Royal Bank Of Scotland [RBS]
Reviews and Complaints

I AM CREDIT CARD HOLDER OF RBS BANK FORMALLY ABN AMRO BANK. I HAD PURCHASE FUEL NOV.2009.BUT I HAVE NOT RECEIVED THE STATEMENT THEN I CALLED TO CUSTOMER CARE OF THE ABN THEN I PAID THE PAYMENTS. BUT MY CHEQUE WAS NOT CREDIT IN MY CARD DUE TO SOME BANK PROBLEM I DONT KNOW WHAT WAS THAT. THEN THEY HAVE CHARGED INTEREST AND PENALTY ALSO.MY AMOUNT WAS 292 rs. NOW THAT IS 2500 RS. AND HAS BEEN BLOCK ALSO.WHEN EVER I CALLED CUSTOMER CARE THEIR IS NO RESPONSE.
I WANT CLEAR MY CHARGED AND ACTIVATE MY CARD ALSO.

REGARDS
SUDHANSHU DWIVEDI
[protected]
CREDIT CARD NO-[protected]

I have 1 month payment delay for my personal loan due to I was terminated because of the redundancy of my position. I did follow the procedures of the bank and went to the Bur Dubai office to give the necessary documents. I gave my full cooperation to the bank that I will pay my monthly dues still. A guy from the collection department by the name of SYED today 31/Aug/10 called me and told me that I'm a fu**** guy and shouting at me. for the pass few days they are calling me to pay my monthly dues, as i have told them my money is always coming every 3rd of the month from Philippines but they are always pressuring me ang harrassing me to pay before the end of the month. I called up the customer service of the said bank ang put up a complain. I 've asked the lady from the CS that how come those guys and ladies from the collection department are like that and how come they are treating their clients like that. I will go with this one all the way just to stop this kind of treatment to the people like me. This is one reason why people are leaving Dubai.

i experienced worst ever cunstomer service from rbs bank, i had requested them for one month payment holiday, which was been approved, but still i got a msg on 13/12/2008 at 3.47 pm to pay my dues by 4.00 pm. same time i called their customer service and told them the details. Again i got a call from them at 11o'clock on 16/12/2008 to pay my dues, when i told that lady about the bank's service about one month payment holidays, she said it's not and i am defaulter.this is the 1st time someone told me so.and then i had registered the complain, but till date no response from the bank peoples.And this all happen for just Dhs. 7000.someone should know how to talk with the customers, who is having always great record.

Rgds
Jai

Hope this email goes in the right persons hand,

Dear Sir/Madam

Let me introduce myself, I am Dhananjay S Kamble, from Dubai (United Arab Emirates),

Sir, I am holding 2 RBS Credit Cards (Classic Smart Traveller Credit Card & Gold Smart Credit Card), from the last 3 years. I am using this cards on regular basis, and paying the money and dues on time, and if it is late, i have also paid the penalty amount

Sir, my credit cards were before ABN AMRO Cards, which now changed to RBS Bank Credit Cards., while issuing the credit cards by ABN Amro, i have been assured by ABN Amro, that this cards will be FREE for Lifetime.

Now all of a sudden i am getting MONTHLY statement with Primary Card Fees,

Which is totally unacceptable

WHY ALL OF NOWHERE I HAVE BEEN CHARGED THIS MONEY, WHEN I HAVE BEEN PROMISED THAT IT WILL BE FREE FOR LIFE TIME,

I SPOKE TO YOUR REPRESENTATIVE HERE IN DUABI (U.A.E.), BUT NOT GOT A SATISFACTORY REPLY

I WONT PAY ANY MONEY WHEN I BEEN TOLD THIS ARE FREE CARDS, I AM VERY MUCH DISAPPOINTED WITH THE FUNCTIONING HERE IN DUBAI

IF THIS IS THE CASE, THEN UNFORTUNATLY I HAVE TO CANCEL MY CARDS IMMEDAITELY.

HOPE THIS EMAIL IS BEEN ANSWERED IN A CONVINCING WAY

Thank You

D.S. Kamble
+[protected]

Kindly sir please verify this demand draft its legal.

Dear Complainant,

We have received your complaints and queries.We have gone through your complaint and after contact with The British High Commission.The donor companies; we have understood that there is a series of LOTTERY and giving Out of CASH reward from The United Kingdom.This series of LOTTERY and sweepstakes are being conducted for the upliftment of the people in the developing and under developing countries to eradicate poverty and illiteracy. We have verified and clarified from the United Kingdom Financial institution bodies that the only legal and authorized body responsible for all forms of LOTTERY and sweepstakes being conducted in the United Kingdom is.The WPC (wpc.center.london@live.com), London. Any other means apart from WPC is not legal and been approved by the Great Britain Government.In this regards, we have forwarded your complaint to the Winning Processing Centre through Email.We request you to forward your complaint and queries to the WPC. Their contact details are given below. We assure you that they will assist you to know the fact of your complaint and to solve the issue. Do not contact anybody else there is a lot of fraud and only WPC and HMRC can pay the money to you if it is truth.

Kindly contact the WPC:-(wpc.center.london@live.com)

Regards,
Admin Team
Consumer Board.in

What is your complaint?

Where is the bank located?

Do you know the definition of "libel?"

Dear RBS Team,

This is a request regarding for clearing my black history from RBS credit card # [protected].which was closed on 12th Dec-09.I requesting you to change my history of payment in order for me to apply for personal loan.

I had applied for a personal loan from RBS, but unfortunately bank has been rejected my application due to Black mark on my credit card.

However I checked with RBS there were some insurance charges which were came up and became over due which I was not aware during the time. Actually this was not my fault; I don’t want to delay any payment for my card. I had changed my company to Agility at that time that is why I could not collect my statement during the time. I informed so many times to Dubai collection (RBS) department and directly went and explained to them but I have not received any response from them. I don’t have any liability with RBS at all.

I humbly requesting you that to remove my bad history from my credit card bucket, so I can re-apply for new personal loan. I will be transferring my salary account also to RBS and I will be a good customer

Appreciate your kind co-operation

I was holding this ABN AMBRO Credit Card in Year [protected], As per my knowledge I had cleared all the dues and then left the company whre i was working then. Recently I started getting calls from my parents, my mom is 68 years and Dad is 75 years old saying there are few people visiting home and telling her story about the overdue payment. My parents are repeatedly telling them that shez got married away and doesnt stay here from past 4 years, but the agent still kept on insisting in very loud voice and threatening them for the payment. Somehow agent took my brothers no and the recovery agent Named Neha Joshi is repeatedly calling him in this referance . After all this i tried to approach them on Email and asked to send all the details . I was shocked to see the statement. Card last swiped for Rs 1000 which i beleived i send the last cheque in year 2005..after that i never received any statements from the bank and to my surprise the bank has accumalated 23000 INR as part of Interest and now they are calling in year 2010 for the balance amount. .Last week When I was in India First Thing I upfrontly called this ### and asked for the settlement.Initially againt 23000INr she offered me 18000INR which I never agreed to ...then she again called up and lowered the amount to 15000 INR, I agreed to pay in 2 installments and close this matter. This time she did not agree and we both came on decision that she is free to file a case against me. This conversation I already had and later after that day her whole team is repeatedly calling my brother who is not at all in touch with me .I got the message from my parents and then I called up the REcovery agent Mr Santosh and warned him if he again calls up or by any chance disturbs my parents i will ask them to file a Police Complain against you and Neha Joshi for harrassing Senior Citizens...Well its after a week I have yet not received any update from my home. but i will really like to knw how to deal with these people .
Issue is I dont even owe 2000 INR and i have still agreed for a settlement so that my parents dont get tensed and since they knw this they are purposely doing the same thing.

