Assurant denied my claim on a phone that has internal screen damage. Several pixels affected rendering the phone inoperable. They made it impossible for anyone with an inoperable or stolen phone to make a claim online. By design the code that's sent to complete the process can only be sent to the affected phone. Over 3 hrs on web, chat, + call $ gone. I called back to speak with supervisor but no one returned call. He rep on the chat supposedly started the claim for me and I awaited the email to place the claim but that never arived. I called in and they started the process of asking me the same questions again. The rep had little knowledge and stopped to ask her supervisor about every detail. She told me that Assurant could not assist me and was transferring me to Metro. I thought this was something new like everything else I witnessed tonight. As I began to AI voice I realized they had shafted me. Metro apologized when I told my story "again". I called back for a supervisor held but none came to the line so I was told the one would call me back. It didn't happen.
Claimed loss: Phone
Desired outcome: Phone replacement or return premiums for the past 2 years and cancelation of all policies after resolution
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