Horizon Gold Card — simply fraud!
This is mail and internet fraud. Received in mail a preapproved application for a Horizon Gold Card! When to website applied, spent $100 for all fees was lead to believe this was a regular visa/mastercard with a $500 credit limit. WRONG!!! Horizon had an "on line store" the card is only good at and if you order anything from this very poor web site you must wait four weeks to receive your item(s).