CB Banks Synchrony Bank

Synchrony Bank review: Interest/late fees are predatory.

Kristin446 of US

Feb 07, 2026 2:05 pm EST

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I pay my TJ Maxx off monthly, but this month I had a concussion and forgot. Paid it the day after it was due and was charged $27. It doesn't matter how low your balance is, that's what they charge. That is predatory, and not worth any perks you're getting from the store. Of course, like Starbucks, TJ Maxx made it harder to earn rewards. If I see a company uses this bank for credit, I will not use them. It feeds on people making mistakes, stops sending you paper bills to make it harder to remember, etc. No more with this company. It was only $27 but that's ridiculous after 15 years of never being late.

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Synchrony Bank Contacts

Synchrony Bank phone numbers

+1 (866) 419-4096

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Customer Service

+1 (866) 893-7864

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CareCredit

+1 (800) 677-0718

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CareCredit, Open An Account

+1 (866) 226-5638

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Savings Products

+1 (800) 333-1082

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Small-Medium Sized Businesses

+1 (866) 838-0655

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Prospective Business Partners

+1 (800) 859-9975

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Healthcare Providers

+1 (800) 300-3046

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Healthcare Providers, Prospective Partners

+1 (855) 875-1850

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Digital Help Desk

More phone numbers

Synchrony Bank emails

nationalsales@syf.com

100%
Confidence score: 100%

Support

nicole.ward@synchrony.com

98%
Confidence score: 98%

Synchrony Bank address

950 Forrer Blvd, Dayton, Ohio, 45420, United States

Synchrony Bank social media
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Feb 09, 2026
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