You strive and advertise, bundle with you and save. Ok, good. I have 3 policies through you, whether it's underwritten with another carrier it's still through you!! I have auto since 2007, and homeowners AND home warranty. ALL from your website thinking how wonderful to bundle everything but now on my auto renewal I'm uprated to $200 because in CA it has to be underwritten by you specifically. How does your customer have control over this if they are writing it through YOU, YOUR website!! And it has to be another motorcycle or boat?? You honored the multi-policy discount the last 3 terms and now you're saying oops, sorry gotta uprate you because the homeowners and home warranty is through you but not really "underwritten" by you. I'm confused. When you advertise: "Auto and home insurance Your car and home are often your most valuable assets. Protect them both with Progressive, and you'll get a discount on your auto policy for having home or condo insurance with us. Bundling home and auto insurance means convenience with a discount Progressive makes it easy and affordable to bundle insurance and save with one company. You'll earn a multi-policy discount† if you have an auto policy with us, plus home, condo, or renters insurance. We've made it simple to start a bundled quote, even from your phone. Any two or more products Even if you don't have home or car insurance with us, you can still save. You'll earn a multi-policy discount for any combination of two or more policies with us: motorcycle and boat, boat and RV, or renters, motorcycle, and boat - the list goes on." Had I known I wouldn't have gotten home warranty or homeowners through you because what's the point????