Best Buy Retail Services Credit Line — it should be called worst buy!
Once again I am asking myself why the heck did I ever go to best buy!! I mailed an overpayment of $200 to the retail services so I could begin paying my debt back quickly. Well, they "said" they didn't receive the payment ontime (I mailed it well over 2 weeks early and the distance for it to arrive in ca takes 1-2 days max). They then said the check was rejected by my bank for nsf and I was assessed $29 for returned check fee, $25 late fee and other "related" and finance charges. My account is now higher that it was at the original purchase and I over paid by almost $200! My bank on the other hand said there was no nsf at all and no attempt was ever made by best buy to cash the check. I use washington mutual, not a mom and pop organization!
I have used bb before and it is all coming back to me... They seem to hold your payment until it is overdue and then charge you payments. I knew I hated them from the past, and am now quickly remind of this illegal scheme. It is my fault however for setting foot back into the store. Now I have to have proof from my bank (An additional $25) that the check did not clear or that there ever was an attempt, only to get the $25 credited back to my account... So what, now I am out an extra $50?
Best buy is exactly opposite... It should be called worst buy.
Aggggghhh... Go anywhere else to purchase electronics... It is not worth the few bucks you think you are saving.