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Assurant Solutions

www.assurant.com

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1.7

Overall reputation rating based on reviews and complaints

Assurant Solutions earns a 1.7-star rating from 3 reviews and 131 complaints, indicating that most policyholders are dissatisfied with insurance coverage and services.

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Assurant Solutions Complaints Page 3 of 7

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G
10:59 pm UTC

Assurant Solutions insurance claim processing service

If anyone has figured out the proper way to file a real complaint against this company please let me know.

I read all the reviews about this company when we first had our loss due to water damage in the kitchen last July 2018. I knew it didn't matter which mortgage company you had but came down to this company. So I self funded all my repairs and held on to the check from my insurance company.

When EVERYTHING was completed. I submitted a certification from the contractor that there were no liens and all work was completed. I scheduled my inspection and confirmed they acknowledged at insuranceclaimcheck.com that all work was 100% completed. I spoke with two different reps to confirm the servicer had all documentation and all steps completed except receipt of my insurance check. They said as soon as they received the check they would be able to release funds back in about 7 days.

I overnighted the check with a prepaid return overnight envelope (totall almost $100 in mailing costs to expedite) and copies of all the original paperwork I had sent them (just in case)... I received a call after they received it to know a check would be issued and coming to me.

That was July 5, 2019. Today they still have not released any funds and are now saying my insurance check was for too much so they can't release anything. They now claim to only have a estimate that was half the total of the repairs. They previously confirmed receipt of the correct estimate/authorization. I asked to speak to a supervisor and no luck. They said flat out you can't. My position was ok... even worse case and you lost the other authorization then I sent you a check for more than you need to repair evrything, you've already acknowledged all repairs were 100% done so then you should be returning the amount from the estimate you have and any extra as your argument would negate your interest to any of the extra anyway. Either way whether they have the correct estimate or not... both scenarios entitle me to a release of the funds in full.

This company is now fraudulently and illegally holding funds they are NOT entitled too.

I can't believe how many complaints are on the internet and how difficult it is to get a resolution. I know my claim is in the neighborhood of 20k... they must be retaining millions.

Unfortunately, I don't think there is a way around them... The mortgage company won't talk to you and force you to use their service. There is no opt out. This is bad.

I want a full release of my funds immediately.

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Gshel
Columbia, US
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Jan 24, 2021 9:34 am UTC
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I feel your pain. My claim is $101, 000ish give or take and they are taking NINE million years to send my check endorsed to me, my husband, and the roofing company. I have a 140 year old historic house and the roof is a hand-stamped custom made metal and only two companies in the US make it. My roofing company cannot order the roof to begin being made (understandable since it is custom) until they receive money up front. The checks from my insurance total OVER half the funds and now insuranceclaimcheck people said no money over $40, 000 can be released because of the high amount of the claim. WHAT?! The roofing company will NOT order roofing materials to be made without the amount of the check totals that my insurance company sent and they have cashed and in their possession. I am more than livid. Have you found a way to resolve this incompetency since it has been over six months since this happened to you?

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G
12:37 pm UTC
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Getting InsuranceClaimCheck.com to release funds is nearly impossible. They lose documents over and over again. Each time you call you get a different rep with a different document lost or one that gives the all clear, the funds are being drafted and will be there by Fedex in 3-5 days only to call back and hour or day later to be told NO, you need the same...

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J
11:43 am UTC

Assurant Solutions Manager

So the guy on the recorded line was very rude. I showed nothing but respect. He had already talked to my brother on the phine and they got in to an argument. So i guess he was upset. But he never asked if i needed anymore help with anything or any other solutions to my problems. He simply hung up on me. Are these the type of managers you guys have doing customer service?

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M
6:52 pm UTC

Assurant Solutions obtaining insurance claim funds

This company and its employees are incompetent. They do not care about customer service. Every time you call in to talk about the status of your account you get a different person and each of them is just as dumb as the other ones. They told us to send in prepaid envelopes so they can send us our checks then later ask us why we sent in so many envelopes (we sent 4 because they are sending our claim money in different amounts to pay our contractors). They don't know the meaning of simple words such as "total" or "balance". They don't know how to work their own system where they can update the status of pending documents. All in all, this company is the worst to deal with. I will be writing to the bbb.

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H
2:17 pm UTC

Assurant Solutions Assurant service contract

I bought the service contract in April and my dishwasher broke yesterday. I used the Chat option and then called to schedule a service appointment and was told twice that the policy did not cover physical damage on one hand and electrical malfunction (not what I asked about) on the other hand. My policy clearly states "functional" issues as to what is covered. Now they contest that.

