America's Servicing Company — Unapplied payments and filing of foreclosure
This company is a trip with a capital "T". Our mortgage was sold to ASC after been told that our previous mortgage company, CENTEX will never transfer or sell our mortgage.
My husband had surgery in Jan 06 and he was off work for 4 months which left me with the majority of the bills. I paid ASC double mortgage for the 4 months my husband did not work and they claimed that they never received them. They place forced insurance on the house because they said they never got the declaration page showing proof of homeowner insurance, after I faxed it3 times and mailed it five times. Finally, I could never speak to anyone I always got voice mail. After making payments bi-weekly for about 8 months with the late charges they placed on us we eventually had to file for bankruptcy to put the late payments and late charges in order to keep our home. We are presently in the process of getting the house refinance away from ASC.