TD Bank
reviews and complaints

I've had the most horrible experience with this bank. I kid you not.

I received a letter last week stating that I was in the hole for over one hundred and fifty dollars. I checked my account and discovered that as of Thursday, that amount increased to two hundred and eighty dollars.

I went to my local branch and had the displeasure of being taken cared of by an extremely arrogant young person who basically told me in so many words that I did not know how to balance my check book and that he would credit my account for the two hundred and eighty dollars but "going forward, " I'd have to be a bit more careful! I repeatedly told him that I carefully monitor every transaction and do not charge or debit anything that is not in my account.

He would not listen. I was angry but happy to get my money and just left.

The next morning, I am expecting to see my money and nothing. I checked several times and nothing. I finally go back to the bank and speak to another young man who was also smug and arrogant. He accused me of " using services, " that had no right to! He practically accused me of charging/debiting money that I didn't have in the bank.

I got two statements from him. And I found a few interesting things: the first that they charged me twice for THREE transactions and that instead of two hundred and eighty dollars; they were supposed to credit me for three hundred and fifty. I am so furious. I live from pay check to pay check and this is killing me.

Further more, I called earlier to the customer service line because the bank was closed and was disconnected three times. I kid you not. I am on the phone right now (on hold) to speak to someone who is really not going to be of any help.

I am angry because there seems to be some type of problem with upgrades that they made to their system and they refused own up to it and instead chose to hide their issues therefore putting the customer in very precarious positions.

I am very angry and am seriously considering closing my account.

Probably posting someones name was a little rude yourself. Maybe complaining at the actual branch would've done more justice. Good luck.

I am having a lot of problems with this bank. I do not know who made this site, nor do I know who reads it and if there is anyone out there who is seeking feedback. Assuming there is, I would like to share the following:

As an experiment I called TD Bank five times and spoke with five different customer service represen...tatives. When asked why I was calling, I said I wanted to find out how to close my TD Bank account and leave TD Bank for good. Not one person on each call questioned why I was leaving or even said they were sorry to hear this or even ask if there was anything I could do. I was shocked. Some of them were even rude.

My issues span from complications with their system to poor customer
service to no longer being able to directly deposit a business check
(they are now not ready until the next business day) to not even being
able to transfer money online from my TD Bank account to a family
member's account who is also using TD Bank. They ...don't use that
technology or system but "purport" and claim to be "America's Most
Convenient Bank."

My advice? Don't tell the customer service people on the phone about
your woeful experiences. They may not care because they have been
bombarded by other customers having the same problems as you. They are
also probably getting treated poorly at their jobs. Go higher up the
food chain and hopefully, this bank will change some of its policies
and turn around. I am not optimistic, however.

Mamie Prout

[protected]

Assistant VP of Customer Relations. Call. Tell someone who can change something.

I never write reviews, but honestly this one is a doozie.
I like my bills to be balanced like any good person. I have a card with Ashley Home store that has a payment due on the 9th, that's bad, because I asked for the 15th explicitly. This leaves my 1st fortnightly check spending money $300 short.
I went into TDs account access number to re do my credit card payment with Ashley Home store. This was not explicitly said not to do.
They told me they'll switch me to credit
So I did
They gave me the number for the Ashley Store card.
It said to go online to WWW.onlineaccessplus.com
Entered in all my info correctly, even checked my husband's dog tags and other info with my mother in law.
They said they didn't get it.
They said call customer service. I used an old hack where you press zero to talk to an agent. All systems are down and they won't be up till Tuesday. Like what the actual [censor]. Why would a major bank subsidiarity close on a weekend?

Ongoing and endemic corporate culture of client exploitation. Ignore the client, steal hours of your time, give you incorrect information, if at all and then insist that you be thankful for the privilege of working with such an egregious self serving institution. WORST BANK IN NY! Melissa Hayes and her 3 supervisors deserve to be ousted.

The TD bank in Broomall has the rudest people working there. They are not helpful. I thought that their motto was "the convenient bank", yet they are not at all about making things convenient. I will never bank there again. RUDE, RUDE, RUDE

I also was a satisfied customer of Commerce Bank. Got nervous when it became TD. Had every reason to feel that way. I have a "laundry list" to show it. The worst part...you can't complain when mistakes are made (and they are made all the time) the Manager and Assistant manager get defensive and nasty, if you ask WHY, WHY did this happen. I can't wait to close my account. What a bad experience! No loss to them, of course. But, they shouldn't be out there causing frustration, stress, pain and suffering. Shame on them.

