Horizon Gold / Horizon Card Services
United States - 15701
Claims to issue V/MC unsecured credit cards They do not. Card is neither V or MC. Card can only be used on their website. The Horizon Outlet, which sells items you can get at goodwill. I am not slamming Goodwill, actually they sell some pretty cool stuff, Horizon outlet sell junk, items you can get a dime a dozen anywhere, any place. They say I can cancel this card by contacting them using "Contact Us" which, I have yet to successfully do. I want this card canceled now, and they need to either be shut down, or forced to be 100% honest and straightforward about everything.
This is mail and internet fraud. Received in mail a preapproved application for a Horizon Gold Card! When...
I recv'd a card informing me that I have a non-secured visa with a $500.00 limit. I mailed in a money order for $79.95 in September 2007. I have not recv'd any confirmation of receipt, nor have I been provided with a contact tel# for the credit card company. I have emailed the website numerous times re: this matter with no response.
On the 7th of this month (December) I began to do my online shopping with my card... prior to receiving my card I was never told that I would have to pay and additional $40.00 for their gas as well as another $7.00 for ups delivery and signature.
Please note that I understand that gas price's have gone up and yes they should get something but $40.00 plus $7.00 is a bit much for someone like myself on a fixed income. I wanted very much to build up my credit not go farther in debt trying to.
The total amount of item's I was hoping to buy came to a total of $97.98 with these other charges it came to if I can remember correctly $143.
This is scam!
My money was taken just like all the others, being led to believe that thier card was a regular creit card to...
I received my card on Oct. 20, 2007, called their customer service [protected] on the following Monday. Representative gave me a hard time about getting refund back ($79.95). They give you the run around about how good they can help you with your credit and all the services they provide which is crap. After getting frustrated, what part of I DON'T WANT YOUR SERVICES, I JUST WANT MY REFUND. After hanging up on them, they called me right back and left a message that they cancel my card. Three days later they refunded me back $59.95 into my account. Still lost $20.00 and for what, a bad decision.
I had no idea about this, but they are taking money out of my account every month. $14.95. I cannot afford this, no wonder I keep getting overdrawn checks on my account and it also said I had a debit purchase of $14.95. You cannot use this card for debit. I am very upset and am going to try to cancel my account with them. If not, I will submit a request to the Better Business Bureau.
I had signed up with horizon gold card and saw that there is no logo of visa card or master card on the credit card, I called to Hallmark Bank and canceled it but they had already grabbed my 79.95 . I called them again and asked for my money back. They left me on hold for over a hour, knowing I was calling from the US. I still does not have my money back and it has been a month.
Contact: Greg Hurd, Millicent Grant or Brian Trowbridge
TCI mailing address:
Hallmark Bank & Trust Ltd.
PO Box 656, Tropicana Plaza
Turks & Caicos Islands
British West Indies
North American mailing address:
Hallmark Bank & Trust Ltd.
PO Box 325 Station 'A'
We received a post card in the mail stating this was a real credit card so me and my husband thought it was a...
Scam [censored] card below is Horizon Gold Card / Hallmark Bank fake interncet bank info. Domain name...
I never activated the card when I got it and found out that it was a buyer card only. I was led to believe it...
Horizion deceives people by misleading them into thinking they are a unsecured credit card such as visa or...
They send e mail like it a real credit card. But it's not. Then you can't hold of them to stop from...
I received credit card offer called horizon gold credit card. I filled out the application and found out...
They totally misrepresented themselves. I can't find a thing that I would ever order on their site. They...
When i went on your website. I thought i was receiving a credit card with a visa or mastercard logo. I did not know that i would have to purchase from your site through a catalog. I am very upset and i would like to receive my money back, I have not purchased anything on your site. Everything looks cheap and not worth spending money on. I would appreciate an email back from u. Stating that i would be receiving my full refund of $88.50.
On May 08,2017 I signed up online for a Horizon credit card which to my knowledge I would be getting a master or visa card. I waited almost two weeks for it to arrive in the mail. In the mean time the company had immediately taken 86.99 out of my checking account. I was absolutely disappointed when my card had arrived and I soon realized I could only use it on the computer!!! When signing up I was never explained that!!! With out a doubt I will never refer anyone to this card!!! Do not use it!
I just got in the mail this scamming companies ad. Its all too bad that the FTC does nothing to keeping these credit predators in check. TIP: To raise your credit, 3 credit cards no more no less, pay off all 3 every month so another words live within your means. Every month you do that, when reported to the credit agencies, you get an increase in you FICO score. Car loans do nothing for you until you pay it off. They are a scam too. Student loans lower your score no matter what. Pay them on time though or ask for deference’s or forbearances. You can in big trouble with them. Any medical you should make sure never get into your credit report. Home loans do wonders for credit. Pay off you student loans and your cars with home loans. Its cheaper and results in a better scoring when they get paid off. Again make sure you can afford it. Stay away from any credit card company that claims to report. Have them prove it and fully. Some companies only report certain information which can actually hurt you. Orchard bank and Household Finance are two great companies if you have bad credit and want to restore your credit. To learn more go to: http://www.creditinfocenter.com/Books/ and get all the books. You will be amazed what federal laws protect your good name.
To whom it may concern,
I had signed on for this card, thinking that it was a major credit card. Well, after discovering that it wasn't I waited a little bit and then called in January to have the card cancelled. The lady on the phone offered me a free month if I would just check out there store website again. I did so and then called back 17 days later and said "not interested" please cancel the card and the gentlemen on the phone said no problem... I since then have gotten a withdrawal on checking account for there monthly fee and I called this morning to talk to the supervisor and complain to him about getting that fee put back in my account. He told me he is sorry and can't do that because that fee is for last month. However, I had called and asked this account to be cancelled therefore there should have never been a charge to begin with. He again told me he could not issue a refund because this was for last month. Again I had called before last month and asked the card to please be cancelled. What can I do or complain to now about this company. I do believe this company to a be somewhat "scamful" in what they do to there customers and how there customer service policy is. Thank you for you time. I no longer have my membership ID because after calling in January to cancel the card I threw the card out so you should be able to get all information from my last name.