Ge Money Bank / Care Credit / Be Warned!
This company is presented by dentists, doctors, vets, etc. to help people cover costs when they don't have the cash to pay for them.
In an emergency many of us have little or no choice. For example, a person desperate to save a pet's life or in need of an emergency root canal may find Care Credit to be the only real option.
I'm okay with this, I could even deal with a higher interest rate. But to charge a HUGE rate of about 30% THEN charge a MONTHLY "finance charge" of almost $40 per months, is effectively bleeding consumers dry for years to come.
If a person can't pay for services at the time of visit, how will they ever pay this card off? This sort of thing should be illegal!
Care Credit could easily provide this service at a lower rate and ditch the finance charge and people would happily use this service forever. Instead, we are resorting to these postings and searches for class actions.
This company preys on the hardships and tradgedies of it's clients. This is NOT okay.
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