I just open an account with TD BANK 2 weeks ago, I was able to open the account with $250, this weeks I took my coins into the the Bird Road branch and I used TD BANK, Pennie Arcade service, you drop your coins they give you a recipt and you can cash it or deposit the monies. On Tuesday I deposited $1, 027.32 in Quaters, Dimes, Nickels and Pennies...no problems at all
I return the next day with about $700 in dollar coins I have been saving aside for a rainey day, I started to use the change machine again I was approach by Erwin Bastian and ask me if I was a business account holder, I sai NO, I have a personal account, then he ask me if I was a coin collector, I reply NO, it was coins that I have been setting aside for a rainey day, Mr. Bastian told me that I could not continue to enter coins into the machine because that machine was for people with "small piggie banks" and that they didn't want the dollar coins, I explain to him that I was going to deposit the money into his bank...he refused my coins and told me with an attitude to cash in what I had put in the machine already and NOT put anymore coins.
He totally refuse my money, How can a bank refuse a deposit and have someone with an attitude serving people with a "Assistant Store Manager" title to his name.
I got so upset I threatting him on closing my account and he didn't care, he ask me for my drivers license and asked me if I wanted large bills or small bills of the money I had in my account, He didn't care about loosing a customer without knowing if I'm a wealthy person or a poor bastad!
What a shame!

TD BANK is the worst bank I ever had to deal with!
DON'T EVER GET A MORTGAGE WITH THEM!
- Unknowledgeable staff - don't know what they are talking about and all the employees assisting me had to get their manager to sit with them
- I got stood up by them after driving 2 hours through a winter storm to get to my appointment ON TIME!
- They do not reply to your emails nor calls in a timely fashion - usually 2 to 3 days
- I feel bulied by them just because I am locked into a contract! But when it's over, never again!

Awful awful awful. As soon as they switched to td bank, what a nightmare. Customer service is the WORST. Worst than dell. Even their supervisors read off of scripts "oh were so sorry"...um no your not or you would fix the problem. How do companies like this stay in business?!

That machine is designed for personal use and for what you are saying you are a coin collector. Why would you bring in the money in different days? And nobody just saves dollar coins, the service they offer is great, just because you tried to take advantage of their system and wasn't allowed to do so doesn't mean they have bad service.

And a typo on my part, its 'speech' not 'speach' like i wrote it. Anyways, I'll add to my point, all banks are bad. The same reason everyone has horror stories lending or borrowing money from friends or family, should make it no different when you take from a bank.

The goal is to have enough money where the bank is paying you and you pay them nothing. Every bank, has some option where that is possible, in canada, they have minimum balances where they waive fees. You can use your credit card and make payments in the states free of charge and if you pay before the 21 day cycle is over its no interest. But people choose, that's right choose to pay fees.

Those are some tips.

Do some research at your local bank and you can save your money.

If its 'free speech' then wouldn't that constitute me having a right to express my opinion as well? The very thing you accuse me of is the same you are doing. In fact if you read my post, I gave many outs saying that if you acted accordingly then the bank is wrong, however, if you don't have patience and are rude or arrogant, its a human on the other side that can make mistakes. Just like you and me.

Its called Free speach and its a constitutional right to express it, and when I did it, after someone else you had an issue with it...interesting how free speech only works one way in your world.

Right its the bank's fault...LOL...

Heres my story.

I started with commerce bank way back when. The service was exceptional!
I was very pleased with the level of service with commerce. Well all that changed about a year after they changed to TD.

Customer service blows now! The branch now hands everything off to the call center where you are put on hold for very long times and have to re-submit your identifying information to the next operator.

Lately while in Argentina my card stopped working despite having a permanent note on my account that I am a pilot and travel extensively and not to shut it down for suspected fraud.

They shut it down anyway. Told me I needed to come to a branch and get a new one. Being in Argentina for 30 days made that impossible. I have a second personal account so I figured I could transfer funds from my business account and use that atm card. NOT!

The online system would not allow it. Transfers worked many times before now it won’t allow it. So I have to take cash advances on credit cards to feed myself.

