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Barclay Bank Ll Bean Visa Card / Statement notifications

1 United States

My account was first use feb 09 charge of 6.26, I never got a statement or bill, but recieved e-mail with a note saying your acct can be reviewed, when I pressed the link it prompted me to set up an account. Not wanting to set up a new account, and the e-mail with the "note to see account" was ignored. I never recived a statement by mail or phone call, I found out I owed barclay bank $126 on 7/20/09 due to a letter sent to me by discover card saying my discover card was cancelled due to the barclay visa account. I would have continued to incur charges on my visa account if it were not for the letter from discover card and then running a credit report to find I was deliquent on my account. This is all over $6.26 charged in feb 09. I have now had various credit cards cancelled, my credit report reflects negatively, and I ended up paying the barclay (Ll bean) credit card 51.37 over the phone for this 6.26 charge barclay if barclay group takes this 6.26 charge so serious as to add $100 in late fees and report it to credit agencies I feel I should have some defense in this matter.. I expect a reply or an adjustment in debt collecting and notification

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