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Indian Overseas Bank [IOB] Profile

Indian Overseas Bank [IOB]

www.iob.in

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2.7 7 Complaints
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Indian Overseas Bank [IOB] Complaints 7

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1:34 am EDT

Indian Overseas Bank [IOB] Current account opening

Hi Team,

I Visited your Branch (Ntpc Complex Tigaon Road, P.O. neemka Mujheri Pin 121004 Dist Faridabad, Haryana) for Current account opening around 10 days ago for my Business. But still they have not open my account. I have visited your Bank twice after that and no response from there side. Every time they say staff is not available. This is totally insane. I will put the same on Social media as well and urge people not to prefer IOB for Banking.

Prashant Naagar

Mob:[protected]

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12:29 pm EDT
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Indian Overseas Bank [IOB] Home loan

My grand father, father and my mother all had one home loan. During the course of the loan my grand father and my father died but we continued with loan without any fault. In order to pay off the loan completely I spoke to a staff member who guided me to make payment to a linked savings account under my mother's name. Staff member told me bank will transfer from the linked bank account to take off all the left over due amounts on home loan. After all dues were paid we still waiting for the registry to be handed over to us since the loan was under the name of 3 persons out of which 2 died.

Me and my siblings live overseas therefore we cant go back in current scenario and hence the bank is denying handing over registry to us/mother. We want this matter resolved asap. The bank is situated in Jalandhar city of Punjab on tehsil road...

Adding pictures of account owners and a bank statement of the account...

Desired outcome: We need our house documents/registry back thats all....

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2:46 pm EST

Indian Overseas Bank [IOB] payment not received.

An amount of Rs.5000.00 was paid at ATM ID:IOBC1606 on 27.01.2021 but the amount was not yet credited into my current account#[protected] and the same had been intimated to the branch manager of Katpadi Gandhi Nagar Vellore-632007 under IFSC:IOBA0000213.
Please look into the matter.

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Is Indian Overseas Bank [IOB] Legit?

Indian Overseas Bank [IOB] earns a trustworthiness rating of 100%

Highly recommended, but caution will not hurt.

Our conclusion: Indian Overseas Bank [IOB] stands out for their exceptional legitimacy, according to ComplaintsBoard’s detailed analysis. This highlights Indian Overseas Bank [IOB]'s reputation as a trustworthy leader in their field. Customers can rely on Indian Overseas Bank [IOB]'s services, assured they're dealing with a highly reputable and fully legitimate company.

We found clear and detailed contact information for Indian Overseas Bank [IOB]. The company provides a physical address, 30 phone numbers, and 2 emails, as well as 3 social media accounts. This demonstrates a commitment to customer service and transparency, which is a positive sign for building trust with customers.

Iob.in has a valid SSL certificate, which indicates that the website is secure and trustworthy. Look for the padlock icon in the browser and the "https" prefix in the URL to confirm that the website is using SSL.

Iob.in has been deemed safe to visit, as it is protected by a cloud-based cybersecurity solution that uses the Domain Name System (DNS) to help protect networks from online threats.

Iob.in you are considering visiting, which is associated with Indian Overseas Bank [IOB], is very old. Longevity often suggests that a website has consistently provided valuable content, products, or services over the years and has maintained a stable user base and a sustained online presence. This could be an indication of a very positive reputation.

Indian Overseas Bank [IOB] website is deemed to be popular and indicating that it receives a high volume of traffic. It is important to be cautious when using a highly trafficked website, as it may be a target for cybercriminals looking to exploit vulnerabilities or steal personal information.

Iob.in regularly updates its policies to reflect changes in laws, regulations. These policies are easy to find and understand, and they are written in plain language that is accessible to all customers. This helps customers understand what they are agreeing to and what to expect from Indian Overseas Bank [IOB].

However ComplaintsBoard has detected that:

  • You should not trust a website that appears to be parked, especially if you have already paid money to the website. A parked website may be a sign that the website owner is no longer actively maintaining or developing the site, and there is a risk that the site could be a scam.
  • Indian Overseas Bank [IOB] protects their ownership data, a common and legal practice. However, from our perspective, this lack of transparency can impede trust and accountability, which are essential for establishing a credible and respected business entity.
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6:01 am EST
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

Indian Overseas Bank [IOB] NEFT transaction limited to Rs.50,000/-

They(IOB) have restricted NEFT transaction limit to Fifty thousand(Rs.50, 000/-) as daily limit., while RBI says the limit is 5 lakhs(Rs. 5, 00, 000/-). I don't know on what basis they are fixing this limit.
as per law they(all banks) should follow the RBI norms & mandate. but I don't know how they are making their own policies.
i was in a dire need of money (around 3.5 lakhs) to pay home loan & for that now i need to do 7-transactions of 50K each.(to take out my own money from the bank) How ridiculous is this!
I wonder why RBI doesn't control these banks.
Even Nationalised banks are overlooking RBI mandates. I really pity this nation.