Additionally about two months ago someone cloned my atm card in Colombia and charger 6000 dollars in goods. I called the fraud department and they credited me 4000 immediately but told me I would need to wait up to ten days for the remaining 2000 to be credited to my account. It’s been almost 60 days now and im still waiting despite many phone calls!

Now they tell me the person who is handling my investigation is on vacation till October 16 and I will need to wait till she gets back before the investigation can proceed. WHAT! I could not believe what I was hearing. You mean to tell me there is no one else who can handle this matter. Incredible. They also told me they never told me it would be 10 days for them to credit the final 2k.
BOLD FACE LIARS!

It’s a shame the idiots in TD management didn’t realize why commerce bank received so many new customers in the short time they were in existence.
THEY LEFT OTHER BANKS BECAUSE OF ### CUSTOMER SERCVICE! AND NOW YOU’RE DOING THE VERY SAME THING!

TD is not nearly as customer oriented as commerce was. Im changing banks again as soon as I get home.

Bill Sample

Its funny how only people living paycheck to paycheck have this issue, I'm with 3 banks, and will only go to a fourth when my FDIC limit is reached in all my accounts within each institution. I have noticed issues with each bank, but it never concerns me because I actually know what is in all my accounts at all times, and if one bank is down, I just pull out the access card for the other one. Most examples of people who I see are failing are the ones who are living beyond their means in one manner or another. And when something happens, put blame on the bank. Look no further then yourself, the mistakes the banks make they fix, and sorry normal people do not lose their cool and start shouting and yelling, uneducated idiots do that. Yelling never helps, it is a person on the other side, making a living just like you or me. If they are unable to understand or unable to help, hang up call and speak to another person. Don't try to put yourself in with us normal people, its insulting...

LOL...

They should not be allowed to get away with the [censored] they pull on their customers. They make millions of BS fees every year. Most the time, it is their incompetent workforce that is responsible for the errors. Then after waiting 30 minutes to speak to a representative on the phone, you get told you are a liar, then told to go to the branch to speak to someone. Then you go to the branch, and the person who insisted when you asked if they were still on the same banking day swears they never told you that. Then you're FUC|

I have an old gift card for $250 that was partially used. I recently went to check the balance (was $100+) and the person on the phone I finally reached via the number on the card said it is no longer on their books!

She also said the monthly fees must have exceeded the balance, so the card is worthless!

I started banking in my town with Bank of Boston, then Family Bank, and then I believe Banknorth bought them. I have paid thousands of dollars in overdraft fees over the years.

Do people realize they are from Canada? They are probably just laughing at screwing all us Americans.

People have told me "Ah, all the banks are the same" so I haven't done anything-but I absolutely must change banks.

I'm beginning to think TD Banknorth gets away with more since they are based out of Canada. It seems a lot of laws do not apply to them. They are raping Americans and getting richer-and the US government does nothing about it.

Even the turnover in my local branch has been a problem. Everyone good leaves. I guess they force people to work Sundays and cut their hours so they no longer qualify for full time benfits. It seems they do offer good part time opportunities for younger people who might still be college, but they have screwed some of the long time employees.

Simply said, they suck. I don't dream of winning the lottery since I never play, but I do dream that some day the government will put their foot down on Banknorth, and a real class action suit will get going. My dreams ends with that I end up getting thousands back they have screwed from me. That would be heaven.

When the hell is this law about overdraft fees going to be passed?

TD Banknorth needs to be called before congress and answer to their practices.

OUR PENNY failed every test for the 1st week, ACTUALLY she was over because most of the time the coins gets stuck... never under, it was always over... I would count coins before putting them into her... before you complain... I'm an ex-employee so I can't be fired for telling secrets and i have many

So the first time you had all types of coins including pennies, nickels, and dimes. And you got 437. The next time you filled it up you put in all quarters and got 2000. And somhow there is a problem with the machine at the TD?

And you didn't know how much was in there, so you just choose to believe that it was the machine.

LOL...

I received a letter stating my son has won the sweepstakes for 450, 000 thousand dollars just like many others. I called the number, spoke with Mia Avery as well and she encouraged me to cash the check because my deadline was October 15. I told her this was to good to be true and she stated she understood because it's life changing. I said to her, I will let my attorney check into this and her entire tone changed. Please do not get caught up into a scam of this magnitude. Many are playing on the emotion and the crisis that our country in today. Be careful, there is alot happening out there. If it feels like a scam, looks like a scam, and speaks like a scam, guess what? It is.

