We lost our home at 355 Hunters Crossing Way, Bowling Green, KY 42104 to Fikret Avdic on April 8, 2018.
This is what happened:
On Oct. 2011 we purchased the home with our lender being Bank of America. In Sept. 2012 we were told that it had been sold to Nationstar Mortgage. It took months for it to show up in their computer system. In March 2014, Kent lost his job with Fruit of the Loom due to cut backs. We immediately notified Nationstar and was told that if we were not 3 months behind there was nothing they could do to help us. We got further behind and the calls began daily, hourly, and constant. Kent finally got a job in June 2014 but would be making 20, 000 dollars less a year than he was making at the former job. He was even having to drive 130 miles round trip and we explained all this to the loss mitigation people and instead of making our mortgage payment affordable they made it so high we never could afford it again. They began sending letters regarding foreclosure and we looked to the internet in Nov. 2016 as we thought we had found a company that would help us keep our home. It was called The Westwood Legal. We paid them $4, 000 to help us. In May 2017, they sent us an Assignment of Mortgage and told us to go get it notarized and file with the Warren County Clerks office and we would now be making our payments to West Holdings and Acquisitions. They said our payments would be $982.72 monthly which was affordable and we really thought that was a help. We soon realized in January 2018 that they were a scam and contacted Nationstar Mortgage and tried to get them to help us and call the sale of our home off. They gave us to Ong Lee, who said she was turning us over to Jered Ede with HH Law and all he wanted was our information to use in a lawsuit against West H & A, Patrick Soria. They did nothing to help us. We were made to move out on April 8, 2018, a Sunday at that. We were homeless for 3 weeks. I need to mention Cheryl is disabled and we were also caring for our disabled daughter. She has since moved out and I feel it was because she felt scared because we didn't have anywhere to go at the time we were kicked out. I need to let you know that if the rules had been followed on the Master Commissioner site, that Fikret Avdic would not have been able to go through with the purchase because it took him over 100 days to close on the property. Why is it that he can threaten that he will file a lawsuit against everyone for discrimination and everyone bowing down to him yet, we are US citizens and could not get proper help needed to stay in our home.
We want our home back! We want money for damages to us mentally and time loss from work for Kent, we want all monies reimbursed for all the rent we have paid this year, storage fees, and we want our home back free and clear with no chance that we will ever be kicked out again. If I am correct there is a 3-5 year period that a foreclosure can be revoked and we are asking that it be revoked immediately.
If we don't get want is due us we will also be filing a wrongful foreclosure suit against all parties involved. Don't look like to me since you knew about the scam that you could have allowed the foreclosure to continue? Did you all split the $90K that was gained from the sale of our home??
Feel free to contact us as we will gladly give you more information as necessary. We just want JUSTICE SERVED AND ALL PARTIES INVOLVED TO BE PROSECUTED TO THE FULLEST EXTENT OF THE LAW.
Kent and Cheryl Mann