Have called and written several times about wanting to convert my arm mortgage to a fixed rate mortgage with a lower interest rate as am now at 8.75% interest on the first mortgage and 11.9% interest on the second mortgage, and ASC will not do anything about it, they just tell me to go to foreclosure, sorry. No wonder there are so many foreclosures! The banks are forcing them, and then they turn around and get $350 billion from the government because of "foreclosure" problems! So Congress is financing the banks so they can do foreclosures! As usual the individual taxpayer is left without anyone to represent him in government. there are still 20% of all mortgage that will go into foreclosure, soon the whole country will be poor and the banks will be rich! What can we do to get someone to go to bat for us against the banks?