I have two loans with Wells Fargo, both at 20.90% interest rates. I had some personal issues for a bout a month, and was not able to make any payment to them during that time. I kept in communication with them, called and got on a payment arrangement for hardship plan. I held up my end of the bargain, and was told come Jan 2008 my payments would be back to 135.00 a month, and my accounts would be current. Then I get harassing , non stop calls from the collections dept, the day after my last payment posted on this plan, and they had the nerve to tell me, THEY MESSED UP, because i was never eligible for that plan, that my credit with them wasn't that outstanding. But they said since I held up my end of the deal, they would send an email to their management, to get my account current. O.k. fine.
The next morning 12/31/07, starting at 9am, these people are calling non stop, hanging up on me when I call. I called them, spoke to a very ignorant person, who told me the calls would continue , until they fixed the problem. EXCUSE ME! I said, (by this time I am irate, have the flu, and cannot do stupid today at all)... this is your mistake, my account shows I have held up my end, and my next payment regardless if they fix or not is not due until 01/22/08!!! o why am I getting the harassing phone calls, I want to talk to a manager now!!!!.... The collection agent asked me why??? I told him because he isn't understanding the issue I have I want a manager now... he said "CALL BACK THAN!!! BECAUSE I WON'T GET A MANAGER FOR THIS!!!... and hung up.
So in the meantime I will be fighting this with WELLS FARGO FINANCIAL... UNTIL RESOLVED... because they are so unprofessional, and ignorant. I am just in shock over this phone call and want everyone to know what kind of scam this bank is.
Alicia from Colorado