This is the second time this co has tried to collect on a bill that we don't owe . On 3/28/07 we received the first collection notice for an account that has been closed and paid in full since 7/05. We called Verzion and they said that we didn't owe them anything and the account had been closed for almost 2yrs. Now we are receiving collection bills from AFNI for the same thing again only the amount owed is different. We have lived in South Africa for over 2.5 yrs now and it's costly and time consuming to continue dealing with this company from overseas. We have a very good credit score and hopfully this won't mess it up. This time we will file a complaint with the FTC, some how they need to stop companies like this.