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Jc penny credit card / Dissagree with being turned down for a card

1 WI, United States Review updated:
Contact information:
Phone: 715-352-7611

I have just been turned down for a Jcpenney credit card, I have a $25, 000 Car loan out, and had a $107, 000 home loan last year, and we are now being approved for a $259, 000 Home construction loan, and the reason for this was " I have insuffiecent Credit history... HMMMM does not sound this way tom me... I and VERY dissapointed I was just at my bank two days ago for this loan... my credit scores have gone UP drastically over the years, I just got a Mastercard in the mail, three days ago...I totally am VERY upset with this desicion you have made!

Tracey Finck

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  • Ac
      2nd of May, 2008
    0 Votes

    A little advise to many credit accounts will GET YOU DENIED.
    I work for JP Morgan Chase. Chill on the credit, use some cash.

  • Ti
      16th of May, 2008
    0 Votes

    Consider that a blessing.

    Credit card debit is a curse, and most of us...have too much debt and it can take years...and years to pay it off...

  • La
      16th of Oct, 2008
    0 Votes

    You do not want a JC Penney card - because you will actually be dealing with GE Money Bank.

    GEMB pads their bills by withholding payments received on time and posting them late, not sending statements, make unauthorized changes to your account information. All to increase interest fees and late charges.

    Then gives you the complete run around and won't fix anything.

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