Svanky

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2:14 am EDT
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Indian Overseas Bank [IOB] Nokia Horrible Products and Service

TO WHOMSOEVER IT MAY CONCERN

I am a normal consumer of day to day products.Unfortunately Nokia cellular company is among those, I want to address my grievances having known the facts it may or may to be reached to concern authority for appropriate action.

My Name is Anil Kumar Jain, i bought a Nokia Phone Model No 5030, IMEI/ESN No :[protected] and Product code: 0578231 on Aug 10, 2010 . I have been going through very tough time with this product and Nokia service, may be these are a few words nevertheless not enough to curse Nokia .My phone battery started draining just after one week of purchase.

I have been to Nokia Store several times (not once, twices, thrice ...) dated Aug 17, 2010, Aug 29, 2010 and Sep 9, 2010 in result they replaced my pathetic phone with another terrible one, replaced phone IMEI NO is:[protected] same model.I do not know what to do this time, i tried to reach and called up so many times Nokia crap(i am sorry to use this slang) customer service center, it is more like busiest center you ever tried before they never pick your call and if they do, they do not know courtesy of the business .Neither, they are willing to give back money nor to exchange it with other model.

My concern is to furnish and enlighten other consumer about harassment of Nokia Cellular products and Services they ensure of.
I am writing all these not just fill up a column space but to make a sound that can be heard to all concern authorities and consumers.

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3:44 am EDT
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Indian Overseas Bank [IOB] NON - ACCEPTANCE OF CASH FOR TRANSFER UNDER CBS

THE BRANCHES OF INDIAN OVERSEAS BANK SITUATED AT MANGYARKARASI SCHOOK, MANINAGARAM MAIN ROAD MADURAI AND NIRMALA SCHOOL, KAMARAJAR SALAI MADURAI ARE REFUSING TO ACCEPT MONEY PAID BY CUSTOMERS UNDER THE CORE BANKING SYSTEM. BY CITING SOME FLIMSY REASONS THEY ARE TURNING BACK THE CUSTOMERS. THERE MINDSET IS SUCH THAT ANY TRANSACTION UNDER CBS IS UNNECESSARY AND UNWANTED ADDITIONAL WORK TO THEM. WILL THE IOB MANAGEMENT LOOK INTO THE PROBLEM.

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modi laboratories
IN
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Jul 08, 2011 12:49 pm EDT
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mr sinha is misbhavour & not accept cash our co.

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7:34 am EST
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Indian Overseas Bank [IOB] Worst teat by the lady employee, the manager was not better.

Worst 20mins inside IOB when entered to complaint since "My Citibank ATM card is eaten by IOB ATM machine"

Oh! listen to the teatment to a non-IOB customer from it's so called Branch Manager and the lady who was in-charge of ATM machine (the person who keep the key).

Original Problem:
Right after entering the figure, it took few seconds and it asked for the pin again and asked for the money to withdraw again, it asked for pin again. I tried 2 times, and went inside the bank to help me to takeout the card.

The experience:
The manager and employees did not wanted to help, meaning nobody was bothering to listen first. Later then the manager asked to see a lady who is in-charge. She talked in Tamil and looked at ground and made noice that she cannot take it. When asked again, she asked me to come tomorrow in such a way that teens will hate to listen and respond. I have requested her to show some manners, but she was senseless, then I went to manager to seek help if he could. He was hopeless and kept saying only that lady can help but she seems busy.

The fact:
I could have very well accepted the fact that I need to come later to collect, but the way they presented was terrible. The lady made me drive nuts with her attitude and power. First-time worst experience of it's kind in an Indian Bank, and that too a lady in-charge of ATM machine. Horrible experience from a BANK in 21'st century.

Expectations:
I am not sure whether this is the kind of treatment for non-IOB customer in all offices, but I guess it is not not any different by learning from this. I am expecting things to change, if not there is no purpose for such banks to be operated. Infact we can makeout by looking the kind of it's customers that how many more years this bank can survive.

Incident happened at 4:45PM IST, 11/Jan/2010
Indian Overseas Bank,
Vignan Nagar Branch, Bangalore
Card used: Citibank, Bangalore

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M. PIRAVI PERUMAL
IN
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Jun 20, 2010 3:49 am EDT

This is the treatment one can expect from IOB branches. If may be shocking to non-customer, but not to IOB customers. They dont have helping tendency and think that customers are at their mercy. Only due to such attitude of the employees the bank is earning bad name.

Overview of Indian Overseas Bank [IOB] complaint handling

Indian Overseas Bank [IOB] reviews first appeared on Complaints Board on Jan 11, 2010. The latest review Current account opening was posted on Apr 20, 2022. The latest complaint NEFT transaction limited to Rs.50,000/- was resolved on Feb 13, 2013. Indian Overseas Bank [IOB] has an average consumer rating of 3 stars from 7 reviews. Indian Overseas Bank [IOB] has resolved 3 complaints.
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Indian Overseas Bank [IOB] is ranked 136 among 401 companies in the Banks category

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