Obtaining a title for a Michigan registered vehicle
I purchased a vehicle in Florida and registered it in Michigan, my home state. Michigan is a "title" state and I am unable to sell the vehicle because Capital One refuses to give me a hard copy of the title. They are only willing to provide me with a fax, or copy of the original. I could sell the vehicle if it was registered in FL. It was suggested that I register it in FL and then sell it but, I need a title to register it here. We are snowbirds and travel between Michigan & Florida. When I talk to the Capital One title department, I don't get any results, it is like ng to a brick wall!
Desired outcome: A copy of the title so I can sell the car
Title
I am trying to sell my car via Carvana or Vroom.
Both say they need a hard copy of the title to the vehicle. My vehicle is registered in Michigan and Capital one will not provide me with a hard copy of the title. I understand that they have a lien on the vehicle but, I have always been able to obtain a copy of my title that includes the lien holder.
I am a snowbird, my car is registered in Michigan but I am trying to sell it here in Florida.
I paid Michigan SOS for a copy of the title and they sent it directly to Capital One Auto. How can I sell the car if I can't get a title. I will never finance with them again!
Rosalind: [protected]@comcast.net
Desired outcome: A hard copy of my title so I can sell the car.
Did u know you can sign the title over to someone else that wants to take over your payments? Email me ndnpride74@yahoo.com
Fraud Unit response time.
I called Capital One Fraud Unit on 12/8 to ask why my QuickSilver VISA card was restricted and was told to upload my drivers license and call us back in 5-7 days. I called back in 8 days and was told it takes 8 to 10 days to verify the ID. I called the Fraud unit after 11 days and was told that they will call me back later that day. I didn't receive a call back that day or the day after. I called again 12/24 and they had to be passed off to a Fraud Unit manager to have ID verified. The I was told that the restriction had been lifted, but she could not tell me why the restriction was placed on the VISA card in the first place. The restriction still exists on the their web site however.
Desired outcome: Provide me with an account number which doesn't get restricted every year in December.
credit card
I paid the complete balance last month.This month I was charged 4 dollars for nothing and a 4.77 late fee.I paid your bogus fee and closed the account.Is it really worth losing a customer by charging 8.77.all I can say is enjoy your $8.77 it is the last penny you will ever get from me.
Desired outcome: don't rip off your customers.
Capital one credit card
I have 4 different capital one credit cards, and on three different occasions they have said it was suspected fraud and shut all cards down, there was no suspicious activity any time, used it in my home town, and it takes an act of congress to get all 4 cards reinstated. This last time I called spoke to three different people and had to give them the exact same info all three times, and the last one was a manager and they just hung up on me after I explained the situation. When you use these cards for your business this can cause a huge problem. Oh and I pay all payments on time...every time...good credit. Will be finding more dependable cards...very frustrated, have points and can't redeem them when card is in this status...
Desired outcome: reinstate the cards without a hassle don't shut them down to begin with
Representative
I was on the phone with a representative and she was extremely rude I don't even think she gave me her name. What made me mad was that she didn't even try to help me. Story of my life. Why get a job that is all about communication if you aren't even going to bother to communicate.
Desired outcome: She hung up
somebody tried to open an account in my name online
on December 17 2021 somebody tried to open account on your web site using my name I talk to experian ant they told me to contact you that was a fraud
thank you
Customer service
My credit card was discontinued due to the fact that Hudson's Bay company and Capital One finished working together. I have a Credit of 799.14 on my old Hudson's Bay MasterCard. I've call continually over the last few months trying to get my money back and people and automated voice mail keep saying 60/90 days. I spoke with someone 2 months ago and apparently it wasn't added to my file so now I still have to wait 60 days and seriously I don't believe I will ever get this money back. They tell me today that It's finally filed on line and that I will. It's been the worst customer service experience in my whole life. And I'm not young.