Try to find an address to send a cancellation notice is unachievable. Try calling someone and getting an address and you end up at a different division. I want to cancel my policy and cannot find who to send the letter to.

Assurant is a typical insurer who doesn't want to pay and doesn't allow easy access to cancel within a 30-day window.

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H
1:02 pm UTC

Assurant Solutions Warranty

We have had our samnsung dryer repaired now a total of 7 times. The service man says it can no longer be fixed (it is irreparable. We have a family of 4 and both our kids are in 2 different sports so we do a lot of laundry. We have had to miss work on every one of these "repair" times. The window is a 4- 5 hour window they give you that it will be there. We have missed hours of work, had to go to the laundry mat, spent money on the laundry mat and our time that has been wasted with the calls and no resolve. When we call they do not care and just continue to read a script repeating themselves. They refuse to allow you to talk to a supervisor stating "sorry there is not one at this time". The call is a call center in the philippines. The amount of stress, money and absolute inconvenience it has caused is absolutely terrible. They do not care and the dryer should have been replaced a long time ago. We need the madness to stop and someone to be held accountable for the warranty we paid for.

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S
4:47 pm UTC

Assurant Solutions fire claim reimbursement

As many of the other have stated, the level of understanding with this company is horrible. They provide a small mountain of required forms that have to be filled out. They also require all transactions to be performed online or mailed. Unfortunately, their website only works about half of the time. I just checked and it is down right now. I actually retrieved quotes from a large number of contractors before and after the required forms were provided. In all cases, the amount of paperwork made the cost dramatically increase and in some cases double. Totally ridiculous. I am left with paying for the reconstruction out of my own pocket and trying to get reimbursed after the fact. Based on what I have seen, I may have to sue the company to get anything. Totally pointless for a mortgage company to prevent someone from rebuilding after their family dealing with a traumatic event like this and then losing everything they own and can only replace a fraction of what they had due to the company depreciating every item down to the paperclips. Very unfortunate.

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Pat Martin
Kaukapakapa, NZ
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Feb 06, 2020 11:19 pm UTC

This is happening to me as well. How am I support to finish my home if they require 100% completion before they related $100, 000. That is crazy. Please help if you have lawyers out there please contact me or advise what to do with this InsuranceClaimCheck.com

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R
3:55 pm UTC

Assurant Solutions horrible scam company

No stars no stars no stars

Unscrupulous company. My money sits in escrow - they make interest. I have talked to 8 people that all say sorry sorry sorry and then repeat the same thing the previous one said. I take part of that back. Every time I have to call, each person wants different paperwork. Meanwhile, they have my money in escrow making interest. How is this legal? I will be switching mortgage companies because of this - phh.

All the previous reviews are so true - I didn't believe it until now I am living it. You get them one thing and then another, you wait for results, call back due to nothing happening and are told to get something else. I would write more but you can literally read what I am going through from these reviews. They are bound to have complaints with the bbb.

I am imaging the owners - which I am allowed to imagine since they have my money - just sit back and live off of everybody's check that they plop into escrow. What a job. May karma treat them the same.

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R
4:46 pm UTC

Assurant Solutions claims process / insurance claim process

Let me just begin by saying that the level of incompetence and attention to detail within this company is well sub-par and that's being super generous. This company not only lost my check, but once they found it, they allocated the funds to someone else. I called, was told the funds would be available in ten days. The ten days passed; called for an update and was told that "the process was not began when I was told it began and that I would need to wait an additional week". This has now been going on for 2 months! Nothing but excuses and go-arounds with these incompetent fools.

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L
2:23 pm UTC

Assurant Solutions insurance claiming processing

The process is flawed and ridiculous. No one knows anything and when you question them about the process, they can not give you any reasoning behind it. My contractor has been waiting a month to be paid. My insurance company and home equity loan bank both approved the release of the check within two day...M and T took a month and everything had to be done online or over the phone. I have submitted and resubmitted paperwork but there was always something wrong or they needed more. They also called from an unknown number and leave vague messages to call back, you call back and no one has a clue as to why you're calling.

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P
7:27 pm UTC
Verified customer This complaint was posted by a verified customer. Learn more

Assurant Solutions hurricane harvey damage from august 25, 2017

For 10 + months since Hurricane Harvey hit our town in Rockport Texas and most directly our area of Rockport, Texas. We have been having to fight our insurance company (Texas Windstorm Insurance Agency), contractor and subs to get the work done so we can be livable in our badly destroyed home plus now citimortgage and insuranceclaimcheck.com to get the money owed us by the work done and paid for by us from our retirement fund. Everyone we have been in contact with thru this ordeal has delayed/asked for more information/talk to so many different people everytime who has no clue to what was said or done before speaking with them. So much more that is documented as I was always told you are being recorded. As victims we have suffered enough. Something needs to change to help the people who have done everything to resume normal living but fighting the establishment to get the money paid out and returned to us.

