I have a bad & horrible feelings about SBI Credit - Since 2005 (as I remember) onwards it make me acute problems. One sales executive filled up the SBI Credit Card Form & provide a card. I made the transactions only Rs 999/- for Air Tel Life time scheme - SBI Authority forcefully sent Rs 5000/- cheque as loan & another 1/2 very small transaction made my me. Total transactions not more than Rs 8000/- all inclusive. I use to have made payment for the same including their un authentic charges too on monthly basis, intimate time to time to the authority & get advised they will adjust the same etc...I made the payment around Rs 33, 000/- to them. Lots of correspondence/e-mails had made in connection this problems mentioning to the SBI Authority finally in the year 2007 Full & final settlement made with some amount with taken money receipt from them & cancelled the said card.
Now, on 22nd April 2014 received one Demand Notice vide Ref : PRE_EXEC_EST_APR14_02 dt 12th April, 2014 demanding total amount Rs 64, 329.41p inclusive of all cost & interest need to pay myself within 15 days. Other wise legal action will against me.
The said letter has been sent by R Narayanan & Associates, Advocates, Delhi - 110054.
I need to clarification of Rs 64, 329.41p due, my card status & also about my full & final settlement status.
I really worried about this matter & don't know how I get relief from this horrible situation.