I was given the beginner limit of $400.00 and had the card for awhile making payments ontime etc.
I had a pre auth charge coming out monthly. Last yr family emergancy resulted in a maxed card. After a few months not using it cuz it was maxed I get a bill for $600.00!! Hello!! my limit was only 400!! Two months later a bill for $800!! I find out though my card was maxed and available credit was zero, they allowed my pre auth debits charged to my non exsisting credit limit that they thought I was going to pay them!!! Umm No! After a nasty convo they cancelled the un auth charges and I closed my account...Bad Business