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J
6:18 am UTC

Assurant Solutions service

Have been working on house fire for 7 months now. Every time you call they need more information than he needed the previous call. Every person you call needs different information then the last. I'm not sure they have even done this before. Already spent more money on the house then the claim is worth. They want to inspect the house but won't release the funds. I can't put the house on a foundation until money is received from them.

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GaleCapps
Ironwood, US
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Jul 10, 2019 12:56 pm UTC
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Need to file a class action lawsuit. Look up all the people they do this too on a regular basis. It's ridiculous.
Ive been resending the same info over and over for 9 months and depending on the rep, its different documents that were already sent and resent almost daily.
Everything we send them is approved one day and good to go, check is being drafted only to call back an hour or day later to find out its not because, you need the same documents again...rinse and repeat for 9 months.
I lost a contractor over this and only have one left in my area who can do the job and winter up here comes fast. Its now mid July and so far nothing can get started.
WINTER IS COMING!
I've had enough.
I'm in for a class action lawsuit against this company. Together with our similar stories of what we have to go through and the additional pain, suffering and loss, yes loss, we have a very good case.

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scam??
Las Vegas, US
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Sep 23, 2018 1:52 am UTC

Has anyone taken this to the BBB?

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Mo Isr
Woodland Hills, US
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Aug 07, 2018 3:33 pm UTC

Same issue here in Los Angeles, CA. Every time you call they need more information than he needed the previous call.
they already got the money from the insurance 90 days ago. who is getting the interest money on it?

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S
12:36 am UTC

Assurant Solutions Debt collection

I was a victim of fraud, I allowed someone to file my taxes and the lady took my information and rented two apartments in my name. She ended up not paying the rent and even went to eviction court as me. When I contacted the people from the first rental property they told me the steps on how to get the debt removed from my credit. I did exactly what they told me and they have removed it with no problem. I have sufficient evidence that I have never lived in any of these places and can prove it. I contacted iq data to request a fraud packet from them. Micheal to me that they validated my debt and it would stay on my credit. I told him I was a victim of identity fraud he told me to take the person to court. I told him I wanted a fraud packet it's been 3 months of me calling back and forth. They keep telling me the fraud packet is in the mail. I call every two weeks and still have not received a fraud packet. These people want you to be accountable for debts that don't belong to you. If you have proof to prove you aren't the person you'll never get a fraud packet.

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P
10:58 pm UTC

Assurant Solutions insurance funds not paid. invoices have been submitted 8 months ago

PHH Mortgage is holding insurance funds on the repair of my home after a fire almost three years ago. I only received 400, 000 from insurance but have put 750, 000 into my home. Value is well over 1.3 M. I'm still paying mortgage insurance after 4 Years of on time payments. I have more that 700, 000 of equity on my new 6, 600 SF Home. Id like to finish my siding and pay my electrician and plumber.

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C
3:26 pm UTC

Assurant Solutions Rude representatives!!!

Hi, my name is crystal gallegos and I was calling to get some information on my debt with you. I had spoke with both jason and a manager by the name of rand. Both of these gentle men were very rude and not much at all. They both are very unprofessional and the worse part about all this is I reached out to them, no one I mean no one has contracted in this manner. If someone other then these two gentle would like to reach me I can be contacted at [protected], thanks.

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Update by crystalG83
Nov 30, 2017 3:27 pm UTC

Hi, my name is crystal Gallegos and I was calling to get some information on my debt with you. I had spoke with both Jason and a manager by the name of rand. Both of these gentle men were very rude and not much at all. They both are very unprofessional and the worse part about all this is I reached out to them, no one I mean no one has contracted in this manner. If someone other then these two gentle would like to reach me I can be contacted at [protected], thanks.

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R
7:26 am UTC

Assurant Solutions Product registration home appliances

www.assurantbuildercontracts.com
Sounds simple, register your product through assurant to get an extra 2 years worth of warranty service. Guess what, nearly impossible to do...
The website doesn't work and no one answers the 2 phone contacts listed. Even during normal business operations, i.e. 8a to 8p, there's a message that states "we are now closed, and then stating the hours they're open"...

Sounds like ge needs a different contractor for these sorts of issues. Sounds like i'll need to complain to some branch of the government specializing in business fraud...