It is unbeleivable to see so many similar horror stories with regards to collectors from banks and agencies harrasing, threatning and finally resulting in loss of peace, of mind, family relations and freindships going haywire beacuse of these uneducated employees. I am myself a victim of this nonsense but fortunately have found a debt consolidation agency who has come as an angel/blessing in disguise to put me through to right contacts within the bank to come up with a restructured payment plan. Let me remind here that again the full plan is as per banks terms and conditions and is not at all in the customers view point but at least in an years time the whole thing is over. Is there no forum/agency or lawyer who can collectively represent the minor bunch of customers to win any sort of peace of mind against these harrassing dumb collectors?

I had an outstanding of Dirhams 10.90 on one of my cards. Guess what I get slapped with a charge of 159.00.
When i called and requested that this charge be reversed, they said I'm sorry but we can't. Inspite of me having a decent payment record.

Take my word for it. I have banked with 3 or 4 banks in the UAE and no one else is better than RAK Bank.

RBS is the most horrible bank not only because of this but now they charge you an AED 10 monthly fee on your Credit Card.

Banks cheat you cannot do any thing, they cheat for their lords make them rich when loose money public money save them to let them cheat public for ever.When profit only for few, otherwise curse for all. CITIZENS BANK cheated me we need a credit score for banks so that they cannot blackmail customers

RBS bought out ABN AMRO Bank. still their banking standards are so ABN like. volatile why dont u read up complaints on ABN Amro too. u wont be surprised by the amount of crap they've been upto.

I know for a fact no bank will send debt collectors over one missed payment. you have to be a seriously bad customer for them to do that. missing 6 payments in a row starts the process. So, I can conculde every single one of you is an aweful customer and you don't deserve the rright to have access to a loan.
The reason interest rates are so high is because of people like you. People who are dishonest and dont pay back the money they owe. We would all enjoy cheaper loans if you all paid back in time. Just think about that.
Do you all think its your right to borrow money and not pay it back? A Bank is a business, it is in the business of lending money. Why should they let you not pay back when you signed and agreed to pay it back in a set amount of time?

On 25.08.2010-
I am also suffering from this bank since become a member of this bank with credit card.
I never activated the card, thanks to my friend.
I asked for one card, they are sending two, and both are chargable.
When asking for cancellation, they ask to pay the charges incurred in both the cards.
Before they were behaving nicely, now they have different motives and extending threats.
Really they are doing bussiness.
They knew how to loot the customers.The poor customers.
But do not worry -The almighty ALLAH's presence is the truth and he will punish this organisation soon.

MISHRA

RBS is a totally unprofessional bank.
The staff hardly speak good english to start off with.
They need to know that a customer who has been regular like myself for over 7 years like myself & cant pay now cos i am JOBLESS should be dealt with in a manner that excites the customer to settle rather than keep scaring a customer with POLICE threats.
Its so pathetic that even after you have left the country they keep threatening you thinking you are round the corner.
Professionalism makes people pay,
Something that RBS dosent have,
Its a joke, at one stage 3 staff were emailing me & 2 were smsing me.
Even when you walk in the DSF so many vendors dont call for you at ONCE,

My brother lost his job because he caught fraud of top executives of dubai based property master developer, he tried to find job for six months but couldnt found any, he left..

WARNING FOR DEPT collectors.

we shot the dept collector twice in the [censor] and left his body outside the hospital.

Who is going to come next?

I 100% agree to the gentlemen. I am also one of a victim who was badly abused and blackmailed in the home country Only for 21o Dhs. What A SHAME. They have hired people who do not have any manners and behave like animals on the phone.
I never had any problem with any bank and never heard of any customer services dept like this. SOME ONE MUST PROPERLY TRAIN THE RBS STAFF OR CLOSE THEIR SERVICES.

If the bank are professional in dealing with customers who have defaulted in payment, first they must contact the customer or meet them and offer a settlement plan which is viable to them and customer.
While doing these banks and protect their professional image and save lot of cost they are paying to the unprofessional( professional mafia) collection agent.

These gunda collections agents are treating all customers alike and engaging local third rate gundas in India & Pakistan to threaten even the old aged parents while the customer is available in UAE and working in UAE.

This will definitely spoiled RBS name among people. We do not need RBS any more,
We will stick to our own banks like NBAD and HSBC which are very professional and supportive.

ONE DAY RBS WILL REALISE THEY USED WRONG PEOPLE TO COLLECT THE MONEY/LOAN.
THE SITUATION IN UAE WILL CHANGE SOON AND WE PEOPLE OF ATLEAST 100 FROM SAME COMPANY OF 8000 EMPLOYEED HAVE DECIDED TO QUIT RBS WHEN EVER POSSIBLE.

NOW WE ARE HELPING EACH OTHER TO GET RID OF LOAD DEBT DUE TO THE BANK AND HAVE DECIDED TO CANEL ALL DEALING WITH RBS OR ANY OTHER BANK WHO IS TROUBLING US.

IT WAS OUR MISTAKE THAT WE HAVE TAKEN MONEY OUT OF THEM.
THE BANK SHOULD SPEAK TO CUSTOMER DIRECTLY AND UNDERSTAND THIER PROBLEM PUT A SETTLEMENT PLAN AND BY THERATINING PEOPLE THIER JOB LIFE AND HEALTH.

WE ALL ARE PRAYING FOR ALL TO RECOVER FROM BURDEN AND DEBIT.

ALL THIS 8000 STAFF FROM SAME COMPANY WILL BE SAMLL NUMBER FOR RBS !

HUMAN RIGHTS HAVE NO VALUE FOR THEM

REQUEST TO THOSE WHO CAN TAKE ACTION ON THIS

YES I STRONGLY AGREE WITH THAT
ONE OF MY MY FRIEND'S MOM WHO IS 60+ YRS OLD GOT A THRETENING CALL FRM A GUY STATING THAT HIS SON WILL BE ARRESTED FOR LIFE LONG AND SHE WONT SEE HIM TILL HER LIFE TIME LIKE THAT. THE OLD LADY HAD A PARALYISIS HEREING IT.
HIS DUE WAS ONLY aed 1500. THE COLLECTION PEOPEL OF RBS (MAFIA UAE) MAKING HUMAN RIGHTS COLLAPSED. PLS PROTECT A HUMAN BEING'S PEACE OF MIND.

