I received two letters both dated 07/31/15 from Comenity Capital Bank. I never requested PayPal Credit.
This letter is in response to your recent request to open a PayPal Credit account. Our records show that you requested a PayPal Credit account on 07/21/2015 in connection with a purchase at Delta BMLA.
We regret that we are unable to approve you for the service at this time for the following reason:
Your information was incomplete or inaccurate or the circumstances may have suggested that the purchase was not made by you.
You do not need to respond to this letter. If, however, you have any questions about this service, please contact PayPal Credit at the above address.
Comenity Capital Bank c/o PayPal Credit
PO Box 4415
Timonium. MD 21094