Used Chase Health Advance to finance $20, 000 dental work on a promotional no interest plan for 18 months. Set up automatic payments using bill pay through my bank account. One payment did not get made by the bank on time so I received a notice that the payment was late and a $39.00 late fee had been added to the loan. I had been making more than the required minimum payment each month so immediately made a double (larger than minimum) payment on the account. As soon as the payment was posted I received a letter termining the no interest promotional plan because I had paid one payment late. The new interest rate would be 24.75% figured back to the date of the original loan. I immediately paid off the account but it cost me $1, 900 for one late payment. The company conveniently has NO OPTION for automatic withdrawals from your bank account or online payments of any kind. The entire financing program is designed to trick people into payment interest rates in excess of 24%. Do not use Chase Health Advance for any medical financing and tell anyone you know considering them as a financing source that they are a very expensive SCAM.