This bank is so horrible and they charge you fees and scam you and there customer service will do nothing or their hands are tied to rip you off. If you bounce a check you get a fee of $35 than every 6th day another fee for $35. It cost me about $280 to bounce two things for 12 days. When I have had a good account with them since I was 10. It has changed and someone is making a lot of money who the economy is at it's worst they won't budge or bend anything

I completely disagree...listen to what the reps tell you. Obviously they know something about banking or they would not work for TDBN!

Ok, most of the complaint sounds logical. However, any charges made BEFORE you called Banknorth were already approved, and therefore will still go through. Once you order a new card, with any bank, the security code and expiration date are changed and updated. After that, with debit cards, you can only use the old card for PIN based transactions, not for credit type transactions. This is true with ALL banks.

It sounds to me like you simply heard what you wanted to hear, not what the CS person was trying to tell you.

Hello. I was very ill for awhile and my credit did take a dip, I went for a secured loan after I had paid off all of my credit card bills, except for 1. I was denied a secured loan, even though I had the money to secure in my savings.
So, I asked why.
No mind you, I had another secured loan with TD bank which I paid off a year and a half early- no joke.
I was told because my account was left to a family member in case I died. Which is normal, I do not want them to go through hell to bury me.
It was the first time too, i explained.
Then I received another call and was told that it was my credit.
I explained that I understood that my credit was subpar, but it is a secured loan and I am giving you the money up front. I also said that I had just paid back my first loan 1.5 years early.
Then, I received yet another call and was told that I had applied for the loan at a branch, therefore, that is why i was accepted before, but the corporate end is more strict.
I said that they are one bank- not independently owned.
Bottom line folks, TD BANK sucks. They are great at taking your money and if you are a good customer with them- they will turn their back on you.

Scot, you're not the only one. I've had several RESP agents telling me the wrong things. And they are supposed to be experts. Some of those group RESPs have super heavy enrollment fees, and they never mention anything about them until you're enrolled.

ACTUALLY, the student checking DOESNT have a monthly fee OR a balance required... should have read more carefully

I have an extended family of about 18. All 18 of us use to bank at TD bankNorth. Then the green books arrived. I read mine, reread it, reread it again and was outraged. I picked up the phone and called all 18 relatives, because I know they don't read this stuff from the banks, and told them what I was reading. Some read it, some threw the package in the trash, some even dug them out of the trash to confirm what I was saying.
Needless, TDBanknorth just lost 18 accounts from my end. I went to a credit union.
I think it is ridiculous that they want you to keep so much money in the bank or get a monthly fee! There were 4 people in my household and each one of us had different fees. My daughter's, for example, was the most ridiculous. She is a full time college student and part time worker. They wanted her to keep 1000 dollars in the bank or pay a 17 dollar fee a month. What a nerve! GO TO A CREDIT UNION.

Banknorth DOES suck! They forget that it is because of their customers that they are even in business. People have been brainwashed over the past several decades into thinking they can't live without a checking account. HELLO, ...everyone can and SHOULD live without a checking account until the banks realize that they can no longer rip off their customers with utter disregard for ethical business practices. People should only deal with savings accounts that pay interest and don't have any maintenance fees. People need to wake up and band together against the thieves that call themselves 'your friendly local bank'. HA! I say Jesse James and Dillinger and all the bank robbers of the past are heroes, the banks had it coming, and they have it coming now. Between the EXCESSIVE FEES, 'creative' bookkeeping, and all the bull**** they hand us when they try to tell us that they are 'only following policy' when they empty our accounts every chance they get, we will all be poor. I'm telling you, you gotta start realizing your power and drop the checking accounts. Pay bills in person, with money orders, prepaid credit cards, debits from savings accounts and whatever other way there is. Send the banks a message, drop your checking accounts!

i have also been robbed by bank north not just once but twice.i'm on lay-off from my job and collecting unemployment comp.i have cashed my check at my local branch of banknorth with no problem getting the full amount.last week i deposited my check on a friday and payed some bills by electronic payment that night on the phone.the following monday i went to check my balance and found both payments were denied do to lack of funds.when i called banknorth they said there is a three day waiting for checks to clear.the same thing happend last year the only difference at that time i deposited cash.there excuse for robbing that time was that they clear checks in the morning but do deposits after 2pm.between both ripoffs it took more then what make a week on unemployment.as far as i'm concerned they are robbing our money with impunity.

