United States - 61701-1465
|Mon||7:00 AM - 9:00 PM|
|Tue||7:00 AM - 9:00 PM|
|Wed||7:00 AM - 9:00 PM|
|Thu||7:00 AM - 9:00 PM|
|Fri||7:00 AM - 9:00 PM|
|Mon||7:00 AM - 9:00 PM|
|Tue||7:00 AM - 9:00 PM|
|Wed||7:00 AM - 9:00 PM|
|Thu||7:00 AM - 9:00 PM|
|Fri||7:00 AM - 9:00 PM|
Afni has reported to my credit bureau a fraudulent debt that was paid to Alltel. Every time I dispute they just reage it to make it look like it is a current default. AFNI ignores all my correspondence that has proof that this was paid to Alltel in full. They have ruined my credit! They need to be stopped.
This lawfirm is looking for victims to proceed with a class action on AFNI. I just contacted them.
Their number is: [protected]
Edelman, Combs, Latturner & Goodwin, LLC
120 South LaSalle Street, 18th Floor
Chicago, IL 60603
Consumer Protection Lawyers
Know Your Rights
If AFNI has sent you a letter and is trying to collect on a cell phone bill call:
I just contacted them!
If you've received a collections notice from AFNI, do not pay it AND do NOT call their 800 number. ...
A few days ago i received an outstanding bill from this collection agency called Afni. This bill was from 1995 when i had service with verizon. So i called Afni because this bill did not sound familiar. I talked to this collector named Amber, and she was very polite and she explained that this was a final bill that i had from when i lived in Chicago. the only reason that i did not receive this bill back in 1995 was because i had moved out of the city and i forwarded my mail with the post office but final bills do not get forwarded by the post office so i never knew about the bill. the original amount of the bill was for 302.50 but Afni offered to close the account for 50% off which is 151.25 but i went ahead and paid the full amount with my debit card and yesterday i went on their website and printed a receipt that shows that i paid the full amount. Afni was really helpful in this matter and i am glad that they brought this outstanding bill to my attention.
This is the second time this co has tried to collect on a bill that we don't owe . On 3/28/07 we received the first collection notice for an account that has been closed and paid in full since 7/05. We called Verzion and they said that we didn't owe them anything and the account had been closed for almost 2yrs. Now we are receiving collection bills from AFNI for the same thing again only the amount owed is different. We have lived in South Africa for over 2.5 yrs now and it's costly and time consuming to continue dealing with this company from overseas. We have a very good credit score and hopfully this won't mess it up. This time we will file a complaint with the FTC, some how they need to stop companies like this.
I recived a collections on an over due account. For Charter Communications,past due amount of
$71.85. Asking me to pay a "settlement offer"of $35.93.No date of bill sent to collection.
What kind of collections company ever settled for half on another attempt to contact.
I have never had an account with Charter Communications.I will let every one know this is b-!!!!!.
Starting with Charter,Post Office and Better buisness buro.
I am yet another person sent a collection bill for a phone bill from a telephone number I used to have about 10 years ago with Verizon. This is not my bill. When I went to go online to contact afni collecitions, I found a torrent of people that have been subjected to scams from this company. These people need to be stopped. It's a shame that normal people have to spend time and energy fighting against things that other people try to get you with. You're supposed to be innocent until proven guilty, not the other way around.
I got a letter from a company call AFNI, Inc. They said I had an outstanding debt from a unpaid bill to Cingular for $510.26 and I had to pay it to avoid damage to my credit report. I went to their online website and disputed it and recently received a letter that in accordance with 15 USC 1692g, Anfi will resume collection activities. I do not know where to begin to fight this. The phone number they have is a W. Palm Beach, FL number and I have never lived in Florida my entire life, but somehow they have my parents address in LA. I have always used Cingular, but I have always had the same number and never started a new account with them. They told me that the bills were sent to my parents house and were paid for two out of the four years that the account was open. My mother has always lived in the house I grew up in for the past 29 years she would not let a bill under my name go unnoticed. I called the AFNI and they told me that it was probably my siblings and I should question them. That would never happen in my families household!!! I really need to know what I can do to fight this and get this off of my record.
