Litigation Practice Group

1/28/22 Please forward this complaint to ALL who are involved please! The Litigation Group is not doing what my father and I thought they were doing. Like nothing to really help us. Just getting him further in debt. We thought this was a Debt consolidation group to get rid of the Creditcard debt. So you people help pay the creditors back out of the monthly monies we are paying you. $327.84 for 36 months then my father would be free and clear. But, now getting summoned and have to still pay out to them. Ridiculous! This is not what we were told when signing up with The Litigation Group. We were pushed into signing up by a representative, that called us. We now were told that we will get summoned by the rest of the CC compaines. What the Heck are we paying out to your company to do? I and my father feel we have been scammed! We could have easily worked directly with the C/C companies and settled quicker and easier and probably with less debt! Very disappointed in this service! Your company called, and got a hold of us, and pushed this service settlement agreement on us, to help us. We now feel we were scammed. taken advantage of. I want a resolution for this! I do not need this stress on myself at my age, and the misleading information we keep receiving from this company. All I wanted was to get this debt consolidated and paid off! I am a good person wanted to do the right thing. Please help! Client/Debitor:

So in 2020 i applied for LPG and thinking it was a scam when covid hit i went from paying over $100 on each cc more than the min. to only paying mins. It became to much and making no progress to get the cards down. I think i was more overwhelmed with not having a job and uc only being able to pay the main bills. Ive been paying $561 a month for over *** in cc debt. Within the 1st 6 months i seen cc closing and being written off.. I truely believe that theyve helped close these cards out.. At anytime I called they were there to assist me in any questions I had..Also I think people get this company mislead thinking it will pay off your debts.. This is not what your paying them to do in fact none of the money ur paying is going towards any debt its simply paying lawyers to negotiate the debt for you. Ive only had 1 creditor harrass me and when i called LPG and let then know the calls from the creditor actually stopped I didnt recieve anymore letters from them either. Also yes you have to be willing to allow your credit to drop big time during the whole process. My credit score went from the 700 to a little under 500 which is now slightly under 600 now after a yr and 2 months of paying so slowly itll work out.. You really have to just trust the process. Im have about 9 months left so we will see if anymore progress will be done by the time my 24 months comes. I hope this helps anyone with questions they have! Ive cleared over $30,000 worth of cc debts going through this company! Good luck...

I got a phone call March 16 I spoke with the agent she asked me to sign the papper work. I specifically asked to read the documents. She said once I signed the paper someone will contact me with all the paper work. I never received any contact but email for more signing. I didn't sign anymore paper work and consulted with my attorney, my attorney advised me not to to that since I am on the process of sponsoring my family from oversea. I tried called LPG law group to cancel my payment before March 30. March 22, 2022 I spoke with *** explained about my situation she said she will let the underwriter know my case. I waited 4 days Noone called me March 26 I had a schedule call with ***. I explained the reason for the call ( Noone call me)March 30 the first payment occur. I called to the payment depth. On April 6 with *** for *** with the underwriter nobody answered. She told me she would let the underwriter know to contact me Almost 2 weeks went by Noone contact me but more email to sign April 14 I went online to schedule with *** ( again no call back to me April 21 *** supposed to call me ( again no call)I also attemp to call to the *** but Noone reach out. I want to cancel my service with LPG law group. They are very quick to trick you into sign up but when you want to cancel they ghost out on you

My mother signed a contract with this company approximately *** months ago. She is 68 yrs old and was told she was paying for the company to settle her credit accounts for pennies on the dollar and her credit would get better in a couple of years after paying them. Last week I finally reached someone from LPG and she stated that in reality my mother has been paying for so called lawyers to dispute her debt? This is not at all what she was told when enrolling and signing up to pay over $240.00 per month. My mom has had no money to pay her electricity, buy groceries and buy her much needed medication. On top of all of this, no payments have been made to any creditors so the demand letters of collection are coming in and now her balances have vastly increased. Shame on you LPG and how you are conducting your business. I fully intend to file a grievance with the Complaintsboard.com and with the *** In my opinion this is elder abuse, and definitely fraudulent business practices, since a LPG customer service employee stated herself we only dispute charges, not pay the creditors. The business also changed names shortly after my mom signed their so called contract, and she could never reach the person who first signed her up. She has also experienced the problem with reaching someone when calling and is always told she will get a call back. She is requesting a full refund , but is still waiting for a representative to call her to discuss this matter. I am only leaving one star since unless I did so I would not be able to write a review.

