HSBC Orchard Credit Card / fraud
This credit card company operates fraudulently. that rob their customers every month with their marketing ploys and cleaver billing practices. I have both cards, and is robbed every month; the balance never goes down, no matter how much I pay monthly.
No matter how much I pay per month, no matter how often I make payments, the balance always remains at a level that causes it to go over the credit lime and charged at 28% interest. this card/relationship is not mutual beneficial. if something is not done by your company to make this a better situation for me. I will not pay another dime. not a red cent. I do not like to be robbed. the only side benefiting from this relationship is your card company. I have been unemployed since october, and have paid every month, but your company finds a way each month to cause my balance to stay at or above the credit limit. fix this now.
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