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HSBC / unfair on payment

post office box 5226, Carol Stream, IL, United States
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I purchased a computer from COMP USA approximately 6 years ago.Unknowingly I thought it was interest free, while HSBC states it was 60 months.The statement had $25 as the minimum ---I was having times such as 4 hospitalizations where I had to make sure the payment arrived.I had sent $50 a month for at least to be sent automatically from my bank. There was a statement sent in April 2011 that had a minimum payment of $165--I did not see this statement because I was taking rehab from ankle surgery in Nashville.Knowing that they were getting $50 a month--I did not worry. They determined that my $50 was insufficient and therefore charged me $3458.63 for not paying w/i 5 years.There for a mistake of $90 they are charging me 3458.63.I have asked them to be reasonable with and offered to pay $500 if I was mistaken--They have been unrelenting with robo calls and numerous mailings with no remorse.I had another surgery in October and will have another within a week.I am just asking them to be fair considering 2 years of ongoing surgery and rehabs. My name is Larry Sheldon 1904 east frontier lane, olathe, ks 66062--I have been a member for 18 years.I filed a FTC complaint #[protected]--Thank You

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