Horizon Gold / Hallmark Bankbeware - it's a scam!

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a verified customer
Verified customer

Hallmark Bank & Trust Limited does not issue unsecured credit cards.

that site says they do issue unsecured VISA cards

Email: [protected]@hallmarktrust.tc
Telephone: [protected]
Facsimile: [protected]

Contact: Greg Hurd, Millicent Grant or Brian Trowbridge

TCI mailing address:

Hallmark Bank & Trust Ltd.
PO Box 656, Tropicana Plaza
Turks & Caicos Islands
British West Indies


Ongoing Annual Percentage Rate: 0.00%

Annual Fee: Nil

Monthly Charges: $14.95-$20.95

Late Dues: $10.00

Returned Check Dues: $25.00

Grace Period: Not Applicable

Reward Program: Free Equifax Credit Report

Total Initial Fee: $35.00

Issued By: Horizon Card Services

How horizon gold card works:

While activating you account, you will get a credit card account to spend on the purchases through this horizongoldcard website only not all others. Also there is a little charge on nominal processing for every purchase. After activation of your account you will receive a Benefit Credit or Horizon Outlet card within 4 weeks from the date of activation. For customer care services you can contact us at: [protected]@myinstantbenefits.com


Reporting credit Bureau:

Horizon Gold Card Services will send a report about your new credit card account to credit bureau, after getting positive info about your identity. For your identity proof you must senda photocopy of your card to the Horizon Gold Card Services. The card or the horizon outlet gives no guarantee for building or re-building you credit card, or the post of your positive credit report.


Privacy Protection - you will get unlimited internet access. To activate your account or viewing it login to www.horizoncardservices.com using the account issued to you, during your gold card membership.

Universal Rx - You usually check the website for receiving any medications and changes. Unlimited local participating pharmacy access.

Roadside Protection - You will have to pay $50 to the operator upto 3 service calls received up to 15 miles. Additional calls or towing and mileage will cost extra charges. You can cover one service call or towing within 7 days and 3 total service calls within a year. Not to exceed. These service calls include fluid delivery up to 5 gallons based on the current pump cost in your area, lock out service and tire change service(only spare provided to you). These services are not applicable for any accidental vehicle recovery and hence no benefit coverage.

Legal Network - Network will be toll free and internet access to legal resources. Your plan provides you one 30 minute consultation with a legal adviser in your area absolutely free of cost. No Criminal defense cases are required under this plan.

Courtesy Program - MyGasWatch and some other programs offered to our members are done according to convenience and courtesy items only. Horizon Gold Card Services provide no warranty of all mentioned services and can be changed or discontinue at any time


Horizon Gold Shares Inc. reports earnings for Qtr to March 31

Published: July 1, 1989
*3* Horizon Gold Shares Inc.
Qtr to March [protected]

Sales 1,812,697 1,374,221

Net loss b703,968 c497,383

Share earns - .03

Yr sales 9,328,208 4,461,040

Net inc 333,008 d54,265

Share earns .02 -

Shares outst 17,716,742 16,309,156

*3* Horizon Gold Shares Inc.
Qtr to March [protected]

Sales 1,812,697 1,374,221

Net loss b703,968 c497,383

Share earns - .03

Yr sales 9,328,208 4,461,040

Net inc 333,008 d54,265

Share earns .02 -

Shares outst 17,716,742 16,309,156

b-After a loss of $135,000 from the reversal of tax loss carry forward. c-Net income d-After a gain of $39,188 from the extinguishment of debt.

All you need in order to comprehend everything concerning the difficult question of horizon gold card rate are revealed during the course of this special article. People obtain cards for several uses. There are any number of uses for credit cards, and consequently, nearly everybody carries one (or even several). Some want a card since charging all manner of purchases to a card is a really handy way of obtaining products or services whenever they want or need to -- even if they haven't got ready money. Other potential cardholders decide to go in for online credit cards simply because of the customer benefits they can accrue when they charge goods or services.

Other people may decide to get charge cards on account of the widely known and very attractive offerings proposed by a particular card provider, apart from better client support and great plans. Yet other individuals obtain online credit cards with the rationale that any goods or services they buy will be backed by the card company. This normally holds good in case you've had some sort of trouble regarding the goods you have paid for through your card, and, usually, the card issuer will compensate the damages by letting you charge back that sum.