I couldn't agree more. They just cost my wife $500 in fees. They are thieves!

I enquired with the manager of the Vancouver location about maximum contributions for a Register education savings plan . She did not know ! I advised her that It should be on annual income and she said that I was wrong . I contacted the Government of Canada and I was correct !
She should not be giving out information and have that title !
She made me feel so small and I was correct !
Advising you that will never deal with your institution nor will I refer it .
Thank you for taking the time .

I work for TDBanknorth and I know firsthand that this woman has been irresponsible and is refusing to take responsibility for her own actions. If she had deposited funds right away when the neg. bal. was not extremely in the negative, she would have avoided quite a bit of aggravation and frustration.

I'm no paticular fan of TD Banknorth but in this case I'm not sure what they did wrong. If you don't pay your bills any bank is going to close your account and send it to collections. As far as being notified, you should always keep track of your spending and shouldn't depend on any institution to tell you when and how much you overspend.

It is the attitude that our spending is someone else’s responsibility that has resulted in the current financial crisis we face. We need to live within our means and not blame others for our own actions.

I have gotten two of these checks, didn't fall for it, put it through the shredder! No one is going to just send you a check out of the blue, everyone should be smart enough to realize that!

This is the second check I recieved in one month. Is there anyway this can be stopped? Do we contact our local police department or the News Companies or what?

Who can help me ?

I did receive such a letter and I fell for it .
The received check was deposited, however the bank did not want to take any risks and put a 12 day hold on the check.The lady said I have 4 days to pay the taxes otherwise i forfeight the prize.I paid out of my pocket the taxes and the insurence for the money to be covered by ups. Its been 20 days since i made the payment, no one called, no letters . Its hard to catch anyone to give you an honost answer when you call -either the phone answer machine is full or the associate .can not acess your file to tell you-------.Hey stupid we got you or no its a clerical error.
Can anything be done under the law...will 20/20 get involved if more people come forward or is it a last cause along with the money?
mikeob-

THIS IS A HUGE SCAM! I DID THE RESEARCH AND FOUND THAT THIS COMPANY DOESNT EXIST! THEY NEED TO BE STOPPED! DO NOT CASH THE CHECK AND DO NOT SEND THEM ANY MONEY! TAKE IT STRAIGHT TO POLICE DEPARTMENT AND LETS GET THIS SCAM STOPPED RIGHT AWAY! THESE PEOPLE SUCK!

I have just recieved a letter today saying that I have won 250, 000.00 and that I needed to cash the 3, 900.00 check that was enclosed in the envelope addressed from the same scamers that all of you guys have mentioned. After reading, I did notice that they want you to deposit and then send them 95% of your deposit. I did not fall for the crap because ANY LOTTERY THAT ASKS YOU TO PAY THE TAXES IS A SCAM!If you do win, the taxes are taken out of your winnings from the state. So I say better luck next time silly rabbits, tricks are for kids!

I just received a check for 3, 700 and they are asking me to deposit it so i can pay for the non resident taxes on 450, 000.000 so they want me to deposit the check mean while ill write them a check for 2, 700 and my bank will put a hold on there check, an when i find out there check is no good they just screwed me out of 2, 700 be careful of this scam,

"This kind of crap is ridiculous."
No, what's ridiculous is that you thought that corporations simply handed out free money. Do you live in the 21st century or not?

I was in a vehicle accident and td financial recently bought out VFC inc. now that they are td financing they are giving me issues with refinancing for another vehicle. now i will not have a vehicle and the accident wasn't even my fault.

bad customer service relations. won't give me answers

TD Financial is sending out false checks to innocent US residents. The letters that accompany these checks inform the recipient they have unclaimed winnings from a LOTTO contest. The dollar amount of the winnings varies, as does the dollar amount of the check. The recipients are instructed to pay government taxes, with the check received, through MONEYGRAM at a WALMART store.