Im submitting my review of my experience because there seems to be quite a few negative reviews and complaints for this business. I actually had quite the opposite experience. By that I mean, after signing up for this legal service and then getting approved for a loan to pay for their fees, I wasnt really satisfied with the communication or seeing any type of updates or results. My creditors calling me day and night made me feel uneasy and guilty. So I decided after a couple months to cancel my case with *** and just settle the debts with my creditors on my own. So now I have to apply for a cancellation refund from *** to pay back the bank who loaned me the money for their fees and services. At first I felt like I was getting the run around from the *** reps I spoke with on the phone requesting a refund. So I called the loan company and I got in touch with the bank - hoping to get them to assist me. Remarkably, less than a week later the loan company called me to confirm my loan refund was approved, will be credited and applied to my account. So I received a full cancellation refund from *** and owe nothing. My advice to those reading this, its better to try to settle your debts with your creditors than hiring some third party legal group to do so. I knowingly and willingly took on those debts and loans after reading the terms, signed my name. It was my responsibility to settle, not hiring someone else. Is *** legit? Hmmmm, I dont think so. After reading all the negative reviews and complaints, buyer beware. Im just happy they did the right thing and refunded my loan money to the bank. Four stars..

The Litigation Practice Group has really messed bank account. On April 7th they drafted money out of my account 2 weeks early and cause my account to be overdrawn. My account was negative by ***. I called and made a complaint and was told it was a glitch and the money would be refunded along with the overdraft fees. Then on Apr 11th I received a text notification that another payment of *** was going to be drafted on the 18th so I called the company again to complain that they never refunded my money or the overdraft fees and that they should not be taking anymore money out of my account. The agent I spoke to then said that it is your regular scheduled payment and the money taken on April 7 The refund would post to my back account by Friday April 15. When the money did not posted on April 15th I called again to inform the company do not take any more money out of my account. You have already cause me enough problems this month regarding my bills and that I should not have to pay for this months service again I was told another lie that the money would post to my account by Monday morning. And here were are April 18th I received a notification from my bank informing me that my account is again overdrawn because The Litigation Practice Group did not refund the money that was taken on April 7th and they took another *** out of my account. My account now is overdrawn again only this time I dont have money in my savings account to cover the funds that was Taken. I live paycheck to paycheck and this company is really messing me up financially. I have tried to call them twice already this morning and the calls are not going through. I keep getting disconnected. I regret doing business with the company and I want all of my money back and overdraft fees, negative balance refunded.

LPG took $270.03 from my checking account on April 8 or 9 . It was scheduled to be withdrawn April 28, 3 days after Social Security is deposited into my account. Well guess what? The initial $270.03 caused a cascade of monthly payments to be returned as non payable be cause of insufficent funds. It was 3 accounts ($90). When I called they said not to worry, they would make things right and put the $90 back in my account. It's April 29 and I haven't seen any of those funds returned to me. I actually spoke with a representative about the refund, giving them a chance to get things corrected, but to no avail. I've since called my bank to have the charges disputed and get my money refunded. Don't know if the bank can do that but it's might throw a monkey wrench into the works. The representative actually hung up on me in mid sentence when I was trying to resolve the issue.Own up to the mistake (they happen). But don't tell me you're going to make it right then not do a single thing to help me out. And then they said It would take *** business days before my refund check would show in my bank account. Now wait a minute! Isn't this the digital era? The funds certainly don't take that long to go the other direction. How about solving the Computer Glitch by hand writing a check and send it land mail... it wouldn't take that long.According to their refund policy: a client may stop any ACH debit by providing written notice to LPG at least three (3) business days prior to the schedulevd payment. If you should need to notify us of your intent to cancel and/or reoke this authorization you must contact us three business days prior to the questioned debit being initiated.So far, i am not very happy with LPG. There has been no attempt to correct this issue so I guess I'll do what has to be done and cancel .

