I was denied for credit because of a false report from Afni, Inc. They said verizon put this account in to collection. I have never had a verizon phone or any kind of service with them. When I did a search on the internet there was another person from Nampa, Id that the same thing happened to. He said he paid the bill to get it off of his credit report. Is there more out there like this? Sounds like a scam to me.