Ge MoneyBank has turned over a debt of 1311.00 to this company NCO collection agency. I have only had the paypal credit card for a few monthas and have eben trying to pay. I guess trying doesn't count. The minmum payments increased and they charged me $50 late fess this past month. I took out a cash advancne ,big mistake, to help save our house which increased the bill. They harass you over the phone a well .I read all terms. They closed my Paypal Credit card and I cant' use it. It didnt expire until July of 2008. Sure I ran a little behind but doesn't everyone at times? I received no warning this would happen.