WARNING! Please read the numerous amount of comments and complaints of victims who have been taken advantage of by LITIGATION PRACTICE GROUP or better known as LPG. You will find customers giving their testimony and explaining how LPG has taken hundreds if not THOUSANDS of their hard earned dollars, and have done little to NOTHING for them. Of course you see other comments stating how perfect this company has been, however this could very likely be reviews from people who arent actual customers receiving their services write false Reviews to drowned out the real reviews by the customers who have been victims from scamming companies like LPG.As a victim of LPG, I am advising those reading this, please do not give any of your information to this company. LPG recently took a UNAUTHORIZED CHARGE of 252 dollars out of my account. I was told that this was a Computer Glitch and that a number of other people had money taken out of their accounts from this Computer Glitch. I had notified LPG that due to my illness, I was going to be hospitalized before and after my procedures. Everyday I called they Reassured me that my money would be returning the next day. Ive received nothing At this point they now have StoleThis money from me. I just wanted to make sure my family had money while I was trying to recover. This company is sick. PLEASE, for the sake of you and your family, do not work with this company. Nothing they promised to me has been done.I pray this review helps someone even if its only 1 person. If youre someone like myself and have been a victim of this company, I hope you read this and know that you arent alone. Sincerely I am sorry this has happened to you. I am trying to remain strong myself and take this as a hard leaning experience. I WILL NOT remain quiet about this. I will be notifying every person possible on every platform available.

I have read numerous mixed reviews here, from LPG being the best to the worst. I am somewhat neutral about the experience. I enrolled in March . So 18 months later, I had one debt invalidated from a hospital, which was easy as they sold my info to a collection agency, violating HIPPA. I just received a summons and was in tears. I was told only 10% of cases go to court. The *** was extremely nice and compassionate. I have always been called back when a call was scheduled, but I am told the same thing repeatedly. They sent information to the credit bureau over a year ago and are waiting to hear back. I then checked my portal in detail and was happy that the same day I uploaded a collection letter that a legal response was sent. I did fully understand that the program would take *** months. I am disappointed that only one account for $2400 was invalidated. I was also charged early in April, but my bank account was credited the next day. I do not think I have ever spoken to an actual lawyer and am honestly getting a tad frustrated, not with the ***s, as they are always delightful, but with the fact that they are clearly just reps and have no legal expertise. I am becoming concerned that this debt will never be invalidated. . I am confused about accounts being closed yet still on my report. Again, the ***s are very nice, but they do not have any substantial or tangible information. I ask how long credit bureaus take to respond to debt invalidation requests. Answer: It can take a while; again, not any tangible information. I suppose this is what purgatory feels like, but I do have hope that I can finally make it out of purgatory and into the heaven that will be debt invalidation. I am also terrified that it will go the other way, and I will end *** in h*** with the 1-star reviewers. Time will tell. And as a terrific movie once stated, "Hope is the best of things."

It's too bad 0 stars is not an option. We have been in this program for over a year now and twice they have taken double payments out of our account. This placed our family in an even worse financial situation than we already were in. It took 10 days to receive our refund from them while we were unable to pay our bills, buy food, buy gas, due to their "system glitch" as they referred to it. This happened in April 2022 and September 2022. We have told them that they no longer have our permission to take auto payments from our account as they cannot be trusted to take the appropriate amount. We have spoken with several representatives, and they all have said that they are unable to accept any payments than auto pay - either with a debit card or bank account information. We have offered to call and pay the day before our payments are due, this does not work for LPG. We have asked for an option to be able to make payments online the day before they are due, they again stated that they ONLY receive payment via Auto pay. We are at an absolute impasse. We are currently "waiting" for a call from a manager - which we do not anticipate actually happening. When speaking with the representatives, they will NOT offer their full name or their manager's name. We also cannot get a live person to provide us with an update on our account. We pay a large amount to LPG each month, but yet we don't know what the money is being applied to. Our credit has taken a huge hit and we are not sure what all of our payments are going towards at this point. This company seems to take advantage of people in desperate situations and make it seem like they will offer assistance when in fact, they have made a very stressful situation all the more stressful. We would have been better off handling this on our own. Unfortunately, we have had to learn the hard way by going through this awful experience.