I 100% agree to laila. I am also one of a victim who was badly abused and blackmailed in the home country Only for 21o Dhs. What A SHAME. They have hired people who do not have any manners and behave like animals on the phone.
I never had any problem with any bank and never heard of any customer services dept like this. SOME ONE MUST PROPERLY TRAIN THE RBS STAFF OR CLOSE THEIR SERVICES.
@ kaka its your good luck that you are paid by your company on time. Unfortunately my company doesn't may me for 3 months sometimes...and the bank make our life worst.

All the payment should be made on time to avoid these calls. I have been using a credit card from a bank in UAE since 2005 but i have never received any call from collection or recovery department as i never miss my payments.
I first pay my credit card bills and then buy the grocery.
All of us should learn this, either not take a card from any bank or pay on time.

THEY ARE EATING FLUSH OF PEOPLE LET TIME GIVE GOOD REWARD TO THEM AND THEIR FAMILY

I totally agree with you. These stupids from collections agency, who frustrated job losers .

LAILA I 100% AGREE WITH IT. BUT PLS UNDERSTAND THESE CALLING PEOPLE ARE FROM A COLLECTION AGENT .
THEY ARE ENTITLED FOR A COMMISSION OF HARRASSING AND GET THE PAYMENT. BUT ONE THING IS SURE, THAT IF WE ARE IN A DIFFICULTY TO RE PAY THE MONEY EVEN ANY PERSON OR GOVT WILL GIVE US TIME TO RECTIFY IT.DON'T ATTEND SUCH STUPID'S CALLS FOR YOUR LIFE TO GET MISSREBLE.

RBS here in uae is the worst bank! Is this what you called customer service? I have unpaid credit due for only 300 dhs. and they already have charged me with late payment fee but these unpolite an rude staff of rbs are threatening me and saying all these hash words about me. I have an overdue amount bu that doesnt mean that they have to degrade a person! I wish the UAE government will try to look on this rude behaviour of this bank.

These dubai collection staff of RBS are the worst. The more people will not avail of their services.people are spreading the words now on how rude they are.

Laila

Kindly note that no payment has been done from your side despite of several reminders through emails, thereby please be informed that you have 24 hrs from today to confirm if you are interested to repay back Emirates NBD or not. If we receive no reply from you, it means that you are refusing to pay, therefore please be informed that the following will be implemented:

1. We will be contacting the GERMANY embassy informing them about your debts.
2. Your name will be black listed in Central Bank.
3. Travel ban will be imposed on you in all GCC countries including U.A.E.
4. Interest and late payment fees will be accumulated and you are liable to pay the total outstanding amount and legal fees incurred by us
5. Also further legal action will be initiated against you through the INTERPOL.

wHO ARE THESE people?
So they have legal power?

NBAD is far worse than any other bank when it comes to staff efficiency. people are Arrogant and have no moral or human values.

It is best to pay off and return your credit card back to them. Save money and buy. Interest dealing is not allowed in Islam and it is against GOD laws. Who ever deals with interest will sooner or later come in problem.
IN Pakistan all the banks collection department are so bad that words can not describe they make life Hell. Over seas bank in Pakistan are same there collection department make your children life hell and your parents and wife they don t care or listen to you. They just want money in full. They add late payment fees if you pay on due date they still charge you late payment fees and other penalties and high interest rate. Collection department in Pakistan is worst. They call all day on cell phone and on P.T.C.L all day.

All the bank do same thing. Not only R.B.S all the banks. In Pakistan they visit at home and
and call your wife or husband or any family member and if you pay them they call you
again to pay more on your credit card and they call on cell phone and on P.T.L also. In Pakistan there is no law to protect you at all. All foreign Banks and local they do same thing

ADCB IS BANK FROM HELL. THEY DO NOT KNOW A THING ABOUT CUSTOMER SERVICE. THEY DO NOT KNOW HOW TO DO THEIR JOB PROPERLY THEN THEY MAKE OTHER PEOPLE SUFFER FOR IT. AED 2600 HAS BEEN BLOCKED FROM MY ACCOUNT EVEN BEFORE ADCB RECEIVED MY SALARY. I CALLED THE CUSTOMER SERVICE TO INQUIRE WHAT THIS BLOCKED AMOUNT IS FOR. I HAVE BEEN TOLD THAT AED 529 IS FOR MY SMART LOAN, AED 700 SOMETHING FOR MY PERSONAL LOAN AND ABOUT AED 1300 IS FOR MY CREDIT CARD. I SAID ALRIGHT, TAKE WHATEVER YOU LIKE AS I AM FASTING AND DIDNT WANT TO STRESS MYSELF. I HAVE REQUESTED THE CUSTOMER SERVICE STAFF TO ENSURE THAT COLLECTIONS FORWARD THE AED 1300 TO MY CREDIT CARD PAYMENT AS I KNOW FROM MY 5 YEARS EXPERIENCE WITH THIS BANK THAT THEIR COLLECTIONS TEAM COMES UP WITH CHARGES IN SNAP AND TAKE MONEY FROM MY ACCOUNT AS THEY WANT THOUGH THEY HAVE BLOCKED THE AMOUNT FOR ANOTHER PAYMENT. WHEN MY SALARY GOT CREDITED, THE FIRST TWO LOAN PAYMENTS WERE FOWARDED AS INTENDED. HOWEVER, AS I EXPECTED, AED 1300 WHICH IS MEANT FOR MY CREDIT CARD ACCORDING TO THEIR OWN CUSTOMER SERVICE, HAS BEEN PARTIALLY FORWARDED TO MY SMART LOANS ADVANCE PAYMENT FOR 25TH SEPTEMBER! WHILST THE REST OF IT WHICH IS ABOUT AED 800 HAS BEEN KEPT BLOCKED! I CONTACTED THE CUSTOMER SERVICE AND ASKED FOR CLARIFICATION, THEN I HAVE BEEN TOLD THAT AED 529 HAS BEEN TAKEN FOR MY SMART LOAN ADVANCE PAYMENT DUE ON SEPTEMBER WHILST THEY KEEP THE AED 800. SO I ASKED THE BANK TO TRANSFER THIS AED 800 FOR MY CREDIT CARD PAYMENT. LATER THAT DAY, I RECEIVED A TEXT MESSAGE CONFIRMING THAT AED 521 HAS BEEN FORWARDED TO MY CREDIT CARD PAYMENT. SO I CALLED AGAIN AND ASKED WHAT HAPPENED WITH THE NEARLY REST OF THE AED 800 AND WHY ONLY AED 521 HAS BEEN FORWARDED TO MY CREIDT CARD PAYMENT. THE CS AGENT SAID AED 300 HAS BEEN KEPT ON HOLD AS ITS NOT ENOUGH TO SETTLE MY AMOUNT DUE OF AED 1300! SO I SAID WHY DID YOU FORWARD AED 521 IF YOU WANT THE WHOLE AED 1300 PAYMENT?! AND WHAT IS THE AED 300 BEING KEPT FOR? EARLY TODAY, I CHECKED MY ACCIOUNT AGAIN AND FOUND AED 1020 IS NEGATIVE IN MY ACCOUNT WHICH MEANS I MUST DEPOSIT THIS AMOUNT TO REGULARIZE MY ACCOUNT. I AGAIN CALLED CS AND ASKED WHAT THE AED-1020 IS FOR, THE CS THEN TOLD ME ITS FOR MY CREDIT CARD PAYMENT OF AED 1300 THAT THEY REQUIRE, SO I SAID YOU REQUIRE AED 1300, THEN YOU FORWARDED AED 521 TO MY CREDIT CARD PAYMENT AND LEFT THE AED 300 BLOCKED, NOW YOU WANT ME TO DEPOSIT AED 1, 020TO COMPLETE THE AED 1300 AMOUNT DUE ON MY CARD? WHAT HAPPENED TO MY AED 521 CREDIT CARD PAYMENT THEN?!
THE CS AGENT COULD NOT EXPLAIN TO ME AND PROMISED THAT A COLLECTION AGENT SHALL CONTACT ME IN 48 HOURS. BUT FROM MY VERY BAD EXPERIENCE WITH THIS BANK? I AM CERTAIN THE COLLECTIONS AGENT WOULD COME UP WITH SOME' IF YOU CANNOT CONVINCE THEM CONFUSE THEM" TACTICS WHEN THEY CALL ME UP.
ALLAH CURSE THIS BANK!

