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PNC Bank / rip offs galore

1 United States Review updated:

1- Charged more than $100 in fees claiming my account was overdrawn by a PENDING debit (that never came through).

2- Took money from my account to pay a loan WITHOUT MY AUTHORIZATION.

3- Holds up deductions and reorders them trying to make checks (as many as possible) bounce.

4- Claims funds are available when you call telephone banking, but then later claims that the funds were not really available.

5 - Charges double and triple fees on a bounced check. One fee for being overlimit, one for returning the check, and then more fees if you don't cover the difference immediately.

I have filed two complaints with the OCC. Please everyone ripped off by PNC file complaints with the OCC!!!

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  • St
      7th of Aug, 2009
    -2 Votes

    PNC Bank LOVE$ to screw their clients. After 30 years of banking with them (they purchased my previous bank) I've decided I have had enough. We are in a recession and people are going through tough times. Compiled with the business practices of PNC it can really hurt a struggling family trying to make it in today's times. Here's how their little blood sucking of their CUSTOMER$ works...They let items sit for days in pending status but already take the money out of your account, ~ YET STILL PENDING and then just like a vulture on the day you might be as little as $2.12 negative, they will let your pending transactions that have been sitting for 1-5 days hit your account ~ then wham they have NSF charges of $38 a POP! When you call to discuss with them an overtone of a snicker comes out (PNC Hikes Point - Louisville, KY) and they tell you..."You shouldn't have written that check if you didn't have the money". Even though you have an automatic deposit from your company getting ready to hit your account at midnight, they will conveniently let a transaction come in about 11:45 p.m. right before your weekly automated deposit hits and then for 15 minutes you were overdrawn so let’s charge our customer $38 for each one, could be as little as $2.00 they’ve been sitting on! This is just one more creative way for PNC Bank to stick it to their beloved clients! Good luck screwing your clients PNC ~ the old adage "What Goes Around Comes Around" will surely catch up with you!

    Thank you for your business!


  • Br
      24th of Sep, 2009
    -1 Votes

    all banks in america share the same practices. Also it does not matter that you have a direct deposit coming in at midnight, the fact is you DID spend money that was not in your account - and thats illegal. In addition all those fees and practices of PNC (and every other bank) are listed in your customer agreement when you sign up for an account, so if you didnt read the agreement thats your problem. They have every right to charge 36 dollars per item, you are essentially taking out a micro-loan from the bank every time you overdraft, with no prior consent from the bank itself. Learn economics before you blather on.

  • Gd
      29th of Jul, 2011
    0 Votes

    Bryan, They are making things bounce that should not!!! Get a clue.

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