A number of individuals get plastic cards because it's the best method of payment for e-Commerce transactions. For a number of folks, online shopping can be the most hassle free method to purchase goods or services, and more so for people who haven't found the time to drive to the shopping center. Online merchants typically accept payments from their customers by means of creditcard. Other people acquire online credit card so that they have a backup, and utilize it whenever they need money urgently. Almost all individuals experience emergencies when they're caught short, without readily available cash, so it becomes hard for them to find ways to manage the particular crisis. creditcards can come to their rescue in such circumstances, and this is yet another convenient use your plastic money can provide. Some people apply for plastic cards simply because they want to have card records that they can leverage in upcoming borrowings or other credit dealings with banks and financial institutions.

And, finally -- there are people who obtain online creditcards because of the expediency factor of not carrying cash around, which is rather unsafe. After all, cash in a stolen wallet could be lost permanently, while stolen or misplaced credit card online isn't as great a calamity - you just have to cancel the card, so you haven't really lost a thing in any way.

Those things are the characteristic justifications for why cards are popular with the majority of individuals -- which can be boiled down to the simplicity, practicality, and relative safety. However, no matter what the motivation, getting and making use of your online creditcard isn't something anyone should do without thinking things through. creditcard could be a truly convenient way for you to leverage as an alternative monetary instrument, though it can create difficulties for you. This is due to the fact that it ought to be utilized just by individuals who have what it takes to manage its use. If utilized in a rash or impulsive way, you will face the consequences of a monetary reversal later on.

To assess whether you'll be capable of managing online credit card (alongside your other financial matters) in the wisest manner, you should learn and apply the most important factors regarding your card and its basic elements. You have to think whether you will have the financial capability to pay off your bills when they arrive when you've bought goods on your plastic cards. Debt with plastic card is a typical scenario, on account of the inability of the cardowner to pay up his/her card balance right away. This happens if the card owner fails to take due care with the manner in which he or she makes credit purchases, and consequently piles up ever-growing dues by the end of the period the bill covers.

How about a scenario when a person fails to pay the bills in full and just pays them in part? It might be alright, although the danger sets in if its a recurrent feature and the card dues keep piling up, because it means heftier rates of interest. Fees increase even more if there're no appropriate funds to cover the card dues. In such a scenario, it's crucial that the card owner make use of the most strategic financial management to understand how he or she should use charge card in order to evade financial losses.

For additional Horizon Gold Card Rate info, simply click:

Bad Credit Card: a number of details on Bad Debt Credit Card

Low Horizon Gold Card global review - Credit Card Low

Extensive Best Deal On Credit Cards facts - Best Deal On Horizon Gold Card

Business Credit Card online guide

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  • Ch
    Chino hazze Apr 18, 2014

    I ordered the card yesterday and going online and reading about them I send my bank a message to stop the transaction and not to take it out of my checking account so I won't owe my bank 29.95 if the horizon card service so I told my bank that they are scammer trying to make quick bucks and plus those 29.95 my baby of 2 month needs diapers

    0 Votes
  • An
    Angelique Hueca May 14, 2008
    This comment was posted by
    a verified customer
    Verified customer

    I was billed to recieve a Horizon Card and have not recieved my credit card by mail please cancel any card sent and resend me a new card to a new address which is
    Angelique Hueca
    550 Wyandotte Street
    Bethlehem, PA 18015
    Thank You
    Any additiona information please E-Mail me at [email protected]

    0 Votes
  • Cy
    Cynthia Martinez Feb 28, 2008
    This comment was posted by
    a verified customer
    Verified customer

    Hi, I got a card in the mail and it was a horizon gold card for $500 and I was getting it activated on line and I did everyhting but it was asking for a card # and the experation date. I thought you didn't need any credit card. Because it said on the card no bad credits, or bank checks. So I want to know what is going on here?

    0 Votes
  • Ro
    Roger F. Jouron Sr. Jan 16, 2008
    This comment was posted by
    a verified customer
    Verified customer

    May be you can help me for I was charged $89.95 on my bank account from Horizon Card services for a charge that I did not order of any cards please give me refund to my bank account and was not oked for any cards. Please refund ASAP to my bank account. So that I can clear up my account.

    0 Votes
  • Ro
    Rosa Garced Dec 10, 2007
    This comment was posted by
    a verified customer
    Verified customer

    I was offered a unsecured visa which this isn't then you have to pay processing fees equal to purchases not good

    0 Votes

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