they even track you on facebook and contact your relatives, so quickly block and report strange friend requests.

all the above complaints are really correct |First Gulf Bank Collection Department are also harassing their customers, my advise is go to Central Bank complain board, they will handle the disciplinary action against those ill mannered collectors.

Guys, RBS was taken by ADCB already. If you are harrassed like me, I encourage you to call ADCB's hotline 8002030 and lodge the complain, or send an email through www.adcb.com I do not have issues with ADCB staff, so far I never encounter any problems with them. But these collectors like Khalid [protected] and Rashid [protected] are ill-mannered collectors of RBS! I have 2 default loan payments and that Khalid is crying at the top of his lungs to get the payment ASAP! He put my HR manager on conference call and humiliate me! He never give me a chance to finish what I am saying..His talent is to yell! Just YELL! I wondered if this guy can still sleep at night due to the trauma he brought to RBS' consumers. May the top mgt of ADCB realize to change their ex RBS collectors or RBS' collection offices. Otherwise, ADCB will end shutting down just like what happened to RBS.

YA I HAVE SAME PROBLEM WITH ABN AMRO>RBS>ADCB I HAVE SETTLEMENT PLAN FOR 9 MONTH'S.AND I HAS BEEN PAID ALL THE AMOUNT AS PER THE SETTLEMENT.BUT I GETTING STILL BY E MAIL AND SMS U NEED TO PAY 2000 OR 3000 LIKE THIS.AROUND 50 TIMES I CONTACT WITH COLLECTION DEPARTMENT AND I VISITED TO BRANCH THEY ARE NOT CO PERATING WITH ME TO SOLVE THIS PROBLEM.ATLAST I WENT COLLECTION DEPARTMENT AND VISIT ONE OF THE COLLECTION DEPARTMENT SALES GIRL NAMED NAMRATA PANDEY SHE TOLD ME TO AVOID CALLS AND SMS . AND U HAVE ALREADY PAID BALANCE THAT SHE NOTICED.SHE TOLD ME U HAVE ALL PROOF YOUR PAYMENT THEY WHAT IS THE PROBLEM WITH U LIKE THISSSS I DO KNOW WT I WILL DO...

Good Afternoon everyone

It seems that we all have the same problem with this shameless bank.The big question is why are they still being allowed to opperate?How can we stop this?DOWN WITH RBS!

Jet Airways sucks, Jet Airways is a racist airline, Jet Airways is an airline Bigot!

Jet Airways is one of the racist airlines in the world.
I was delayed for 3 hours, even when I was early. And after the delay, guess what? They said that they needed to be furnished with supporting documents. Supporting documents that no other passengers have to provide, but myself. Then even when those so-called "supporting documents" are produced and showed to them, they refused to give me my boarding pass, based on the bag I was carrying (I was not using one of those "trolley bags" that people generally bring for holidays). Based on this they thought that I'm some kind of poor chap trying to stray off to another country. That was what they said. This is discrimination!

Furthermore, they vigorously denied me the boarding pass, only after I have confronted them with the fact that I have a beard, therefore a muslim. This is again discrimination!
It's not that the proof was not there. It was there. I showed them. But they denied. I can only think that this is obviously a biased attitude, based on pure discrimination, not facts. They won't even accept tangible proof.

I as a muslim, am disgusted by these unfair treatment based on my religious belief.
Truly Jet Airways ought to be ashamed of their racism, and religious discrimination.

NOW WHERE IS MY REFUND!

This mail comes your way with great sorrow and insult in my heart.

I received a call from your bank yesterday at around 2:10pm, from [protected] (Dubai Number). Your sales executive called me to offer me a credit card from your bank. She spoke very kindly in the beginning of the call. Then she came to the point where she asked me my salary. The moment i mentioned my salary SHE JUST HUNGUP! What is the meaning of that? Does your bank train your executives to insult people who are not eligible for your credit cards? Well i may not be eligible at the moment but i am sure to grow in my career graph and earn much more and i am headed that way already. But i will make sure that i dont take a card from your bank. Thanks to your sales executives special treatment that i received yesterday.

Will i receive an explanation and an apology for this or will this email be ignored?

I had similar problems. When they raised the rate on me, I paid the card off in full and closed the account after speaking with their cusomer service (service? that's a laugh). A month later received another bill for interest on a paid off account. I called back again spoke with Matthew (C020205) and his boss Omar (c0202118) with no help and rude. I asked what I owed today and what would happen if I over paid as not to have that happen again. Omar said "they would write off the samll overage". I asked him to send me that in writing and asked at what amount would not be "Written off". He could not answer.

I over paid on line so I will maintain a positive Balance to have them send statements on and so I can continue to call their Customer Service. If disatisfied customers would do this, we can eat up some of their overpriced service profits and tie up their customer service (manpower = $). Spread the word.

Here is yet another sorry tale of poor customer service from RBS

http://stevebeecroft.blogspot.com/

hola a quien corresponda desesito informe para transferensi de dinero del señor MR. Paul Leeds. a la mi que soy su socio extranjero lesdejo mi correo para ponernos de acuerdo en el asunto luis80ac@hotmail.com deseandoles las gracia de su comprension y espero su respuesta
con los respetos siguiente el señor luis gonzalo acevedo mendez que se pone a su disposision

my name is konde moses

I want to request support can all agree your law signature,
My name is konde moses and I working in southern sudan.

