United States - 30303-2904
March 21, 2017 Richard some information deleted. Letter sent to suntrust ceo E. Jenner wood iii 303...
At SunTrust right before Christmas I had saved and saved, and deposited money for me to go shopping for my wife and 3 small kids presents. In June we lost our home to foreclosure (and it was only 60 days late). We had a 2nd with SunTrust. Well we had no money to pay the 2nd so I let them know I was fileing bankruptcy. Instead, SunTrust wiped out my checking acct without notice. And NO ONE ever told me they could just take money. They left me with $100 for 4 people's christmas. I made it work but how is this practice legal? How is this consumer protection? If I choose not to pay a debt - it is my money and I can do what I want to with it. I immediately closed the acct. At BB&T - I was in dispute on a old checking acct that I oredered to be closed yet BB&T allowed charges to continue. I was in the hopital 3 times in a row so 3 months went by before I discovered they had allowed $700 in stuff to come through and charged me $700 in fees. This was in dispute and instead - they found a 15 year old account that was my grandmothers. They took $900 out of a 94 year old lady's account because my name was a beneficiary!!! Or a secondary owner. That account was opened with another bank that was taken over by BB&T. They cannot provide me with proof that I agreed to these terms. I guess they can just make up their own rules and if you keep your account you are forced to agree with it. How is this consumer protection?
I just can't believe this suntrust bank!! I need some help and advice here on this topic. I owe suntrust bank just a little over $4000.00 and I wrote to their collection dept that I would like to settle this debt with a one time payment of $2000.00 and guess what, they have declined my request to accept this offer. I can't believe this. They insist I should settle whatever I owe in full. This is unbeleivable!!! I think suntrust bank is really up to something. Good people out there if you plan on opening an account with suntrust this is a word of caution. Beware, because they will nickle and dime you and at the end of the day you won't get help from no where. I never thought suntrust would ever do something like this to me. I am dumbfounded. Why won't they take my offer???
Suntrust charged me for taking money out from my own account. Apparently I had too many transfers activities and one withdrawal from my own account. I cannot believe it. Suntrust is a money sucker.
I was 2 weeks late for my truck payment. I finally made it right before thee 2nd one was due. I went online...
Everyday I check and balance my account including the pending items, every week I am charged a minimum of 70.00 NSF fee. What I have discovered is that before I use my card my account is showing sufficient amount including my pending transactions, once I use the card, the same items which were cleared previously will show as a posted item again thus creating an overdraft fee. This is happening every week to my account. I have sat with the customer service at my branch and the rep has reconciled the account with me and the results were in my favor. The NSF fees should not have been charged. If I did not have enough funds then why is my transaction accepted????
I am really disappointed in the method you conduct business especially in these times of economic pressure. I will definitely close my account with Suntrust and advise everyone I know of this type of rip off.
I just don't understand how banks can be allowed to get away with this. I had a direct deposit posted in my account at about midnight and two checks hit the bank later that day. In keeping with their policy of processing debits first, they charged me overdraft fees because they had not yet processed the direct deposit. I can almost understand if the deposit had been a check, but not a direct deposit! This just isn't right!
Suntrust is indifferent to account holders. I had a business account with them. It was 5 years of trauma, hours on the phone, and finally getting another bank account and moving on. No hope of customer service or any straight answers and I tried dozens of times. Completely dumb bank. Save your valuable time, and DON'T OPEN AN ACCOUNT HERE. Just my advice from a consumer who has been there. If this bank goes under, cheer. It is the market place at work eliminating the weak and indifferent. I expect to hear of Suntrust's 100% bank failure sometime soon.
Monthly we have servicing product referral contests at the bank and I received 3 visa gift cards @ $25 each = $75!!!
I have been saving to purchase a digital camera and now find that the value is only $30.00 - this is rediculous and a hugh rip-off by Visa - they received the $75.00 - no service fees should ever be levied. No only am I an 18 year employee but also a customer - I will NEVER recommend these cards to anyone and will adamently BOYCOTT any purchases by anyone.
