Synchrony Bank review: Continual erroneous assessment and billing...

I purchased an All-In-One printer from eBay in March 2023 that proved defective, did NOT operate at all. I learned after the fact, there was no working driver; therefore, the printer was completely inoperable. Although I tried to locate a driver replacement, my attempts were unsuccessful, none could be located anywhere. I therefore returned the item. It was received by eBay, in house, on June 13, 2023.

I purchased that item with my newly acquired PayPal credit account, funded by Synchrony Bank. I have NOT received a refund in the amount of $193.95 from eBay, PayPal, or Synchrony Bank to date - both interest and late charges continually accruing.

Interestingly, as an inducement for opening this PayPal account, an offer of no interest for purchases until October was advanced. I regret accepting that offer now.

In addition, it appears, absent the refund and including all erroneous charges, I am continually assessed a balance due, currently in the amount of i$253.46, a payment of $73.00 due according to both PayPal and Synchrony Bank, which, again, accrues and accrues...