NO legitimate company tenders a job offer to someone they haven't met and interviewed and done a through background check prior to making a hiring offer. This has scam written all over it and the promised job of course, does not exist. Use due diligence in examining any offer of employment and do your homework on the company. Check them out and try to talk to people who work for them as well as retired employees and customers and associates. Its YOUR responsibility to make sure the job is legitimate and the company is honest and obeys all laws. Don't ever take their word for it at face value.

i agree to the above complaints..i got same offer letter

Kindly confirm either its fake at masroornaqvi@gmail.com

Address. Royal Bank of Scotland Group PLC
36 St Andrew Square Edinburgh SCO EH2 2YB
Telephone: +[protected], [protected]
Fax [protected]
E-mail: hr-rbs@scotlandmail.com
E-mail: royal.bs@hotmail.com
Website: www.rbs.com

AGREEMENT FOR CONTRACT SERVICES/OFFER LETTER
FOR CARRYING OUT EXPATRIATE TECHNICAL SUPPORT SERVICES PROVISION IN THE
ROYAL BANK OF SCOTLAND GROUP PLC
THIS AGREEMENT is made this 20th day of APRIL 2009
BETWEEN
ROYAL BANK OF SCOTLAND GROUP PLC
(The "Employer")
AND
SYED MASROOR ALAM NAQVI

(The "Employee")

1. BACKGROUND

1.1 The Royal Bank of Scotland Group Plc. Requires the services of an employee to provide those services listed in Clause 2 below as to attain the following main objectives:
1.2 The Employee possesses the special expertise and experience required and has agreed to provide the services

2. NOW THEREFORE IT IS AGREED AS FOLLOWS

The Employee shall provide the following services to ROYAL BANK OF SCOTLAND GROUP PLC.

.
Commencing Date: 4th JUNE 2009

CONTRACT DURATION: 3 YEARS

(RESPONSIBILITIES)

2.2 Specific anticipated duties are assignments based on the Company needs and personal skill sets.
2.3 In providing these services, the Employee shall lease, maintain good relations with the staff of Royal Bank of Scotland Group Plc and consult with the personnel admin. On matters relevant to their responsibilities. The Employee shall provide the services described in Clause 2 to the standard, which the Company expects.

2.4 The Company shall pay by the end of the month on satisfactory performance of the services of appropriate monthly the sum of GBP £ 10, 200 (Ten Thousand Two Hundred British Pounds Sterling) to the Employee... Any work performed beyond the normal work time, shall be due for an overtime benefit to be paid at GBP £ 300.00 per hour. Euros equivalent depending on employee’s home country. And can be transferred to any Bank or Country of your choice.
2.5 WORK PERIODS: Mondays to Fridays, Time: 8.00am to 4.00pm with break period between 12.00noon to 2.00pm. Fridays are Holidays for our Muslims workers
2.6 ALLOWANCE: Hazard/Inconveniences allowance? 15% of Basic salary. Entertainment allowance 10% of Basic salary. All allowances are paid weekly and locally in UK currency in its Pounds equivalent at the existing exchange rate. (B) Employee shall be entitled to a leave allowance of an additional 100% percent of their basic salary. (C) Free to and fro tickets to cover the span of their home leave. No allowances on leave period

2.7 The ROYAL BANK OF SCOTLAND GROUP PLC shall provide the necessary equipment, supplies, free medical care, insurance Policy, and efficient security system, transportation, email system for the Contractor’s use while undertaking the services described in Clause 2.

2.8. PAID HOME LEAVE: All expatriates are entitled to a one (1) month paid home leave, which can be taken once at a time or two (2) weeks apart one different period.

2.9. MEDICAL/HEALTH SERVICE FACILITIES AND INSURANCE PLAN FOR FAMILY: (A) The Employee shall be entitled to a comprehensive health care service, which is to be administered by Medical Experts. (B) In a case of emergency situation, Employee will be attended by the best Scottish medical experts or any country suitable for the best medical attention. This decision can be influenced by the findings of the company’s medical experts, unless the expatriate in question states otherwise. (C) After three (3) months of service all expatriates will be entitled to a Health Service Insurance Plan (HSIP) for family. The Health Service Insurance Plan is designed to cover only five (5) members of your family. The Health Service Insurance Plan (HSIP) allowance can also be paid to the expatriates at the rate of GBP £1500.00 per family member per month (GBP £1, 500.00 per month) which can be transferred on monthly basis without being subjected to tax.

2.10. ACCOMMODATION: The Company will provide a four Bedroom Apartment for the employee.

TRANSPORTATION: An official vehicle shall be provided on 24-hour daily basis to Employee for local transportation.(B) A round trip flight ticket to cover the span of employment .engagement will be provided and delivered to you on the completion of your relevant travel documents and immigration particulars.

2.11 ADDITIONAL SERVICES: Recreational/Sports Facilities shall also be made available at the disposal of all expatriates with no expenses to be incurred. (B) Laundry and Dry Cleaning Service will also be made available to all expatriates by the company’s laundry and dry cleaning unit.

2.12. TELECOMMUNICATION/INTERNET FACILITIES: There are standard Telecommunication Facilities and Internet services at the disposal of all expatriates, and same shall be accessible to all personnel (Local/Foreign) without any charge or expenses to be incurred. Cellular Phones can be obtained by expatriates from the Local dealers/Service Providers in Scotland, but must be used in accordance with the safety regulations on Job Locations.

2.13 Except where the Employee already holds professional indemnity insurance, the Company will arrange such cover for the employee in respect. The employee shall give the Company immediate notice in writing to HR Strategy Manager, Human Resources Division,

(a) Any claim made against the contractor;
(b) The receipt of notice from any person of any intention to hold the employee responsible for the results of an alleged negligent act, error or omission
(c) Any circumstance of which the Employee shall become aware which may give rise to a claim or claims under the insurance policy.

The Employee shall be solely liable for any consequences of the employee’s failure to give notice as required by this clause. The obligation to notify applies regardless of the apparent extent of any potential liability.

(d) (The Employee does hold professional indemnity insurance, OR
(ii) The Employee does not hold professional indemnity insurance.

2.14 FAMILY STATUS ARRANGEMENTS: Family status arrangements can only be applied after at least three (3) months of service. The Application of family status arrangement indicates that an expatriate will be entitled to a free visa and airfare for his wife or spouse or any other family member, which is to be provided by the Company. (B) Expatriates who intend to travel with their wife/spouse within the first three (3) months of employment engagement will have the cost of visa and air fare being borne by them and can only be reimburse by the Company for embarking on his/her to resuming duties.

2.15 The employee shall be obliged to act professionally, honestly, diligently and with due care in performing the services under this Agreement.

2.16 The Employee shall not accept any remuneration from any other source for services of the same nature as those provided under this Agreement without the express prior approval of the Royal Bank of Scotland Group Plc.

3. CONFIDENTIALITY

3.1 The Employee acknowledges that in the course of providing the services to Royal Bank of Scotland Group Plc, he/she will acquire confidential information, including any information relating to:

(I) Personal information of any of the employees, and
(ii) The business practices, techniques or methods of operation of the Company.

3.2 The Employee shall not during the term of this Agreement or at any time thereafter divulge to any person any such confidential information except in the proper course of his/her duties or use or attempt to use any such confidential information in any manner which may injure or cause loss either directly or indirectly to the Company or its business or may be likely to do so.

