I went to Nuvia implants in Austin, TX. I thought this would be perfect since you get your implants up front. You see the financial person first, and after you qualify, they immediately set you up with a bank, of their choice and rates. I asked the financial person if this amount 40k was the entire amount owed from start to finish and he stated yes. Well, after getting into the process, they sent me to get blood drawn for my diabetes. I had to pay for that, then they stated over the years when I had to come in and get my implants checked, I would have to pay for that also. I stated to them that I was told that the 40k paid for everything, but it is not true. There are hidden costs over the years and up front that you have to pay for out of pocket. Then for whatever reason, they said it was my diabetes that they canceled my surgery. I believe it was because I told them they would be liable for all the cost for future appts etc. because they stated at the beginning the 40k paid for everything from start to finish. I got my entire amount back minus the 35$ for my blood draw for diabetes, which they had said up front they would pay for. Be careful before you go with Nuvia. It sounds good up front but there are hidden costs and you are at the mercy of their banks, percentages for loans etc and they don't tell you about all the hidden costs down the line that you pay out of pocket and additionally to the 40k you pay. I am on social security disability and I try to be really cautious, but they don't tell you everything. Be careful before you sign on the dotted line.
Recommendation: Check into all the details and see if you can get your own bank for the loan.