In November I cancelled my Amex Gold card due to lack of usage, but didn't realize a $150 membership fee in August whichwould have continued my card will Aug 2026. No one mentioned this would not be refunded when I cancelled. Today I was told it is none refundable after 30 days, so I just lost money. I also have a Amex Platinum card with a membership of $895 which I am recondsidering this card / membership as don't see the value.