3.3. CLAIMS/ENTITLEMENTS: All reimbursement on expenses associated with this job/contract engagement process will be made along side with your relocation expenses and travel allowances payment before your travel for the commencement of work. . Such expenses include cost of obtaining medical certificate; Immunization/shots in the case were an expatriate gets such service from a special or personal doctor. Cost of obtaining Job Contract Engagement papers. Cost of employment authorization documents/ and Traveling Documents if found satisfactorily committed. A prove of payment in form of an official receipt will facilitates a prompt reimbursement of all claims/expenses

3.4MOBILIZATION: Employee should obtain your residence and employment authorization document to indicate his/her readiness/seriousness to the Employment Offer. One month’s salary shall be paid before Employee embarks on journey to assume duty. This is to enable Employee settle all domestic needs before travel. As such, no excuse will be entertained on assumption of duty relating to default. All payment of salary after assumption of duty shall be 75% paid into an offshore account to be provided by employee with the remaining 25% paid locally in UK. 75% of your salary will be paid into your offshore account while the remaining 25% will be paid into your local account here in Scotland. The local account will be opened as soon as you arrive for duty. The 25% will be paid into your local account here in Scotland, which will assist you to cover some, various expenses you will be making for yourself.
3.5

4.YOUR OBLIGATION AS A NEW EMPLOYEE
You are required to present an Affidavit of Guarantee which must be procured from British Crown Court here in UK through the Company accredited Attorney, As this is in line with sub-section 12.3 Article 11.42 of the Royal Bank of Scotland Group Plc constitutional policy and code of conduct which you must adhere to Below is the contact information of the Principal attorney whom you are to contact immediately to obtain an Affidavit of Guarantee from a British Crown court. All employees is expected to bear the cost of procurement of the affidavits of guarantee because this will enable the company to provide free visa on confirmation of the affidavits of guarantee. Kindly contact GORDON FREDRERICK CHAMBERS immediately for swearing of your affidavits.

YOU ARE REQUIRED TO FURNISH US COPY OF YOUR AFFIDAVIT OF GUARANTEE ON OR BEFORE 30TH OF APRIL 2009

CONTACT NAME: KERRY BEN
NAME OF CHAMBER: GORDON FREDERIK CHAMBERS
ADDRESS: 175 Malkin Drive, Church Langley,
Harlow, Essex, CM17 9H United Kingdom.
TEL: +[protected], [protected]
E-mail: kerryben@affidavit-lawyer.com
E-mail: kerryben@consultant.com
E-mail: kerry.ben@lawyer.com

5. PUBLICITY

5.1The Employee shall not make (and shall procure that his/her/its employers, contractors and agents do not make) any press or other public announcement concerning any aspect of this agreement, or make any use of the name of the Company or any of its employees, contractors or agents in any publication or otherwise in connection with this agreement, without the prior written consent of ROYAL BANK OF SCOTLAND GROUP PLC

6. TERMINATION OF AGREEMENT

6.1The Company may terminate this agreement by giving one month’s written notice in any of the following circumstances:

(I) The employee dies or becomes unable to perform their duties due to illness
of incapacity;

(ii) The employee is convicted of an offence, which affects the performance of
his/her duties;

(iii) The employee acts in a way, which Royal Bank of Scotland Group Plc,
Considers materially prejudicial to its business or reputation or interests of
its members:
(iv) The employee fails to perform the services expeditiously, with reasonable
diligence and in a competent manner:
(v) The employee commits or permits any breach of the terms of this agreement
and fails to remedy the: Breach within 14 days of receiving notice in writing
from the ROYAL BANK OF SCOTLAND GROUP PLC requiring the breach to be
Remedied
(vi) The employee commits any breach of Clause 3.2 whether such breach is
Committed intentionally or not:

(vii) The employee commits an act of bankruptcy or makes or enters into any
arrangement.
6.2 The employee may terminate this agreement by giving one month’s written
Notice to, ROYAL BANK OF SCOTLAND GROUP PLC.

6.3 Where this agreement is terminated by notice by the Contractor or the employee, the Company shall have the option of electing that the employee ceases providing the services immediately or at any time during the notice period without affecting the Company obligation to continue paying the employee remuneration until expiry of the notice period.

7. THE AGREEMENT

7.1 This agreement supersedes and replaces all previous contracts, written and verbal, between the parties and constitutes the entire agreement between the parties.
7.2 Neither party may assign their obligations nor rights under this agreement to any other person in any circumstances whatsoever except with the prior written consent of the other party.
7.3 No waiver of any breach of this agreement shall be deemed to be a waiver of any other or subsequent breach. The failure of either party to enforce any provision of this agreement at any time shall not be interpreted as a waiver of the provision.

7.4 This Agreement shall be construed in accordance with the laws of The United Kingdom. A single arbitrator agreed upon by the parties shall decide any dispute between the parties arising out of this agreement.

Signed by the Employee,

Name­­­­­________________________________

Signature: _______________________________________

Date:………….../…/…

Signed for and on behalf of:

MR. ALWIN FITTING
ROYAL BANK OF SCOTLAND GROUP PLC.
Human Resources Manager
Telephone: +[protected], [protected]
Address: Royal Bank of Scotland Group PLC
36 St Andrew Square Edinburgh SCO EH2 2YB.
Fax [protected]
E-mail: hr-rbs@scotlandmail.com
Website: www.rbs.com

CAREERS DEPARTMENT
ROYAL BANK OF SCOTLAND
Address: Royal Bank of Scotland Group PLC
36 St Andrew Square Edinburgh SCO EH2 2YB.
E-mail: royal.bs@hotmail.com
Website: www.rbs.com

JE SUIT MOHAMED KORICHE QUI BESOIN D'UNE INFORMATION SUR OFFSHORE /SUR LINE ET LES DOCUMENTS NAICESSAIRE POUR L'OUVERTIRE D'UN COMPTE .ENVOYER LES EN E-MAIL:daho.51@hotmail.fr

I also have got the same offer letter. Please dont believe all these bull ### fake things. No one gives an offer without undergoing deep interviews that too for international companies. Dont get into any kind of troubles. My humble request to naukri people not to give our email ID s to such rascals.

I have received the same offer letter, Is anyone there to confirm whether this is real or fake

Even I got the same offer to my mail Id on 11th December 2008 for the position of Credit Manager in RBS at Scotland...

For one moment, I thought the international companies even offer the employment without being interviewed that too in such a big organizations ?

Who will be responsible for this, is it really the RBS or someone else?

DEAR SIR... QUICK ACTION ME SIR. I AM GIVEN SOME DETAILE. not given my account sir.
dear sir.i am a poor man. came to lottery london chevolet carcompany.
my winner prise is u.k in bank of scotland trances by india in
delhi. but bank manager is not given first your have paid 20000
thounsand RUPER.I AM PAID. MANAGER AKOTO SUMI IS FROD . NOT GIVEN
C.O.T CODE. DELHI PHONE :+[protected], +[protected]

bank of scotland account id.[protected] online banking.
i am total paid 20.000 ruper, manager is not given winner price 2
crocs 35 laks c.o.t cot sir.not trancer my account.
Subject: KINDLY CAREFULLY IN MONEY TRANCERS, IF ANY PROBLEM CALL ME.

