United Auto Credit [UACC] review: Unethical practice/link to parent company of United Auto 7

To all United Auto Credit Corp. LoanVictims: Im SURE you all will find this link to be helpful! UNITED PAN AM FINANCIAL CORP> is the PARENT COMPANY OF UNITED AUTO CREDIT CORPORATION. So get all your voicemails and signed and notarized statements from relatives, neighbors, employers, co-workers and file a complaint and file a LAWSUIT we HAVE TO STOP THESE unethical employees that regardless of our credit. I will be getting all my documentation together! All of the people they contacted including myself kept an accurate time and date journals and several voicemail recordings! They even called my husbands ex-mother-in-law, who I met one time and she surely wasnt one of my references, by the way she is a well known attorney here in Columbia, South Carolina? Imagine that? She's getting ready for this one! haha.. Intelligent again United Auto? haha... If it wasnt for us they wouldnt have anyone to help cut their lives short with their elevated blood pressure/anxiety/ insecurity that they display trying and never understanding professionalism. People who control are very fear filled people and very insecure people...hahaha ...All the complaints have come from different locations? That's sad! Come on people together they can be dealt with!

*Below is the link for UNITED PAN AM FINANCIAL CORP.
"Code of Ethics for Employees" (copy and paste link below)
http://www.upfc.com/documents/CodeofPersonalBusinessConductandEthics2008.pdf

Better Business Bureau Grade for United Auto Credit Coprp.! (copy and paste link below)
http://www.la.bbb.org/businessreport.aspx?companyid=100050867

**Resources to contact Parent company (Anyone can communicate with the Director of Human Resources or the Executive Vice President - Chief Marketing Officer, either anonymously or by name, by any of the following methods:
•
In writing, addressed to the Director of Human Resources or the Executive Vice President - Chief Marketing Officer by U.S. mail to 18191 Von Karman Avenue, Suite 300, Irvine, CA 92612.
•
By phone at: [protected] – Director of Human Resources or
[protected] – Executive Vice President – Chief Marketing Officer.

•
By e-mail to the Director of Human Resources ([protected]@upfc.com) or Executive Vice President - Chief Marketing Officer ([protected]@uacc.net)
In addition, complaints or concerns regarding financial statements, accounting, internal controls, or auditing matters

XII.
DISCIPLINARY ACTIONS
The matters covered in this Code are of the utmost importance to the Company, its shareholders and its business partners, and are essential to the Company’s ability to conduct its business in accordance with its stated values. We expect all of our directors, officers and employees to adhere to these rules in carrying out their duties for the Company.
The Company will take appropriate action against any director, officer or employee whose actions are found to violate these policies or any other policies of the Company. Disciplinary actions may include immediate termination of employment or business relationship at the Company’s sole discretion. Where the Company has suffered a loss, it may pursue its remedies against the individuals or entities responsible. Where laws have been violated, the Company will cooperate fully with the appropriate authorities.

3.
If the employee would prefer an alternative anonymous method of contact, the employee may contact the Audit Committee Chairperson using the toll free Whistleblower Hotline at www.reportit.net or [protected].
4.
Following the receipt of any complaints submitted hereunder regarding the Company’s financial statements, accounting, internal controls or auditing matters, the Audit Committee will investigate each matter so reported and take corrective and disciplinary actions, if appropriate, which may include, alone or in combination, a warning or letter of reprimand, demotion, loss of merit increase, bonus or stock options, suspension without pay or termination of employment.

How does the Code affect all employees?
Directors, officers and employees must conduct their personal affairs and maintain their business transactions in a manner which does not result in adverse comments or criticisms from the public or in any way damage our reputation as a responsible financial services organization. The Company expects all employees to use good judgment and high ethical standards and to refrain from any form of illegal, dishonest or unethical conduct.

What are your responsibilities under the Code?
It is your responsibility to be familiar with the Code. Supervising officers are expected to make every reasonable effort to ensure that their subordinate staff comply with the provisions of the Code.
You are encouraged to seek the advice of the Director of Human Resources regarding questions of interpretation and of the applicability of the provisions of the Code to a particular situation.
You will be required to sign a written acknowledgment of receipt of a copy of the Code and of any subsequent changes thereto and return the form to the Human Resources Department indicating that you have received, read, understand and agree to comply with the Code. The signed acknowledgment form will be maintained in your personnel file.
Part of your job and ethical responsibility is to help enforce this Code. You should be alert to possible violations and report possible violations. You must cooperate in any internal or external investigations of possible violations.

What are some activities addressed in the Code?
Some activities addressed in the Code are compliance with laws and regulations, conflicts of interest (including acceptance of gifts, outside activities, personal finances, related parties, etc.), confidentiality of customer and company information, insider trading and use of company assets (including the use of electronic media, e.g. e-mail, the Internet, etc.) These are just a few examples. Because the principles described in this Code are general in nature, you should also review all applicable Company policies and procedures for more specific instruction, and contact the Director of Human Resources if you have any questions.

How do I know if my actions are appropriate?
In trying to determine whether any given action is appropriate, use the following test. Imagine that the words you are using or the action you are taking is going to be fully disclosed in the media with all the details, including your photo. If you are uncomfortable with the idea of this information being made public, perhaps you should think again about your words or your course of action.

Contact Information:
Audit Committee/Audit Committee Chairperson – Anonymous and Confidential
www.reportit.net
or 1-877-RPT-LINE [protected])
User Name: Unitedauto
Password: Report

Felecita Gabourel
Director of Human Resources
18191 Von Karman, Suite 300
Irvine, CA 92612
[protected]
[protected]@upfc.com

Mario Radrigan
Executive Vice President - Chief Marketing Officer
18191 Von Karman, Suite 300
Irvine, CA 92612
[protected]
[protected]@uacc.net

Whistleblower Hotline – Anonymous and Confidential
www.reportit.net
or 1-877-RPT-LINE [protected])
User Name: Unitedauto
Password: Report

SORRY FOLKS FOR THE LENGTH..I HAD TO DO SOME HOMEWORK UNITED AUTO CREDIT VICTIMS, I TOO WILL BE FILING AND CONTACTING EVERY LEVEL OF THE GOVERMENT I CAN! NO MORE ABUSE FROM UNITED AUTO EMPLOYEES OR COMPANY UNETHICAL PRACTICES! THANKS, VICTIM OF UACC, SOUTH CAROLINA