We are filing this complaint due to the companies lack of clear information on their services they offered. They called us and wanted to know about our debts. We stated we did not owe a lot and had no problem paying them. They said we are just who they want. I was not interested but they said they could get us a better rate. We would pay a monthly fee of @ little over *** a month. After they took our checking info and withdrew the first payment in August , we never heard from them. We called and they said we were not listed they then told us to call a different number. The person answered and said that the person we talked to who signed us up had not completed the agreement. He had to take down all the information for our debts..I asked if they were contacting the people we owe. Well, if you hear from them ignore it .End call. September payment, getting phone calls and nasty letters from companies we owe. We answered that we were working with LPG to consolidate our loans, and had they been contacted, no they said all three companies.. we called LPG and they said just ignore it. I told them the companies had never heard from them all they said was the people we owe can not complain the law protects us.. we are now in October and a third payment is due next week. We now also owe three months.to each creditor. I sent an email to them complaining about their lack of service and we wanted out of their program I said I would like the two payments back and to not take any more from our account, the bank said we had to work that out with LPG.LPG also got my social security number wrong three times. I am seeking from LPG an immediate end to their unethical business practices,,a return of the payments taken and stop taking any more fees from our checking account. I do not do business the way they do. I pay what I owe and contact the companies if I have a problem. *** and

DO NOT SIGN ANY DOCUMENTATION OR AGREE TO GIVE ANY MONEY TO THIS COMPANY. Both my wife and I were enrolled in NDR before learning about ***. We received a letter in the mail from Point Break offering us a debt consolidation loan, almost guaranteeing to relieve our debt. Upon calling, a man named *** walked me through the process and guaranteeing an 18 month success story.He convinced my wife to switch to their program. Only, we didnt qualify for the loan, he ushered us right into the *** practice. Just make your monthly payments and you will never come out of pocket again for 18 months.. upon completion, your credit score will dramatically increase and your debts will be wiped clean, all backed by attorneys. You can cancel anytime and be refunded too.. seemed really great for us. So we switched over from NDR to *** 4 months in, our creditors have not been contacted as promised, the harassing phone calls continue, you cant reach anyone at ***. You schedule calls with them and they dont call you. They claim you didnt answer when we called.. they read from a script and come to find out, its only a 30% success rate. We were sold on a 90% success rate and no further out of pocket fees, when really you are responsible for it all, and when a settlement comes, its all on you, your monthly fees do not cover it. NOT HOW IT WAS SOLD TO . We also will not be getting refunded. This company is a joke, a scam and a total bate and switch. If you are seeking financial relief and help with your debt this is NOT the company to go with. I am not writing a review because I am angry, I am writing this to hopefully save Someone else from trying it out. *** sold us on BS, he did it with such conviction. RUN AWAY FROM THIS COMPANY. My wife cancelled her account, they said someone will call you in 48 hours - 5 business days later she is calling them. Only for them to say the same again. I cant wait until the attorney general shuts them down.

On March 16, I discussed joining LPG with a representative, mentioning my situation of sponsoring my wife from overseas. She assured me that someone would reach out to me to discuss this further. Despite waiting for days, no one contacted me to elaborate on the sponsorship issue. After five days, instead of a call, I received more paperwork to sign. I refrained from signing and sought legal advice. My attorney advised against letting my credit default while sponsoring my wife. On March 22, I spoke with a representative to cancel my service before the first payment. She promised to inform the senior underwriter to cancel my case. However, the communication gaps persisted, and I was charged on a credit card that was supposed to be updated. Multiple attempts to schedule calls on March 29, April 15, and April 19 were unsuccessful. Each time, the representatives failed to follow up as promised. I need assistance to cancel my service with Litigation Practice Group and would appreciate guidance on who to contact for this matter. Thank you.

I signed on with LPG and Coast, a year ago. Coast dropped out and LPG took over. After paying them money for a year, I never got a call back during this time to give me any updates. I had to call them each time and each time I was given the run-around. They said they would call me back in *** hours, etc. I never got a call. Had to call many, many times just to speak with someone, and they said they had not heard anything from the creditors. I asked for the original letters they had sent to the companies to validate the dispute. They were sent to me by email. They were not signed by an attorney, in fact, they were not signed by anyone who had a title, just by a name. An attorney would sign a letter with an ESQ. by his name or at least with the signature of a paralegal title by it if a paralegal filled it out. It is just signed by a person with no title. The letter states at the bottom that "...if they fail to respond for verification and validation of the debt you allege my client owes you, according to state and federal law, my client will treat this debt as invalid and any further attempts to collect this debt will be considered a violation of such laws and will trigger legal action on behalf of my client." I got the same things others are saying down below. My credit was destroyed, I paid out lots of money, and still got sued. Well, after two times to try to cancel this, finally I was able to cancel as of Dec 2021. Two weeks later, I was served with papers to *** me. I got a validated attorney, who said that he has had 900+ cases come through his office for LPG unhappy customers to run intervention for them after being sued. There was a review below that said LPG told them about 5% get sued, I highly doubt that. I want my money back. I asked them when I cancelled, but they said they would look into it and get back with me. Of course, they did not. I tried calling them with no answer. BEWARE, this is a SCAM. I want my money back now!