PLEACE CAREFULLY COMPLETED PROCESS SIR.
BANK NAME : STATE BANK OF INDIA .
ACCOUNT NAME : DAGUDU RAMU.
ACCOUNT NO : [protected].
BANK NAME : state bank of india ( JOGIPET BRANCH )
COUNTRY OF LOCATION : jogipet
DAGUDU RAMU
S/O.NARAYANA
VILLAGE AND MANDAL ; ANDOLE
H-NO.7-40/1, NEAR HANUMAN TEMPLE
DISTRICT : MEDAK
STATE : ANDHRA PRADESH

COUNTRY : INDIA
bank of scotland manager sir name is akato sumi.+[protected], [protected]

ramdag12585@gmail.com

DEAR SIR... QUICK ACTION ME SIR. I AM GIVEN SOME DETAILE. manager is frod sir. not given my money. and trancer to india currancy quickly enquriess me sir. i am given evdance sir.
dear sir.i am a poor man. came to lottery london chevolet carcompany.
my winner prise is u.k in bank of scotland trances by india in
delhi. but bank manager is not given first your have paid 20000
thounsand RUPER.I AM PAID. MANAGER AKOTO SUMI IS FROD . NOT GIVEN
C.O.T CODE. DELHI PHONE :+[protected], +[protected]

bank of scotland account id.[protected] online banking.
i am total paid 20.000 ruper, manager is not given winner price 2
crocs 35 laks c.o.t cot sir.not trancer my account.
Subject: KINDLY CAREFULLY IN MONEY TRANCERS, IF ANY PROBLEM CALL ME.

PLEACE CAREFULLY COMPLETED PROCESS SIR.
BANK NAME : STATE BANK OF INDIA .
ACCOUNT NAME : DAGUDU RAMU.
ACCOUNT NO : [protected].
BANK NAME : state bank of india ( JOGIPET BRANCH )
COUNTRY OF LOCATION : jogipet
DAGUDU RAMU
S/O.NARAYANA
VILLAGE AND MANDAL ; ANDOLE
H-NO.7-40/1, NEAR HANUMAN TEMPLE
DISTRICT : MEDAK
STATE : ANDHRA PRADESH

COUNTRY : INDIA
bank of scotland manager sir name is akato sumi.+[protected], [protected]

ramdag12585@gmail.com

DEAR SIR... QUICK ACTION ME SIR. I AM GIVEN SOME DETAILE.
dear sir.i am a poor man. came to lottery london chevolet carcompany.
my winner prise is u.k in bank of scotland trances by india in
delhi. but bank manager is not given first your have paid 20000
thounsand RUPER.I AM PAID. MANAGER AKOTO SUMI IS FROD . NOT GIVEN
C.O.T CODE. DELHI PHONE :+[protected], +[protected]

bank of scotland account id.[protected] online banking.
i am total paid 20.000 ruper, manager is not given winner price 2
crocs 35 laks c.o.t cot sir.not trancer my account.
Subject: KINDLY CAREFULLY IN MONEY TRANCERS, IF ANY PROBLEM CALL ME.

PLEACE CAREFULLY COMPLETED PROCESS SIR.
BANK NAME : STATE BANK OF INDIA .
ACCOUNT NAME : DAGUDU RAMU.
ACCOUNT NO : [protected].
BANK NAME : state bank of india ( JOGIPET BRANCH )
COUNTRY OF LOCATION : jogipet
DAGUDU RAMU
S/O.NARAYANA
VILLAGE AND MANDAL ; ANDOLE
H-NO.7-40/1, NEAR HANUMAN TEMPLE
DISTRICT : MEDAK
STATE : ANDHRA PRADESH

COUNTRY : INDIA
bank of scotland manager sir name is akato sumi.+[protected], [protected]

ramdag12585@gmail.com
save me sir

NOTICE:

Please be informed that RBS now ADBC is using TAHSEEL Services -(HADAF AL KHALEEJ DEBT COLLECTION LLC) and they are the RUDEST people I've ever encountered.

I took a loan for 18 thousand and I've paid it in full last year of Feb. A month after, I got my Clearance Letter from RBS Office along Bank Street in Bur Dubai. At last, I'm a debt free person.

Yesterday after more than a year without getting calls from RBS, I received a call from one Filipina Lady who straightly told me that I owe the Bank 10 ten thousand AED. I was so surprised and I immediately informed her that it have been fully paid accompanied by a clearance letter.

You know what she said " I don't care if you have a clearance letter, my record show you owe us and you have to pay otherwise we'll report you to the police”... my temper exploded and told her how stupid is she by not thinking how on earth will a bank give you a clearance letter if your not fully paid... this time I'm on fire ... I told her that I will slap my clearance letter right into her face and put it in her mouth... then I hung up.

I immediately called ADBC customer service and told them about the incident. They've checked and confirmed that my loan has been fully paid since last year. I gave them the phone number of the STUPID Filipina lady and we had phone conference. It was confirmed directly by ADCB customer service to their collection company Tahseel that I'm fully paid and there's no need to contact me. The stupid lady was speechless and kept silent without uttering apologies for her horrendous attitude towards me.

See below the mail from the Tahseel:

I have received the letter and I will make it sure that no one from my office will call you again and will close the account as I have already received a call from Geetanjali(ADCB customer service). She informed me that your account is already settled and I received the letter from your end also.

I apologies for the inconvenience caused to you.

LESSON LEARNED:

THESE COLLECTION COMPANIES WILL NEVER TELL YOU WHICH COMPANY THEY'RE FROM. CALL UP THIER NUMBER AND PRETEND YOU LOOKING FOR SOMEONE THEN ASK WHAT'S THE COMPANY NAME. NOW YOU HAVE AN IDEA WHO THESE STUPID PEOPLE ARE.

NEVER GIVE THEM ANY CHANCE TO DEGRADE YOU, FIGHT BACK ! DO NOT BE AFRAID! YOU DON'T DESERVE TO BE TREATED AS SUCH BY PEOPLE WHO DON’T HAVE SELF-RESPECT AND MUST BE TREATED AS ANIMALS.

THREAT NEVER WORKS TO ANYONE WHOSE ALREADY THREATHENED.

THEY'RE FINANCIAL RECORDS ARE NOT UP DATE- BELIEVE ME... YOU'LL WASTE TIME EXPLAINING TO THESE NON-SENSE COLLECTION AGENTS OF TAHSEEL HOW STUPID THEY ARE.

CALL ADCB HOT LINE [protected] AND SPEAK TO THIER CUSTOMER SERVICE. TELL THEM ABOUT YOU'RE GETTING CALLS FROM THEIR RUDE COLLECTING AGENTS AND THEY WILL CONTACT THEM DIRECTLY.

