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Bank Of America / scam and abuse!

2-5 1207 market streetWheeling, WV, United States Review updated:
Contact information:
Phone: 3042332440

I am a business owner... I applied for a business bank of america visa card... For money in money out use for customers paying by cash and repaying there purchase with a credit card... Never was late with payments paid the balance... But but... Bank of america visa never told me that they charge a daily interest rate and inhinded charges on top of there monthly interest rate... Which we were unaware of... After three years... $15, 000.00 dollars of interest was added on to the visa card... Can this be real... How can they get away with this robbery... We finally got a loan and closed the acct. And please be aware of this horrible company... I hope this helps people out there thinking about a credit card for there business...

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Comments

  • He
      9th of Dec, 2011
    0 Votes
    Bank Of America - Don't open account
    Bank of America
    United States

    c a Merchant Account with Bank of America they give you low rate and a 3 year agreement with $250 early termination fee.

  • Di
      19th of Dec, 2011
    0 Votes
    Bank Of America - balance scrow check refund
    bank of america
    Duarte
    California
    United States

    i refinanced with a different bank on nov 23rd 2011 bank of america says they sent my escrow balance refund on dec 8th and
    today is dec 20th and i have yet to received my refund .bank of america simply is the worst bank, even to refinance they offer the highest percentages and they make you buy points to get the best rates even with high credit scores . i would talk anyone out of
    banking with b of a.

  • To
      12th of Jan, 2012
    0 Votes
    Bank Of America - online-chat
    Florida
    United States

    Today I was checking my bank of America on-line transactions and saw one that I
    wanted to inquire further so I clicked "on-line chat", who ever I was chatting with must have been located in a third world country. The English language was terrible to say the least. I was "HUMBLE requested to contact customer service . Humble!
    Is this the norm for BofA to use a third world non English speaking people?

  • Le
      30th of Jan, 2012
    0 Votes
    Bank Of America - Lousy customer service
    Bank of America
    California
    United States

    Worst Bank ever! I too, am very upset with how I was handled with Bank of America regarding insufficient fees that should have not incurred. I will close my account and advise others to do so before it's too late.

  • Ri
      19th of Feb, 2012
    0 Votes
    Bank Of America - complaint board
    Illinois
    United States

    I am sure happy you blocked Stealth piglet. What a jerk call Isabel a ###. She is a great person. Keep blocking this jerk..

  • En
      11th of Mar, 2012
    0 Votes

    So about 4 weeks I opened up a B of A checking account. Long story short, my account got closed the second day after opening it, and B of A will not give me a valid reason. I only deposited $100 into the account the day I opened the account, and got declined at CARLS JR. the next day. So embarrassing! I called the man who opened my account and he said he would look into it and give me a call back, but that for sure the account was closed and I would be recieving a check with my money in 5-10 days. A month later and no cashiers check, just two forms 1) saying my checking account was credited $50 2) saying my saving account was debited $50. Okay, so where is my money? B of A will not answer any of my questions, and even the banker Juan won't even give me a call back. VERY UPSET about this. I am a 19 year old college student and just got ripped off of $100 that could had gone a long way for myself! If anyone has any suggestions of what I should do, or of someone I could contact to get my money back please comment.

  • Jf
      19th of Mar, 2012
    0 Votes

    BOA is an perfect example of what does NOT work in America! I had my credit cards, mortgage, savings and checking accounts with BOA and it meant nothing to them when they jacked up my CC rates after I missed my payment dues date by one day and then missed my minimum payment by 82 cents! Both cost me my favorable 8.5% rate and after calling them to ask them to be reasonable and take into consideration my many years of charging and paying all their bills faithfully and on time, they rewarded me by reducing my credit line from $15K to $8K and because they did that, my outstanding balance now amounted to more that 80% of the credit line value so I was hit with another penalty and my interest rate went to 28.8%! Our AAA credit cards which were funded by BOA interest shot up as well and because my wife had her AAA credit tied into mine, her AAA BOA credit card rate went up as well! After spending countless hours on the phone mostly waiting after the automatic attendant placed me in Queue, I was not allowed to speak to anyone who had power to change the rates for me!

    Seriously, I've had many banks in the past (Boston Five, Suffolk Franklin, Bank of Boston, Bay-bank, Citizens, Mt. Washington bank, South Boston Savings, Massachusetts Cooperative, and a few others) but I have never been treated with such disdain or impertinence and ultimately rudeness and disregard. Bank of America should have been allowed to fail so that perhaps out of the rubble a few decent SMALL banks could rise.

  • Pr
      1st of May, 2012
    0 Votes
    Bank Of America - Faulsifying info
    Bank of America
    1900 Decoto rd.
    Union City
    California
    United States
    Phone: 877 713-4336

    I recently opened up a checking account so I can have my Unemployment payments transferred over from debit card. Come to find out while trying to log-in there were undisclosed information that was being used in there system. That is a privacy violation. Not to mention against the law.