I have had a run in with this company before. I too contacted Verizon and they had no record of the debt. This company is similar to another "collection agency" called CAMCO (Capital Acquisitions Management Company). They purchase old debts that have either been settled for a lesser amount, charged off as part of a bankruptcy, or on which the Statute of Limitations for collection of the debt has expired and then attempt to collect on the debt. If they receive so much as one cent from you, the Statute of Limitations starts over and they can begin to report you to the credit bureaus. WE ALL NEED TO DO THIS: Write a letter to your local Attorney General's office letting them know whats up with this company, then send a cease and desist letter to AFNI letting them know that you know what they are about. This scam only works if you allow yourself to be bullied into paying them. I personally still had records indicating that the bill in question had been paid by money order several years ago so I was able to get them off my back, but if you don't have such records you can still get rid of them. The Statute of Limitations is there to protect you, who keeps records of paid debts for 10 or more years. They are counting on the fact that you don't have proof and you will give in. Don't give in, stand your ground, this is a SCAM!!
I called afni and was told I owe over $75.00 on a verizon account that was closed in June of '97. I have moved a couple of times since then, however I don't recall ever getting a bill from Verizon or GTE especially a delinquent one.
If the bill is legit though, the statue of limitations concerning old debts has run it's course. In my state thats 4 years. What afni is doing is buying old debt hoping that you and I are ignorant of our rights sending us letters trying to make us confirm or commit to payment and if we do, we ourselves have rolled back the statue of limitations to zero. I believe it's called "gotcha."
While I admit I don't remember back 10 years the circumstances surrounding this account, I don't believe I owe Verizon a dime. Without admitting anything, I told afni I would get back with them, and I have in the form of a letter stating: I request a copy of the original agreement, complete payment history from the original creditor, and proof that said collection agency has been assigned to the debt. Until I receive such information, I dispute the validity of this debt!
Their time has run out, and if they send anything to the credit reporting agencies while this collection is in dispute, I've got them by the you know what.
Afni Collections company in Bloomington IL sent me collections charge from year 1996 for $629 with Verizon phone company with settlement charge $525.38 even I has been discharged from debtors in 1996 due to my bankruptcy.
They are trying to recover debt even charges between year [protected] on Verizon phone company in New York. I never used Verizon in those years in NY, I used New York Bell phone company, but obviously Verizon and Afni are trying to find bogus charges. They should be stopped from this fraud.
I received a letter in the mail in July '07 stating that I owe over $600 to Verizon New York Inc. I immediately called the company and was told that the bill was from [protected] at a location that I am not familiar with hundreds of miles away from where I was living. I explained all of this to the representative "Rachel" and advised her that paying was not even an option. I had phone service where I was living during that time and was working for one of the companies that ultimately became Verizon. She listened and told me to fill out a form on their website.
I had a very uneasy feeling about the company so I started filling it out but then I canceled the entire fraudulent claim and advised her to send me the fraud claim package in the mail. She quickly advised that I had another claim for about $64. I am totally confident that wasn't the case but I listened to her and paid the $64 because it wasn't worth haggling over.
I try to maintain an impeccable credit history over the years, so needless to say I was livid about this mess. I worked for Verizon for quite a few years, had Verizon landline service for many years and have had their wireless service for many years. There is no way on this earth that they would allow me to have service with them if I owed them that money.
Thanks to all who complained about this company. I now know my next steps. I will definitely contact an attorney for assistance.
Something is not quite right with this company.
I received this collection notice from AFNI collections on the 23 of July 07. For the amount of $34.97...
Got a letter from AFNI indicating that my husband owes $976.16 for an account that he had in New York. He supposedly kept this Verizon account current from 12/1993 to 12/1994. According to Linda at AFNI Inc, the debt was taken over by AFNI in May 2007.
We have never lived in New York, we never had the phone number listed in the letter which is in New York. We have never received a bill from Verizon, all these years that we've lived in California at the same address that this letter was delivered.
This is a scam! AFNI must have purchased my husband's name, address, and ss# from an irreputable agency. Scary thought!
I thought I was the victim of some sort of identity theft. That is until I ran across this site. Apparently Afni goes after anybody they choose to. I was billed for a phone bill in Erie Pa. I have never been to Erie. Verizon bills seem to be a common thread here. I have sent proof that I was over 400 miles away when this phone service was initiated. They still, calm as day, asked for money. That was the point where I blew up. I do intend to contact Verizon and the Better Business Burea about Afni's tactics.
