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Bank Of America / new scam

United States Review updated:
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Bank of America
Bank of America is basically keeping two books. The activity sheet that shows your "available balance" isn't accurate. You have to go to the balance history sheet to see "all charges". They keep a second column on this sheet that shows your balance including holds and authorizations which is a completely different amount than what you’re told your available balance is. Holds & authorizations should show up on your activity page as pending charges. They are basically hiding charges on your account to trick you into over-drafting. They just took me for $140 on this scam alone. I am changing banks today. I've never heard of this practice before. I thought only the mob kept two books.


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N  2nd of Jul, 2009 by 
Agree Disagree +1 Votes
I learned in High School how to balance a checkbook. Don't go slaming the bank because you are NOT SO SMART!!!
N  3rd of Jul, 2009 by 
Agree Disagree +1 Votes
Ask yourself this question.
How did the authorizations and holds get there?

The answer is because you made a purchase. Once you made the purchase you wrote it down in your Register so you know what your balance is right? Oh you didn't...whoops there is your mistake.

If you don't start keeping a register when can we expect your complaint from your next bank.
N  10th of Jul, 2009 by 
Agree Disagree 0 Votes
Exactly. Why aren't you being responsible with your finances? It is ultimately your responsibility to balance your checkbook.

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Bank of America Corporation Logo Bank of America Corporation
Customer Service
100 N Tryon St.
North Carolina
United States - 28255-0001
+1 800 432 1000
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