DO NOT fall for this scam! Contact the company that the check is written from. Find out if they have filed a report with their local law enforcement. If so, get the information. Then contact your local law enforcement agency, giving them the original claim information as well. The more information our law enforcement agencies have, the closer we can get to catching these theives!

scam checks. telling us we won a special lotto.Lucky 649 contest wth serial number [protected]. contest held onjune 27, 2008.The tax amount is $3, 980 US to be paid thru MONEY GRAM located at any Walmart stores(Wallmart spelled wrong) around you. You can call Ron Clark (on) [protected]. claim #PS 723-559 SU. From the office of Venessa Robert (vice president finance) TD financial.
address they gave is TD financial Sun Tower, 1550Bedford Highway, Suite 410, Nova Scotia, B4A 1E6. Letter dated 28th August, 2008. Received letter on 15th September, 2008. Grammatical errors by the Author of the scam letter.

I recieved a letter and a check for $4, 920.00. The letter said that I had won a lottery in Canada and that the check was part of my winnings to pay the taxes of $3, 980.00 on the winnings of $250, 000.00. Some people might do it thinking that the worst that could happen is they are about $1, 000.00 better off. The letter instructed me to cash the check and call a phone number for further instructions. I checked the number on 411.com and found it to be a cell phone in Canada. My daughter called the number and started asking questions and the man that answered got upset and told her to just cash the check and call me back. He then hung up on her. This is terrible because I am sure that there are people that would see this check and deposit it and send the money to these theives. I plan to call the number quite often and harress the jerk that answers it. The number is [protected]. Feel free to call them.

March 22, 2010

I recieved the same letter with a check for $3, 580.00 stating I won from some lottery drawing and from an entry submitted with my name and I was one of the winners in the 'NORTH AMERICA CONSUMER PROMOTION DRAW" organized for all customer of the stores listed below: Walmart, Sears, Homedepot, Safeway. They said my name was attached to an entry slip with a serial number of 5872B and drew the lucky winning numbers. I immediately went to my search engine and looked up this company called KINGSWAY FINANCIALS it took me to website of a law firm that was bringing charges of fraud against this company. The letter also instructed me to call a Claims Agent and gave me a number to call [protected], which I did not call and I emailed the Law Firm to let them know what I had received. In this ecomony with everyone losing jobs on unemployment people would jump at the chance to win something, but in this world nothing is for free. Oh the letter also states I won $35, 000.00 and the $3, 580.00 check was for payment of the NON RESIDENTS TAX which was applicable to your winnings.
As many of the other people that I have read in the comments I also would like to know how they obtained my name and address. I know this is a scam and why can't something be done about this. I was afraid to even call the number not knowing who i'd be calling. I even tried to do a reverse search on the phone number to learn it was a Cell phone. I tried to look up the company that is listed on the check and was directed to this web site. PLEASE IF ANYONE RECEIVES THIS REMEMBER YOU DON'T GET SOMEONE FOR FREE AND THIS IS A SCAM. I have spoken to an attorney who I asked what can I do so this can be stopped he suggested since I live in PA to contact the Attorney General in Philadelphia and make them aware he then said to distroy the check and DO NOT CALL THE COMPANY LISTED ON THIS LETTER. I am contacting my Local and State Representives and I am filing a police report. This should not be allowed to happen and the people responsible should be held accountable. AGAIN PEOPLE PLEASE BE SMART AND DO YOUR RESEARCH...DO NOT CONTACT THIS COMPANY OR TRY TO CASH THE CHECK THEY SEND YOU...THIS IS A SCAM!

How do people fall for this? In all logical senses doesn't it require a sensibility to judge where this is coming from? If I received a check for approximately $3000.00 and then was instructed to send money somewhere to pay taxes so I can collect more money. Red flags are going off in every direction yet people are vulnerable to the deceit and lies. The only thing these bogus checks are good for is the shredder. NEVER NEVER NEVER NEVER send money to someone you don't know.

i just recieved a similar letter today, letter is from Woodbine Financial, Inc. / Ontario Canada, check for 4900.80, says i won $120, 00 in us dollars, and that 2800 would need to be sent to pay for taxes and fees,
my first red flag that this is fake was that my name was spelled out in all lower case letters,
second, its from canada,
third, name on the check is from TOMY CORPORATION, which i googled, they make video games, both the listed name and the bank are in CA, legit bank (MANUFACTURERS BANK)
fourth red flag was that i know the taxes on 120 grand is nowhere close to the 2800 that they where asking to cover, from reading everyone's posts here, it seems that they have changed names again, but the stupidest thing is that the phone number is still the same... like i always say, common sense isn't so common... there are three different address here, nothing is consistant, how is this scam supposed to be credible, espically that a canadain company in Ontario, has a bank account over 3000 miles away in a bank exclusive to California, all i got to say is thank god for the internet and web sites like this... to educate other people searching for hope and answers... i hope others recognize this scamers new identity and don't foolishly fall for it...

