote of $51, 000. That’s when I said politely said NO THANKS!
Then he said, "BUT wait, today only you can get it for $26, 000 bucks, complete, done, out the door!" So i told him to write it up so i can see the payments and terms, so he sat back down for another hour and wrote it up, and here is what he originally said.The loan was going to be $407 a month for 72 months (6 years). We spread it out through two loans, a GE and a wells Fargo, at $187 a month for 72 months and 220 a month for 72 months. In the end it was a grand total of $29, 304, including the loans interest. . I agreed since i knew i could afford it at that rate and term length ($407 a month for 72 months aka. 6 years)
A few days went by and i got a phone call from there " finance guru", telling me that the sales guy messed up and that my new payment would be spread out over the two loans like before BUT..., the loan was to NOW be $170 a month for 108 months (or 9 years) and the WF loan was going to be $250 a month for 59 months.See the Top 10 Worst Complaints in Crandford, NJ now I knew right then and there they were trying to play me. Here’s how…
If you take the "Original" quote and agreement that I agreed to of $29, 304 in total and calculated there "new" term lay out then the grand total was now $33, 110. That’s a $3, 804 difference!!! Remember the cost to do my house was only $26, 000!
So I asked how the interest went from $3, 304 to $7, 110? He had no good answer!!
What made me very angry is that he kept saying it was a "minor detail", and "its not a big deal"... "Must have been overlooked". That’s a difference of almost 4 grand, that’s a “minor detail” to them?? Come on…
Now if the company took the hit since they messed up and kept my interest at the $3, 304 like before then I would have continued with the job, but over the next 2 days, and talking to 5 different people, it still was no good. Not only did they not admit fault to such a lie, but also they wanted to extend my loan term from 72 to 108 months. That’s 3 years longer! Also they could not tell me why my interest basically doubled from the original quote.
BEWARE OF THIS COMPANY!!!
POWER WINDOWS AND SIDING IS A RIP OFF!!
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