probably the same as a doon coon .. LOL
did you accept a loan from them then not pay it ?
because you didnt finish all your payments... which I know carecredit is a pain in the rear end cause they increase interest rates once they grant your loan, you probably got hit with the attorney and court cost as well since you were found at fault. sorry honey but nothing is fair when it comes to borrowing money these days.
Its not a loan . It is a payday advance disquised as a loan. when you do one all the interest you pay is alot like rent . it goes to nothing or very little to say the least. unless you are paying massive lump sums such as 4 times your interest payment you will never get out of a loan like this. You did the smart thing by paying it off in 4 months. Consider it a lesson learned and next time go to a bank or family member.
OK FOLKS LISTEN UP . WHEN YOU TAKE OUT A PAYDAY LOAN THE INTEREST YOU ARE PAYING ...I.E. THE DEBIT THEY ARE TAKING OUT EVERY PAYDAY FROM YOUR CHECKING ACCOUNT IS NOT PAYING BACK YOUR LOAN. IT IS MUCH LIKE RENT. PAYING FOR USELESS SPACE. YOU ARE PAYING TO BORROW THE SAME MONEY YOU BORROWED IN THE FIRST PLACE. IT IS JUST LIKE PAWNING A PIECE OF JEWERLY IN A PAWNSHOP. YOU CHECK IS PAWNED. IF YOU DONT PAY FOR YOUR CHECK IN FULL, THEY WILL ACCEPT INTEREST AND HOLD THAT CHECK ANOTHER 2 WEEKS, AND ANOTHER 2 WEEKS AND SO ON.
BEST BET. LOOK AT YOUR CONTRACT. YOU WOULD HAVE RECEIVED ONE BY EMAIL MORE THAN LIKELY OR IF YOU CAN GET AHOLD OF THE COMPANY FIND OUT WHAT THE PAYOFF IS. PAY THE FULL LOAN ( PRINCIPAL) AND 1 INTEREST PAYMENT IN FULL. THEN CONTACT YOUR BANK AND PUT A STOP PAYMENT ON THE COMPANY NAME OR ANYTHING COMING OUT OF YOUR ACCOUNT FOR 90 DAYS OTHER THAN AUTODRAFTS THAT YOU ARE AWARE OF ..I.E. ELECTRIC BILL, PHONE BILL ECT.
YOU ALSO NEED TO REQUEST A LETTER FROM THE COMPANY FOR A PAID IN FULL NOTICE. OFTEN ENOUGH ONCE IT IS PAID THEY WILL SELL YOUR INFORMATION OFF TO ANOTHER COMPANY TO TRY TO COLLECT THE SAME DEBT . I WORK IN THIS INDUSTRY AND THEIR ARE GOOD PAYDAY AND TITLE LOAN COMPANIES, BUT IF YOU ARE GOING TO DO ONE DONT DO IT ONLINE. DO IT LOCALLY, WITH SOMEONE YOU CAN GO INTO THE STORE AND MEET, SHAKE HANDS WITH AND ASK QUESTIONS. ASK WHAT THE LAWS ARE AND FOR COPIES OF ALL OF YOUR PAPERWORK AND CONTRACTS. BE SMART ABOUT BORROWING MONEY AND DONT TAKE SOMEONES WORD FOR IT.
mARTHA- SEND A CERTIFIED LETTER TO STOP CALLING YOUR WORK TO THE CASH STORE LOCATION THAT YOU TOOK THE LOAN OUT AT. THIS IS A CEASE LETTER AND ACCORDING TO THE FAIR DEBT COLLECTION PRACTICES ACT, THEY CAN NOT CALL YOU ON YOUR JOB ONCE IT IS RECEIVED BUT MAKE SURE IT IS SENT CERTIFIED THIS WAY YOU HAVE PROOF THAT SOMEONE SIGNED FOR IT. ALSO SEND ONE TO THE CORPORATE OFFICE OF THE CASH STORE. THE WILL PROBABLY ATTEMPT LEGAL ACTION AFTER THIS IS DONE SO PREPARED TO HAVE YOUR CHECK SENT THROUGH THE BANK AND GARNISHMENT PAPERS FILED DEPENDING ON WHAT STATE YOU LIVE IN .
you aagree to take your items in a to go box knowing that they were closing and are surprised they asked you to leave cause they were closing... reallllly?
You went to a place called STEERS for a veggie burger... ummmmm Enough said.
Why do you keep going back if you have complained numberous times?
I feel your pain blonde but I would contact them in writing, preferably certified mail this way you have proof cause odds are they will tell you 3 days is not enough time to set up the withdrawal.
ok we get it your mad... thats alot of pissed of for 31.70.
why did you not have copies of loan documents that you signed the day you signed them to keep up with?
Cause you didnt keep up your mortgage, went into foreclosure and you are being asked to probably pay lawyer fees, tranfer fees, ect.
Its a sad situation but none of the profit belongs to you because it was no longer your property
so it doesnt go to paying your debt. If you didnt get the payment agreement in writing there is no way to prove it happened, Im sorry to say.
They are famous for this. Go to the EEOC with your proof. there website is www.eeoc.gov
contact your bank and ask to fill out fraud paperwork then.
You are getting your refund but as you point out with todays technology you can put a stop payment or attempt to say it was fraud after you get the cash back for the item you brought back in . Sadly, businesses have to protect themselves these days from the most crooked of the crooked because this is how people think today. Technology is a good thing but is also a bad thing. Sorry you have to wait but atleast you are getting a refund. I wouldnt want to buy a bottle of perfume someone had already used myself.
If your son broke it then why should they have to replace it ? Who is it made by? did you buy an extended warranty?
hahahaha another BS story!
Nothing about that sounds rude. Who goes to pick up a package without id... then complains cause the employee didnt wait for you to show back up. Your daughter was directed where to go to get the help she needed and sounds like she left with her items, so what if she has to wait a bit & it didnt happen on your timetable. Ever think someone who knew nothing about it was searching the warehouse to find them and that is why it took time? Impatient people piss me off.
And why would you go to photo to pick up baby items and if your so concerned then unregister and go to target. Their warehouse is just as large.
Then I suggest with all you know about the law, You provide some proof and be willing to pay for breaking your lease, attorney & collection fees. Even if the judge finds them guilty of wrongful collection practices, they are both civil matters and would be 2 seperate cases, so you can still be held liable for your lease. As for your friend, it is up to the apartment management who they sue. Just because they are not calling him, doesnt mean they dont have the right to call or sue you.
Why not stop being so high and mighty or rather lazy and go get your own milk. I dont work for walmart but seems to me that you think you are a little better than those who do. No it wasnt your fault it was dropped but the woman has a broken arm, other people to take care of and probably couldnt leave her register. Yes management should have stepped in but they didnt so why not put on your big girl panties and deal with it. You would have saved yourself a good 15 minutes, a headache, the hassle and a ton of ### if you had just done it yourself.
You BUBBA are a ###. Are you afraid the cox fairy is going to come to your house and get you if you give them your real address?