August 14, 2007
I receive a negative inquiry on my credit report from AFNI, INC for an original creditor Verizon. I have never had an account with Verizon. This company AFNI has made my life and credit score pure hell. This negative collection reporting has taken my credit score from 701 (good) to 573 (very poor) score rating. I am in the process of buying a house and I just keep receiving denials about my credit having a collection debt, which I knew this was not true. So I order my credit report to find out this company AFNI had put a collection of a bill for 1,846 from original creditor Verizon. I alert all 3 Credit Bureau of this company AFNI, reporting a delinquent account to my credit. Again I do not have an account with this company and further more I do not even own a cell phone or home phone number in my living area they do not even offer Verizon service. I spoke with a representative name Charlene with AFNI, per representative this was a bill in Lynchburg, VA for a phone number in 1994 I have not live at the address they provided nor had a phone number of 804 for Lynchburg VA. Lynchburg VA area code has been 434 for the past 10 years. When speaking to the representative she stated that Verizon brought out some company with this bill of 1,846.00 and they had the account open in January 2006 and recently reported the collection to the credit bureaus July 2007. Never once I had any type of collection nor any reporting to the bureaus about having any thing from Verizon or AFNI it all of sudden pop up on credit report; no statements, no itemized bill or nothing was sent to me. Speaking to about 10 representative of Verizon Wireless and Verizon as well as the fraud department they could not provide anything for the account number or my social security number. This company AFNI has made my life miserable as well as ruin my credit. The problem with Verizon they are allowing this company to use their name and to continue to practice fraudulent tactics using there company name. I have spent money and time just to clear my name and seem like I am not getting anywhere. Per Charlene she said the company take this information from a public record but would not provide me with the company that have such public record she stated it's only for collections agency. This is a complete fraud to consumers and ruining people credit reports and scores. Never once have I had a debt reported to the credit bureau in reference to any type of bill for Verizon or AFNI. Please Complaints.com let the publics know what this company is doing to people lives.
John Banks, Virginia.
I received a Collections Notice from Afni Collections for $69.45 for a Disconnected telephone number that I have Never had. When I tried to call they said they had too many calls and I should go on their WEB Site to have them call me. This morning I got on the Web Site and saw a different number, after holding for 15 minutes I was disconnected. I called Verizon last night and they confirmed that they have no record of me every having that phone number. They are scamming people and I am outraged that they can get away with this practice. I will not pay this bill as it is not mine.
Back in March of 2007, I received a letter from Afni, Inc. demanding payment for an old cellular bill. Immediately, I contacted the "creditor" (Alltel) and asked for a copy of the $344.28 bill from over 6 years ago. Alltel told me that since the account was closed, they could no longer provide me a bill/statement.
I have asked that (Afni, Inc) prove this bill and they cannot do so either. They ask me dumb questions like... did you ever have Alltel service? Obviously this is all a confusing ploy intended to extract what money they can out of people who can't/won't do their homework.
The bottom line is that if there is a legitimate charge, there is a legitimate bill/statement. Unfortunately, the amount of money we are discussing is too low to hire an attorney. After seeing the hundreds of complaints in this forum I am convinced that something must be done.
Feel free to contact me if you are interested in teaming up and shutting down this ridiculous company.
I just received a notice that I owe Alltel 1037.01 I have never had an Alltel cell phone in my life. What a scam to try this garbage. You have got to be kidding me!!!
I have followed procedures as outlined by AFNI Collections in order to dispute a claim. I have heard absolutely nothing from this company and their phone now says that it is out of commission and to try back later???
Copy of letter of dispute:
AFNI, INC ACCOUNT #: xxxxxxxxxxx
I have received a collection notice from you in regard to a Cingular account. I have tried to call you but I am put in a call rotation and never get an actual person. This Cingular bill is a mistake by Cingular. I had this phone yes. However, I traded this phone in and got a new phone threw Cingular. As I am sure Cingular can verify, my present phone number, (801.xxx.xxxx), was acquired when I surrendered the last phone #, and the last one before that.
That they did not turn it off when I traded in my old phone, is unknown to me. I am officially disputing the validity of this claim. I can and will acquire an attorney to represent me, if necessary. This is ridiculous.
Just received a collection letter from Afni, Inc. for over $100.00 from Verizon New York for a phone # I did not recognize. I called and I was told that this is a debt from 1994!!! That is over 13 years ago! I told them to stop collections immediately because I cannot prove that I paid this bill without calling all my former banks and possibly paying them money to research months of canceled checks.
I also told them that the statute of limitations has run and they cannot sue me, therefore any further collection attempts would be solely to harass or annoy me.
They tried to tell me that the statute of limitations has run only to report on my credit report, I said, no you cannot sue me either. That was that!