This is straight from their web page
If you need assistance, simply call us at:
[protected] for service contract registration support
[protected] to schedule service
Our business hours are:
8:00 am - 8:00 pm est
Monday - sunday

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M
2:25 pm UTC

Assurant Solutions Unethical behaviour

My name is christeen flemons, I am writing in an effort to receive some assistance from you. I am going to keep it short. I have a debt with iq data, I talked with shannon in aug/2017. She stated that I could settle my debt by paying $1400.00. That's the total she instructed me to pay. I advised her that I would save the money and call back with payment. I have a financial hardship that I am going through and a high risk pregnancy. I called in on 10-16-2017 and she instructed me sorry to late. She never told me that I had to pay that amount only in august. I keep calling in to make my payment of $1400.00 has advised my shannon and they wont accept my payment. I have talked with kris, jeremy, randy they have all misrepresented themselves. My account number is 8166825. Please help me in this matter. I look forward to hearing back from you.

God bless

Christeen flemons

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Update by Marthamae
Oct 17, 2017 2:26 pm UTC

My name is Christeen Flemons, I am writing in an effort to receive some assistance from you. I am going to keep it short. I have a debt with IQ Data, I talked with Shannon in Aug/2017. She stated that I could settle my debt by paying $1400.00. That's the total she instructed me to pay. I advised her that I would save the money and call back with payment. I have a financial hardship that I am going through and a high risk pregnancy. I called in on 10-16-2017 and she instructed me sorry to late. She never told me that I had to pay that amount only in August. I keep calling in to make my payment of $1400.00 has advised my Shannon and they wont accept my payment. I have talked with Kris, Jeremy, Randy they have all misrepresented themselves. My account number is 8166825. Please help me in this matter. I look forward to hearing back from you.

God Bless

Christeen Flemons

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C
4:45 pm UTC
Verified customer This complaint was posted by a verified customer. Learn more

Assurant Solutions Failure to honor 2 year 360 warranty with accidental damage

I purchased a surface pro 3 from amazon on 12 oct 2014. At the same time I purchased the 2 year extended plan with accidental damage coverage with assurant. (info attached) the info on the purchase page states "accidental damage starts day one; mechanical and electrical failures are covered after the manufacturer's warranty expires." I took this to mean that the accidental damage part starts october 2014 but the mechanical & electrical failures start after the manufactures warranty ends. Under 'terms & conditions' in their written contract (attached) there is this statement: "your plan will cover service repairs or replacement for the period of time you have selected that extends past the manufacturer's warranty. Many benefits start at date of purchase including power surge and food loss."

This sentence indicates that since I purchased a 2 year plan, my coverage would be 2 years after the manufacturer's warranty, which was one year.

When I attempted to file a complaint on line on sept 2, 2017, I was unable to log in due to an error (page attached), reset my password or live chat. I then called their customer service line [protected] and that is when I was told that while the contract reads that way, it really doesn't mean it covers 2 years after the manufacturer's warranty. Requested to speak to a supervisor but after holding for close to 20 minutes, a supervisor could not be reached. The customer service rep was very polite and sympathetic but ultimately unable to help me.

My contract # is [protected]
Cheryl rush
[protected]
836 cr 3580
Winnsboro tx 75494

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M
12:43 am UTC

Assurant Solutions Samsung premium care

Hello about a week ago my s8+ got a cracked screen I had samsung premium care I submitted a claim and paid the deductible and was told my device would be shipped out the next business day since it missed the cut off time. Well upon calling the next day I was told that my device was on back order and that as soon as the device came back in stock I would be getting a device. I waited about a week before getting the email that my device had shipped upon receiving my replacement I was extremely disappointed the device that was sent to me has scratches on the screen deep scratches along the edge of my device screen not only that this is the wrong model variant my variant that I had was a sm-g955t (t-mobile) and what I received was a verizon model (sm-g955u) my speeds are drastically different on lte I was told I was going to be getting a device of the like and same my original unit was black and I got a orchid grey color which is not so much a deal breaker I kind of like this new color anyways I am just pissed that I paid 850$ for a device and 12$ a month for crappy phone that's not even the same variant I submitted I feel cheated

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H
3:41 pm UTC

Assurant Solutions Stolen ring

First off let me say this even when I was trying to submit my claim thru fax which is such a pain the neck I tried to send it but it seemed like they kept disconnecting the call it would not make it to the second page I thought it was just my phone line I went to several places just to fax it I had to be on the phone with this guy for an hour and half he assured me that there is nothing wrong with their line they gave me 3 different numbers and so many try's before they got all the pages plus they said that they will send a letter within two business days it's been two weeks then I call them and said that it was denied. Mind you my wife's rings were stolen but they gave me this bs loop hole that there was no forced entry. I'm pretty sure that they will come up with something else that they will deny it don't trust this bs company

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