I spoke to Raj who used scare tactics about creditors issuing summons. He quoted a price then raised it significantly. I felt uneasy and decided to cancel, emailing Raj through their portal. I confirmed cancellation via call and email on Friday. However, Raj called on Monday, attempting to retain my business. After I declined, they abruptly hung up. Following persistent emails with detailed threats and dates, I received a termination notice on Monday. Yet, my portal remained open, and I got another welcome email, raising suspicions. I contacted customer service and spoke with a representative, questioning the welcome message. The response was uncertain, so I insisted on confirmation of my account's cancellation. I requested a note be added to my account about the unwarranted welcome email and reiterated my account should be closed. Concerned about unauthorized charges, I've sent multiple emails and refuse to fax a final cancellation notice. Despite the termination confirmation, I keep receiving welcome letters, and the portal suggests ongoing work, which should not be billable. To prevent further issues, I'm considering changing my bank account details, though it's a last resort. If necessary, I'll pursue legal action for any unauthorized work. I advise others to document everything meticulously for protection.

I am a bankruptcy attorney. ***. I get people calling me all the time who have signed up with this scam company and been ripped off. Let me make some things clear to you. First- anybody without any help can stop paying their credit cards and store cards and typically go for a year or more without getting sued. Therefore, all this "litigation" practice group has to do is get you to stop paying and they have 12 months to take your money before you find out that you are going to get sued and be forced to file bankruptcy. Plus, if they can get you to send "do not contact" letters to your creditors, your creditors will never be able to tell you that your debts have not been negotiated, settled or in any way "taken care of" or managed. A do not contact letter means that the creditor cannot contact you unless/until they *** you. Third- "charged-off" does not mean "written off". If this group is representing that they have done something good to get your debt "charged off" that is baloney. When you quit paying your creditors they will ultimately "charge-off" the debt as bad debt, but it is still completely collectible. they can and will *** you to collect or sell the debt to a debt buyer who can still collect the entire amount. So...the fact that when you quit paying your creditors you start to see your debts "charged-off" on your creditor report is not a good thing. And it is certainly not something this company has "accomplished" for you. It is a bad thing and it means you are closing to getting sued after the credit card company packages up the bad debt and sells it to a debt buyer like *** or *** Services. Fourth - "Litigation" means responding to lawsuits by filing answers in court and defending these lawsuits. This company is not "litigating" - when you get sued they tell you "tough luck". They don't do much of anything, but they sure as h*** don't litigate on your behalf. MY ADVICE - immediately report the whole situation to your local attorney general/department of justice consumer fraud and financial protection department. When they get enough claims they start to look more seriously at enforcement activity.IF YOU DON'T BELEIVE ME - Try this one simple test. Just ask this company to copy you on correspondence to and from these creditors that they are supposedly communicating with. They can't and won't do it. Any real attorney in any state who is working with/for you to settle debt will copy you on all of the correspondence so that you see how things are progressing. This is just a basic requirement of representing someone. This company is praying on your desire to get something for nothing and you total lack of empowerment. Quit sitting back and hoping your debts will magically go away and simply require that they send you copies of correspondence to/from creditors. If they won't (which they won't) then they are either not sending anything to creditors - not getting anything back from creditors - or they just *** in every way. As mentioned any real law firm would keep you completely and fully informed with actual copies of emails, letters, settlement offers, etc. etc. Just get out as fast as you can. If you have to do so, shut down your current checking account and start a new one so they can't take any more of your money.

