Sears review: high interest

I am a long time sears customer and I feel that your 23.24% intererest rate is unjustified. I am loyal to you in making my payments for years. I feel you could be loyal to me and lower the interest rates. Our relationship will be terminated if you persist in charging the high interest rate. It will be to our mutual benifit to continue buisness together. I hope for a speedy solution to our problem.
Timothy K Hardwick