Desired outcome: Send my my money
Credit card
1. I have a Capital One Venture Card. I have never made a late payment in my 20+ years as a customer. 2. I have set up through my bank to have the same amount electronically remitted to Capital One each month, on the same day (ie. every 30 days), to more than cover any minimum payment that may be due on the card for a month's transactions. There is no dispute that my payments more than cover the minimum payments required by Capital One. To my knowledge there has never been an issue with the timing of these payments, relative to the Capital One billing period in the past. 3. Recently, Capital One received my payment due November, 2021 on October 13, 2021. My December payment, which my statement said was due on December 6, 2021, was sent by the bank on November 11, 2021, one day before the end of what Capital one claims to be their billing cycle. 4. Because the automatic payment from the bank was sent one day early (because of an upcoming weekend), Capital One claims I made no payment for December at all. To punish me for this they have: *Locked my card indefinitely *Charged me a late fee *Reported me to credit agencies as a delinquent customer 5. Capital One refuses to remedy this error. Capital One claims that unless I make a payment directly to them, by allowing them access to withdraw funds directly from my bank account, they can and will continue to suspend my ability to use the account indefinitely. 6. The bank from which I make my payments has verified to them that funds for the Capital One bill due on January 6, 2022 have been removed from my banking account and have been transferred to Capital One as of 12/13/2021. They also verify that according to their records, no payment has been missed in the history of electronic payments made by the bank to Capital One. 7. As of 12/14/2021, Capital One themselves show that the funds have been received, but continue to tell me that the card is frozen indefinitely for non payment. They insist that it "takes a few days" to process the payment, and therefore they will not release the card for an indefinite period of time, and refuse to give me a date when that might occur and when the errors will be corrected and my good credit history etc restored
Desired outcome: Unblock my account, respond to my inquiries, refund money owed to me due to fraudulent practices
taking from 07 dec to 16 dec to receive a replacement card
on 07 dec cap1 called and e-mailed me about a false useage on my card. they cancelled the card i have and told me they would send me a new card due 16 dec why would it take so long to get a replacement card do you not care for your long time customers like myself what a joke
Auto loan
Since the first month I bought my car I have had to spend over an hour every single month to get these bozos to process my payments. They accept the payment, then a few days later I get the message "your loan needs urgent attention". There is always more than enough $ to cover the payment, and always on time!
I have given them 2 different bank accounts to draw payment from in an effort to help with their ineptitude. I called both of my banks and asked why they aren't t releasing the payment to Capital One and both of them say that Capital One is NOT requesting the payment.
I am at the end of my rope and now considering letting the car go back to them to gain some peace of mind! They also try to add late payments when it has NEVER been late..
HELP!
Desired outcome: Get this crazy company some instruction on handling accounting.
closing card
i find it insane that after you close your card with balance you are still charged interest. I've closed numerous cards and all you pay is your balance not more interest. never again will i have a capital one card. i even called to try to get a resolution and there was no help what so ever.
Desired outcome: stop the interest
Free Checks disappeared
I have been a customer for probably 40 years - I started with Chevy Chase Bank & it was bought out by Cap One many years ago. My account had free checks from day one. Now they want to charge me for checks & say they changed my checking account on me without my authorization. I keep a very large balance in my account, plus I have a savings account, a money market account & my visa with them. I am disgusted that they would treat a customer this way.
Desired outcome: Reinstate free checks for me
Late Payment Charges
My autopay was setup to pay for months over and above the minimum amount. The min. went up in November and exceeded my payment amount by $7. I was charged a $40 late fee. The customer service manager(Mark) was very brief and not helpful at all. I asked if he could see when my account was created (2007) and that I was disappointed with this fee. He refused to reverse the charge and was completely ok with losing me as a customer and walking away with Capital One.