ABN AMRO BANK, NEW DELHI
CARDIT CARD - [protected]
your phone banking is very poor . i call for your bank 15 min. before your staff is very bed toke for me . Mr rakesh and time 5.30 pm . please this man is very bed .I deposed the Payment Rs - 8600/- ch - no 000054 dt - 13/07-09 . Please cancel my Card IMMEDIATELY

I agree, just got the same call from their collections dept. people namely Khan and Malek Majeed and will be filing a police case against these people and will put them in jail.

Heard of similiar complaints in their Indian operations as well.. They seem to be well reputed with goofy operations. might be a few bad apples in the employment that causes all this mess.. c'mon it takes good workers to make a firm well know or put it to shame.

I too have a very bad experience with this bank .One guy from Collections called Deep called me and started using abusive languages to provoke me to use abusive language and record it.I am running here and there for settling this cards since january 2009 and these BS! made me pay one instalment 3 times for providing me settlement plan.But as soon as they receive the payment they are quite and another guy will be calling me to pay one installment to provide me settlement and i paid three times already and no news of settlement plan.They are keeping on adding late payment & overlimit Charges .I really dont know what to do with this BS!

About your SMS stating 'Customer be informed that your file has been sent for FIELD INVESTIGATION after crossing 2nd month of non payment & avoiding bank calls on RBS(ABN) CREDIT CARD. Be ready with TOTQAL BALANCE PYMT on your cards. If pymts done call back URGENTLY to confirm details before 3pm.'

These are all BS! They cant afford to do all this stuff, so dont worry. You can tell them that you will report this to Gulf News/Khaleej Times about them and report about their behavior to their boss, Mr.Colin Macdonald - RBS Country Head, UAE.

You can file a complaint against them with the UAE Central Bank at http://www.centralbank.ae/complaints/complaints.php

Whether there would be any follow up or not is a different matter, but when enough people complain, then the Central Bank has to look into this.

Some people are really stupid! You NEVER pay to get a job! The company pays you and they will make it back when you work for them. A sure sign its a scam is when you are charged "processing fees". And would you really want to work for people who may be running a criminal enterprise? Rule of thumb: throw all such "offers" in the trash!

HELLO!
I have received a e-mail from Royal Bank of scothland uk .a lottery company office athourized the bank for giving me winning funds.can i know what kind of lottery company is this?is it fraud or fake ? do i have pay any dues for getting this funds? repply me soon i am confused ...
Best Regard

even myself am received the employment offer from royal banks of scotland. an i have signed the document after scaned back they send me the visa application form from royal immigration but i asked them that royal banks told me that they can prossec visa and work permit so why they want me to pay 750 pounds? from that am so worried and i will tell them am not ready to pay that money.

Hi i am Tejveer Singh. I would like some information of below account, really (3.2 million dollers) this amount deposit.
Account Number -ALC643458701346/QB/71/ B
Roll Number -IDBS/733/G2A
Short code - 57-37-61
Swift code - JIBKGB2L

Please confirm that this amount avalieve or not

"Hello Kitty Cat 1801",

Your written `language` is NOT very nice from someone who states on the Complaints Board / Forum something like She is a `Nice person who hates bad people` - words to that effect.

You are obviously someone who is just looking to insult other Members on here.

Please do not waste your time trying to insult Me - I have the intellect and vocabulary to be able to ridicule your comments at will !

Regards,

Chris

What right do you think you have, "scamcop?" Your definitely not a cop, and you should stop judging people without even knowing any ### about all the other ### there is to know about. You can't even use capital lettters right! And who said their a nigerian? No one here did. So shut up and go do your ### somewhere else.

check a c to make some deposit and try to send me details
Oliver jama
deposit code>[protected]
Swift code>5994720

do have this a c in your bank?pls check .
dr.oliver jama
a c number >[protected]
swift code> 5994720

its funny that one two diffrent post codes from two diddrent cities its a scan forward it to the royal bank of scotland http://www.rbs.co.uk/global/f/security/security-advice/report-resolve-fraud/suspicious-emails.ashx

hey lokesh these r fraudsters... try the police to nab the guy...

ther r no consignments from foreign country...
its a hoax to get money from u...

These Royal Bank Of Scotland are big cheats, they stabbed me behind my back and did not pay me my money back, they freezed my account and told me that it was a national issure. The case Number is 08CECG02120AMS, scam they just do scams and take out money from poor people.

Thanks,
Tom

I had similar problems. When they raised the rate on me, I paid the card off in full and closed the account after speaking with their cusomer service (service? that's a laugh). A month later received another bill for interest on a paid off account. I called back again spoke with Matthew (C020205) and his boss Omar (c0202118) with no help and rude. I asked what I owed today and what would happen if I over paid as not to have that happen again. Omar said "they would write off the samll overage". I asked him to send me that in writing and asked at what amount would not be "Written off". He could not answer.

I over paid on line so I will maintain a positive Balance to have them send statements on and so I can continue to call their Customer Service. If disatisfied customers would do this, we can eat up some of their overpriced service profits and tie up their customer service (manpower = $). Spread the word.

Dear Sir/Madam it is with much frustration and total disgust at the charges on my account, i have been off work with stress for seven months and now i am returning to work 3rd of august.
I would like to asked why the high charges as it makes it very difficult to pay back and it creates more stress to all customers,

why could i not have a overdraft for two weeks to get over the charges and pay direct debits as you can see i have cancelled all my direct debit

This is not a way to keep customers, a more updated bank is needed to be for customers to depend on and a much needed people bank.

This has just shown that RBS is not that.
I would like my account look at and some sort of help and canclled some charges, or a increased overdraft to carry me through the next three months.

I will await your reply thank you for reading regards irene

You can send a letter to the RBS Country Manager (This could be easily found through Google search) referencing the above letter. He should look into it or most probably forward it to their "Service Quality Unit" who might call you to resolve the matter. Hope this help...

3 weeks before I went abroad I requested a debit card from the RBS that would allow ME to book bus and plane tickets and pay for hostels and some hotels overseas (Canada, U.S.A). In nearly all cases, I've found that these places WON'T accept my Maestro debit card. The places that might accept this card seem to be very few and far between.
On the basis of my clear instructions to the RBS they should not, in my opinion, have issued me with this type of card knowing full well that it wouldn't allow me to use it as I want to.
Now I find that I can only use it as an ATM card and have to not only incur RBS bank charges but also 'local' bank charges.
The RBS say that they issued the card in good faith and say their research shows that it works and accept NO responsibility in this matter. Any comments/advice, please?

Those ### are Theifs to the american comsumers. I recently bought a mastercard giftcard that forces you to use a website owned by Krogers Personal Finace, and when ever you try to register your card (activate it) they will not let you giving you a error saying you put your information in wrong when I have not. THEY ALL BELONG IN PRISON FOR FRAUD AND SCAMMING THEIR CUSTOMERS.

I got the 1 2 3 REWARD card 5 months ago, started making purchases imediatelly so i can get the rewards build up. Too bad never saw any certificates they sure send the bills on time but i never got anything else. I have been trying to get this resolved for past 5 months no success. Is anyone else having same issue? I talked to the customer service reps.dozen of times but it's just lie after lie i don't trust anything they are saying anymore. They owe me few certificates and i want to get them but don't know whom else to contact. HELP.