Ditto everyone's complaint. I had a person call me one day from the national union fire insurance company saying that they were calling on behalf of Well's Fargo, and proceeded to go into a sales pitch. I told them, since it Wells Fargo was the company name I heard, and I was busy that day, just to send me the information, and I would review it. I had no idea that I would start having charges tacked on to my mortgage by Wells Fargo for a product I didn't say I would purchase. In a three way call with Wells Fargo, Naitonal Union Fire insurance, and myself, I was told that when I asked to review the policy, it was the same as purchasing it. Further, I was told that I had to write a letter to their Corporate to get a refund of all but the last premium, which they would refund to me.
I wrote the lettter and got a reply that said that they "talked to TONY . . . and he legally purchased the policy."
That's it, no refund --- dishonest, unethical people. I plan to contact my state's attorney general's office. Also, I am going to respond to the denial letter, requesting and audio review of the phone conversation.