Providian National Bank
Reviews and Complaints

I keep getting phone calls from different people wanting my bank information to pay off a card I supposedly had in 2001. I've never had a Providian card. They keep threatening me every day to let them withdraw payments from my account or they'll sue me. It's 22 years later.

This happened on 11/8/23 @ 4pm. The woman put me on hold after asking me if I would make a payment. She wouldn't answer my questions about the date I had the card. She also claimed that she was talking to her lawyers as to what to do.

Any suggestions as to what I should do? Report them to the Attorney General's office?

I just received a letter from a collection agency saying I owed 10, 101.34. And that they would settle for 5, 050.67 by june 1st.the collection agency is First Resolution Investment Corp.
They listed that the debt is owed to your from 2005. I have not knowledge of owing you guys anything
I am William Bumphus
10695 Coyote run
Fishers, in. 46038
[protected]

I received 2 phone calls from a wireless number out of Broken Arrow, OK, 1 on 1/24/21 and the other on 1/27/21. Just a recorded message when I answered with a reference number and number to call.

On 1/27/21 I call the number and gave the Ref. number and talked with a woman that claims I owed a credit card debt from 2017 for our Non-profit organization.

She claims I took out the credit card in Sept. of 2017 however my non-profit wasn't established until 4/20. They claimed the amount owed was $5200 but was willing to settle for $521.xx.

They couldn't / wouldn't provide me with any documentation or validation of debt. Giving the dates of the opened account and the establishment of my 501(c)3, I'm labeling this as a scam.

threatening phone calls from MGM & Associates / MGM Investigations & Collections for past month. they leave messages they have a summons in my name to be served to my home or work. finally called the # number 844-540-4919 &the guy said they were a collection agency w/authority to file judgment against me &attach my wages for a debt they say I owe to Providian from 2000. I told him I had no recollection &he told me I was agreeing to the debt. I told him I absolutely was not. I told him by law he can't call& threaten me w/arrest, judgment&wage garnishment for a debt he said was charged off 18 years ago. He said I owe them $6, 000.00 for a debt of apparently $2000. Here are the messages they leave: "I'm calling regarding a summons scheduled tobe delivered by a process server to either your home or place of employment the process server will make 2 attempts to get in contact with you after the 2nd attempt if no contact is established you will be classified as a failure to be served any questions or concerns can be addressed by the issuing office at 844-540-4919 I will go ahead and place a temporary hold on the service of summons to provide you the opportunity to get in contact with the issuing office once again the number is 844-540-4919 or press one to speak with the representative" OR THIS "There is currently a motion being filed to suspend all bank accounts bearing your name &social security number. To review all immediate rights in detail and avoid all further proceedings please contact our office directly at 844-540-4919 or press1 to be transferred directly." I told him to stop calling &threatening me. It hasn't Stopped!

They claim I owe them $3000. I have never had an acct. With them. Collection agent calling me. The have been accused of deceptive practices. They say I owe 3000.00, like everybody else they are trying to scam. We need a class action lawsuit. The sold out to another company. The debt they say occured in 2007. 11 yrs ago. To late sue anyone. Statue of limitations long gone.
Google them and see all the people they are trying to make pay for something they never had!

Supposedly account number last four 0871.file number c554503.account rep.jamesdean.in re palisades acquisition, xvi.amt.3164.74.i haven't been christine archbold ifor over 20 yrs. what is going on.do not remember any account like this. can i sue for scaring me to death. don't have this kind of debt let alone this place. help me understand.and what about statute of limitations.

I discovered in 2003 that someone had opened up a Providian Credit Card account in my name, actualy my identity was stolen when a car was stolen in 1998-99 it took me several years to discover it. One account that was opened apparently was with Providian National Bank, credit card account when they found me to collect on a debt I filled out the paperwork letting them know this was not my debt..Some time went by and I heard nothing, until I received this threatening letter from Ozark Capitol Corporation which is actually a collection agengy ran by the Law form of Hosto & Buchan PLLC, by now we put our attorney on this, who entered a answer that this was not my debt but that my identity had been stolen, somehow this Law Firm manages to go to court anyway and get a Judgment for over $2, 000 in 2004, now in 2012 my checking account is garnished with penalties and interest for over $5300.00 for this judgment of which I never even knew existed...I plan on filing a complaint with the Attorney General Office, as well as The Law form, and the BBB, as well as filing a law suit against Providian National Bank, Ozark Capitol Corporation, & Host0 & Buchan, P.L.L C,

I had a Providian Bank Card with a credit limit of $600 and a balance of $175. I had purchased the illness protection insurance through Providian. When I went through a traumatic experience, and opted to use my insurance protections, Providian refused to honor it. Now they have 3 different collection agencies attempting to collect over $3000 on the same account! How can they do this? The debt is over 3 years past the SOL. I recently got a letter demanding my bank account information and they state once I provide the information they will take 1 of 3 actions: 1: A one time payment of 870.70 2: My account will be debited 3 consecutive monthly payments equivalant to $1741.73 3: Take monthly payments from my account that 'I' find affordable until the account is paid in full. Another letter I received from a different collection agency working for them demanded I open a credit card account with them and the balance would immediately show on that credit card and I could make monthly payments to them at an interest rate of 29.99% interest unitl it was paid off and they they would extend me a 'revolving' line of credit. Another company just called me about the same account and the woman on the phone stated she worked for an attorney, though she refused to say what attorney. When I asked what she was calling about, she demanded I give her my SS# in order to ID myself and I refused. She began shouting, said, 'Oh, here we go, another f******* deadbeat. We will get you. You will pay, do you hear me! You cannot get away from us. You are going to jail unless you go to the nearest Western Union and send us an immediate payment of $3, 483.46! Do you want to go to jail? Because if you don't pay this, that is where you are going! Do you honestly think we can't get you? We know where you f*****g live!' I told her I was not going to speak with her or even verify my name. She called me a 'b***h' and I hung up. They continued calling, stating that I needed to contact the Law Office, but no Lawyer name, and I would not answer the phone. Now, how can three companies try to collect the same time barred debt? Who would get the money. I am not giving them my bank info or anything else. The lady was so threatening, I am afraid.