Desired outcome: Refund late fee
billing
There were two charges on my Capital one credit card that I did not make to Amazon. The charges were reversed then two weeks later Capital one put them back on my account. Amazon has no record of the charges to my Amazon account so how do I prove that I did not make them?
my wifes amazon account was charged for the same items. So we are being charge twice for the same items.
october 26 Amazon.com V46zk3303 and oct 23 Amazon.com 2Y3Pf9DJO
I did not make these charges, but no one at Capital one will listen to me. I will NEVER use their credit card again. I have paid the bill and cut up my card. When I click on the charges on my bill, my wifes Amazon account comes up. The Amazon account has been paid and now capital one is charging me for the same items. I know nothing will be done, but maybe other people will not get screwed like me, if they are thinking about getting a credit card from them
Desired outcome: Charges taken off my bill
Personal Checking Account 63 30 1775 1
I have been banking with Capital One Bank since 1985 with whom I have 6 different products . On November 18, 2021 my personal checking account #63 30 1775 1 was locked unbeknownst to me. Two checks were denied so far. When I inquired about the situation an extremely rude agent in the Case Review Department claimed that Capital One Bank did not want me for a customer. He treated me as though I was a villain and obviously not interested in discussing a solution. He was extremely obnoxious and demeaning. My concern is that this account consist of 2 direct deposits (My Social Security and my wife's Retirement Benefits). Also two automatic withdrawals for my (Life Insurance and my Health Insurance). All four transactions are at this time of month. My life insurance benefit is $120, 000.00 which I cannot have it canceled for lack of payment. I'm 79 years old. Also I can't have Blue Cross Blue Shield canceled. Will this account accept the two direct deposits and they be available to me? Please help me resolve this situation.
With regards,
Joseph R Guercia
Desired outcome: Unlock checking account.
Unclaimed account
I'm Trying to find out about 2 accounts I had with ING DIRECT, I WAS A ORANGE MEMBER SINCE JULY 2005. THANK YOU THERESA BELL MYERS [protected]. I need for someone to contact me. THANK you. Theresa Bell 100 kearsney ct.#A2 Dover DE 19901
Desired outcome: PLEASE contact
Credit card payment late fee
Richard E Pulley
3085 Commonwealth Drive, #2223
Spring Hill, TN 37174
[protected]
Card ending in 8138
on Friday November19th, I tried many times to connect to your payment number and got a recorded message asking questions and I kept getting covid 19 info or was told to hold for representative, then I would wait until I was disconnected each time, When I finally got through I spoke to a nice lady to whom I explained my problem getting through. She took my payment and told me if I was charged a fee to call back and it would be removed. I called back today and your supervisor denied the request and I asked to talk to her suoervisor and she said "NO" Would you please return my $23.00. My account is over 9 years old.
Desired outcome: To have the $23.00 returned to my account.
False Advertising of 0% APR for 12 months
I am filing a complaint. I purchased a dining set from West Elm and opened a capital one card to finance it at 0% interest for 12 months. West elm charged it in pieces a large portion of which fell outside the promotional period. When I called to resolve the issue, they spoke to west elm, validated what I said, escalated it, and refused to honor the agreement. In addition, they said whatever I pay goes towards the promotional balance first, meaning that I have to pay in full as to not incur any costs - this makes the promotion a [censored]ing scam as I can't even get it for the full 12 months. I am paying in full, canceling the card, and telling everyone that this company is fraudulent. I have never in my entire life dealt with a company like this
West Elm CC rewards program
I purchased a couch at West Elm in October 2020. I earned $175.00 in rewards certificate. I used $56.63 at some point on a purchase and still had a $119.37 balance. I tried to use the balance recently from certificate [protected] issued 10/30/20. When i called West Elm customer service kept me on hold for 45 minutes. We then realized the certificate was issued under a Comenity Bank cc # ending in 3388. When Capital One had the change of ownership from Comenity i was issued a new CC ending in 6531. I was then transferred to a RUDE customer service rep named Marcia who informed me the rewards dollars expired and Capital One is not responsible for the balance and then hung up on me. I would like the rewards dollars re-instated. If I do not get a satisfactory resolution I will cancel all my credit cards with Capital One including Sakes, GM, Neiman Marcus and West Elm.
Await your reply. [protected]@aol.com