I too got the scam envelope w/no return address. The letter inside stated it was from ING Direct. this seems to be a real company but someone obviously stole their logo for their own illegal purposes. The letter states that is is a final notice. it tells me that I am a winner from their April 16th 2009 drawing. It states that Im entitled to 450, 000$ but first I have to deposit my enclosed check of $4, 950.00 and pay a service tax fee of $3, 950.00 before I get all the money WHAT BULL ###! I have also recently been called by all these unusual ph #s. I got a voicemail a few times telling me that it was the claims department and they needed me to call them back because they have been trying to reach me for days. I'm freaking out thinking that maybe I forgot to pay a credit card bill or some old Dr. apptment fee. So like an idiot I call the # back to have the other end answered by some guy w/a thick and barely audible accent. turns out I called Jamaica! The guy was like call me back on this other #. I didn't but I did call my ph company right away to take away the long distance fee. I have no idea why I've had these instances lately but perhaps because I am registered at places for my upcoming wedding. Maybe David's bridal is giving out info. They suck there anyways. Either way I'm guessing both scam incidents must be connected somehow...If anything seems too good to be true or in the least bit out of the ordinary then I highly suggest looking into it before responding or acting. That guy up above is right, thank goodness for google or many more people would probably be screwed!

My girlfriend just recieved one from nova scotia winning 4920.00 We took it to the bank and cashed it for the full amount! no problems or questions asked! NOOOOOOOOTTTT! This is a scam and everyone needs to know. i had a close friend get a phone call from people like this. unfortunately he sent in the two grand plus to claim. he found out he wasn't gettin his 100 million dollars. we are from the midwest (KC) and we'll be sure to inform everyone we know about this scam. hope everyone else does the same.

My 81 year old nana just recieved a check today 4-9-09 from standard trust, novia scotia canada, with no return address on envelope. that she won 250, 000 dollars. They sent her a check for 4920.00 told her to pay moneygram located at local Walmart. To contact lisa austin [protected], I'm glad she asked me to take a look at it and see what I thought. Since googling this she will thank god not get scammed! This is really bad, I'm sure a lot of people are getting taken advantage of.

I received a letter 07/20/2023 from a MR. ERIC M. JONES stating I inherited 9.764 Million dollars I knew it was too good to be true lol. Plus the letter has no heading verbiage is questionable so I decide to research Mr. Jones and I was correct. Scam!

I received a letter signed by a Michael Keller. The letter states I am the closest relative of deceased James Baldwin who has a dormant bank account with a balance of 47 million 500 dollars!

I knew immediately this is a SCAM

Received a letter stating I’m the next of kin for a 9.2 million account. Do people really fall for this stuff? People need to get a real

Job.

I want the bank to approve my card for on - line services, that's it! The employees in the FRAUD DEPARTMENT have taken away the right I have to use my card to make purchases! I demand you approve the transactions and I will pay the bill. Simple!

Dianiel Tiber posing as an emplyee daniel@tiberwealthmanagement.com

Say you have 9.2 million dollars from my relative who dies in Canada. Received letter dated 10/27/2022 Says he is acct mger for TD Canada Trust Bank

TD Bank customer service changed payment agreement after receiving refund check from dealer without my knowledge.

Wanting to know if I was related to James Rueter? Was using your bank name. Just thought I would let you know. Investment of 47, 500.00 dollars!
Well I see on internet this is a SCAM!

Need to update error 47, 000, 000.00!

I received a letter from td canada trust bank ontario, canada.
Next of kin to customer deased geo freeman citizen of my country for amount of $9.2 million. I know this is a fraud because i don't have any relatives in canada. I just want to make you aware so that know one will send anything to this scam.

After 6 monts bank refusing to pay my bonus of $500

Staff including managers are uneducaded so ruth nesty and unprofesional. They trow me out of the branch when i come to look for my bonus.

Bonus is posted on line under
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