  • Ab
      9th of May, 2012
    0 Votes

    When I got the mortgage loan from B of A, they offered me a free prima checking account, and asked to deposit some initial money in it. Four months later, when I wanted to use my checking account, I found out that the account was closed. I went to the branch, the worker there gave me the phone to call someone at the investigation department, and it kicked me to checking department, and checking dept. kept prefered me back to investigation department. Nobody can explain why my account was closed, and where is my money. Luckly, I just deposited a small amount. What is if you have thousands dollars in the account? it will be gone without a trace. It makes no sense to me at all that they couldn't find out why and where is my money. I gave up to call them for my initial deposit. Not worth my time and phone call bills. Couple years ago, I openned one checking account with BOA. And they sent monthly statements to my dad because we shared the same CD account. So I closed the account down. Two bad experiences with B 0f A checking services. I will try to stay out B 0f A from now on for any financial services. I am stucked with their mortgage loan now, but if I have a chance to refinance, I would choose another bank. They are thefts!

  • Ch
      24th of Aug, 2012
    0 Votes

    I received a call and the person started to ask personal questions and he would not give any thing to us to know who he was with. He stated that he was going to close our account with bank of America when we have never been late and being up to date on our current account. Along with this he did not let us know the account or why he wanted to the information. I called your customer service and when on hold your message was tell us not to give out personal information to anyone on the phone when I said I didn't feel comfortable and he yelled at me saying I have the right to this information and that if I refuse to give my checking and saving accounts to him that he will close my account that is current and I always pay way over the minimal. So I called to talk to someone in management about this person and the customer service rep could not locate this person Vance no last name was given and he didn't call me back. I would like to talk to some one in this matter above. I think your company owes me this time to hear me out. I feel that your company has done business to us inappropriate an I am turning this over to my attorney if I do not get someone to contact us. on this matter above. I recorded you taped message that even tells your customers not to give out information that could be used as a stolen Identification per the questions that this person was asking. I didn't even ge a name he was very rude right at the start of the confirmation. I will check rot see if our account has be closed and if it has I will let my attorney handle this I will not be treated in this matter like I am a peice of crap I have been with your company for a long time and I have be a good customer. I would appreciate if you could get back to me on this matter Since your manager that his name is Vance or Vince couldn't be bothered to contact me back.
    I worked for a credit card company here in Iowa for about 8yrs fist in credit department and then in collections then back to a department that gave credit on the account to the customer before going on to work at the bank side. So I would of never spoke to a customer that is current on their account. And I have been with your bank for to many years to get treated like this; *Please contact me at the e mail at [email protected]

    Charles Atkinson
    515 243 1153
    #of account that you closed
    #4044
    Thank you for your time in this matter above I would rather pay my bills instead of fileing backruptcy on acounts. We have been good customers with your company.

  • Co
      5th of Sep, 2012
    0 Votes

    Did it ever occur to you that the caller was a con artist ? By the way leaving your name and Telephone # on a public message board is not a smart thing to do.

  • Da
      19th of Sep, 2012
    0 Votes

    Bunch Of ###s, Lied to me for a year about a loan modification.Now wants $450 in late fees that was caused by them not applying my funds! BEWARE

  • El
      4th of Oct, 2012
    0 Votes
    Bank Of America - Fees Outrageous, Non-existant Customer Service!
    Bank of America
    United States

    Been begging for help with fees for months! Numerous e-mails to several people - NO RESPONSE! Last week, CSA lied to me on the telephone!

  • Fr
      30th of Oct, 2012
    0 Votes
    Bank Of America - RCI ELITE REWARDS
    FIA CARD SERVICES
    6562 CORNELL RD.
    Bryans Road
    Maryland
    United States

    accounts with contract at wyndham vacation resorts were cancelled sales person at wyndham did not follow through with chargeback when contract was cancelled, nov.18 2011 confirmation number e1080644321 also, we never usedany services or reservations since DEC. 10 2010

  • Ev
      26th of Apr, 2013
    0 Votes

    I think I, m being scammed by Williams, scott & assoc. Claiming I owe them money. Today they told me that an arrest warrant was going to be issued, unless I give them my account information and pay a tenth of the amount I owed them. What should I do to prevent them from getting our money?

  • Ph
      8th of Jan, 2014
    0 Votes

    well i just got two calls from a card member svcs they are scamming on the phone to get card numbers and info don't give this info out there numbers are (706)805-1777 and (706)805-1778 please report this

  • Jy
      13th of Jan, 2014
    0 Votes

    Close account with B of A some time ago. But receive, Online banking transaction alert. To: Dear costomer. Account: Account ending in xxxx- 2107. Date: 08/01/2014. What is up with this?

  • Cu
      20th of Aug, 2014
    0 Votes

    text message please call 7726473294 to give account number etc. don't do it..

  • Bo
      20th of Aug, 2014
    0 Votes

    I just received a scam/fraud phone text msg saying "BoA-Important Notification.Call (909)281-8047. I am not familiar with this phone number so I called a Bof A customer agent to see if this was a legit phone number. She call the number and it said they sent me a text msg just a few minutes ago so the Bank Agent said it probably one of the business service so she connected back to (909) area code and they told me I had a security violation and they put a hold on my debit card. Next they wanted my full card number which I didn't give and call BofA customer agent and told them I still don't feel comfortable giving my info to the above phone. So he asked what the phone was and check and found not a number establish as part of BoA. So everyone be ALERT and disregard the (909)281-8047. Also, the Bof A customer assoc check and found no security violation nor was my debit card place on hold.

  • An
      18th of Sep, 2014
    0 Votes

    Just received call saying they were from BofA and wanting to lower my interest rate. Became suspicious as they wanted more information from my card. Told them I would not give them any information except my expiration date. They then hung up. They called twice and these are the numbers they called from. 760-674-4390 and 702-705-8123.

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