Yes my name is Eric Santee telephone number [protected]. I started working with the litigation Practice Group in July of 2022 and till the end of February I paid them every two weeks $249 the total amount ended up being I believe it was $4,618.48. I am wondering is there going to be a refund what is going on with any type of class action lawsuit against them anything at all if somebody could return my call or email me that would be great I prefer a telephone call but my email address is e [protected]@gmail.com I have all of my payments from my bank statements. It's obvious this was a fairly large scam in my eyes I know I don't trust any other companies

I signed up with this company in 2020. Paid well over 8,000$. They sold out to phoenix law. I had to put a hold on my bank account and block both places. I was being charged the same amount from both, and now I am getting collection bills again. I want my money back so I can pay everyone that is now sending me bills again. It’s so stressful. I can’t believe I trusted this company. They are thiefs. Not sure how it’s legal to treat anyone this way. Please help me.

Thanks. Erin.[protected]@gmail.com

I was in need of help with my credit card Debt. I saw this company on the computer. Gave them a call and after talking to them trusted them and decided to go with them. I received calls from them every month or so to go over my account. They assigned me an amount to pay monthly. After my amount was paid in full. They said it could take a little time for them to clear my credit score. I had them fax me my total I paid them. They ask me to forward them any mail received from any creditors. I only had a few and did forward them. Per the internet I have found several people in my same situation. We need Help please. The owner's name is Daniel March. He may have changed his company name to Costal Processing with Litigation Practice Group.

This company refuses to return phone calls or emails. All the emails that are sent to you are set up so you cannot return them. The phone number when you call is disconnected. Every person that you speak to has difficulty understanding you because of the language barrier. On the website you can click on a link that says schedule an appointment to speak to one of our representatives and it says all appointments are full clear through the end of the year. I paid this company almost 18,000 to help me and now I am threatening to be sued. Bye. Some of my creditors. I fear this company is a total scam and I fell into it.

In February 2023 I was charged twice by these people the monthly fee. After countless calls and wait times, I spoke with someone who supposedly was in charge in their accounts department. I agreed to allow one of the payments to transfer to March's payment. Before March came, they transferred my account to another company. They owe me $251.06. I need my money back

They also charged me in March but with the assistance of the new company, I promptly and successfully received my refund.

I trusted these people, they have caused me nothing but grief and strive. I didn't even receive the service that they sold me.

Who can direct me to get my money. I have emails, copies and screenshots.

Unprofessional service and credit agencies said they never received any communication at all from LPG. All LPG did was collect and steal my money for 2 years, and I ended up having to pay off my debt. Everything they ever told me feels like a lie. I want all of my money refunded. What did you guys do for me? NOTHING. Incredibly disappointing and upsetting I feel like I was robbed

On June of 2021 I signed up for this program to get creditors off of my back and have some help. I am in medical field and due to pandemic have lost some work. I needed help I am a single mother. I have paid them every month for two years with no changes to my credit, only to wake up and find an email saying I have been transferred to another company in Feb 2023. I only had 4 months left on my program. I have paid them almost 10K and I am afraid I will never get my money back. I want a refund of everything I paid.

I signed up because I was desperate and they told me they would help me invalidate my debt. I am almost to the end of the 3 year period (May 2023) and am out $30K. My credit score is worse then when I started and only 2 of my debts have been settled - I had to pay part of the debt off. I’m afraid of what happens next. Will I be able to get back some of my almost $30K? I haven’t gotten notice that LPG is no longer in business. I found out when I stoped getting their text reminder and when I tried to call to let them know my bank account got compromised - no answer, then I googled them and saw they’ve been permanently closed. What do I do now? Can someone please help me. Thank you.

We began this program in January of 2020. We have fully paid the for the program and up until recently have talked to people pretty regularly. Of late all contact has stopped. There are accounts showing on our credit reports still, not resolved. I want this over with so we can move on. Perhaps they should use the over $20,000 that we paid them to clear this up. Someone needs to contact me ASAP!

Litigation Practice Group has lied and scammed millions of people across the United States. They havd pocketd Millions of Dollars and we are wanting something done about this. I have several emails from the owner stating he will give me a full refund and now changed his story and said that the bank he has is holding our money and wont't release and all lies.

We are filing a lawsuit and anyone else having this issue please email me [protected]@hotmail.com

I called to request my account be cancelled in February. I was assured no payment would be taken out. 2 payments have been withdrawn since. I am unable to call them as the phone number forwards my calls to Phoenix law group who apparently has taken over my account, without my knowledge. Litigation Practice Group is a scam and happily took payments from my account. The outcome is my credit score is shot with no help from them. I can’t even contact LPG to be refunded. Google shows “permanently closed”.