I DEMAND A RESPONSE AND REINSTATEMENT OF THE $75.00 NOW!!!
I have been running 30 days late on my car payment. I admit this. This happened because in November 2007 I requested a one-month extension on my car loan. I was having major surgery and my husband wanted to be with me in Nashville. With limited resources, I had to request an extension.
At that time, Suntrust said NOTHING to me about having to request in writing (some form) for payments to be resumed. In fact, in the request that I faxed to Suntrust, I asked for the extension for December but requested that payments be resumed in January.
Now, take in consideration my husband (fairly new husband) knew nothing about our banking except I did tell him that I had all of our payments drafted from the account automatically. I have had a Suntrust account since 1994 - the account was initially mine.
My husband used the debit card to run household expenses while I was recovering. He knew how to check the balance on line, but that was about all and I assumed everything else was on autopilot.
For the next three months I was mostly flat on my back because of the surgery (home healthcare was coming in). On top of that I got the flu and was deathly sick. I can provide documentation of both.
I was totally unaware that Suntrust did not draft a payment in January. In January I honestly thought I would die from the pain and had little else on my mind -- especially with having the flu on top of major surgery.
When I became aware of the fact that no payment had been deducted in January and that I had to sign a form to resume my payments it was when Suntrust called me. NO ONE TOLD ME THAT BEFORE. And as I stated before, my fax to Suntrust said to resume payments in January. Anyway, by the time I was aware no payment had been deducted, I was already behind.
Bottom line, I have been running 30-days late since January 2008. I have explained to Suntrust that I am on disability and have limited resources and that I could not afford to make two payments in one month. The car payments are $301 per month. After all my bills are paid each month, I have $600 for living expenses. My husband is in sales and gets straight commission; so with today's economy -- well you know where that is going. He has also not been able to work much because of medical problems.
I cannot/could not pay $600-plus during one month to catch my account up and Suntrust would not give me an additional extension because my account was past due.
In December 2008, Suntrust decided to deduct the past due payment on December 2 without notifying me. My social security check goes in the bank on December 3. Because Suntrust deducted the past-due car payment on December 2, I ended up having $175 in overdraft charges, plus Suntrust also deducted my December 3 car payment. A total of almost $778 in one month.
If Suntrust had just waited ONE DAY to withdraw the past due payment, my Social Security check would have gone in and the money would have been there. It would have really hurt to make a $602 car payment in one month (especially at Christmas), but it would not have resulted in an additional $175 in charges.
Also, Suntrust should have told me they were going to deduct the past due payment. Had they told me, I would have asked them to wait ONE DAY or have borrowed the money to cover the payment.
The biggest downfall was Suntrust making what they call a "Miscellaneous Debit" and it causing five small debits to be INSUFFICIENT FUNDS with a total of $175.00 charge against our account.
It is wrong to do anybody like this without telling them it is going to happen. Prior to this I have loved banking with Suntrust and have recommended Suntrust to others. I don't know what happened to common decency. I also feel what they did was wrong.
recently i was laid off from work . i was given a months notice so i contacted suntrust bank and notified them of my up coming job loss. they said they were sorry to hear that but there was nothing they could do untill i was six days late on my payment. after that they would be able to set something up to help me stay current on my account .So after six days late they called wanting to know when i was going to send a payment. After talking to three differant people i got the re-write dept. they told me i needed to get a job before they could help me. If i had a job i would not be asking for help. Nothing like kicking a man when he is down huh ?
Moved to Florida in 1999 banked with Hungtinton-which than became Sun Trust. Banking many years with same branch of bank. Than after a car accident I became disabled. Every month I go to my bank an they cash my check. Any other teller at that branch always cashes my disability check with no problem. Than Swartz bank teller #3 comes to bank- an would not cash my check 3 months ago. I asked to speak to manager-an she told teller cash my check. A U.S. goverment check-not a ck from a company or 3rd party check. a government check. I get same teller on 11-04-08-once again giving me same problem. I mentioned we went through this problem once before. This time she told me no manager. Come bk next day for ur money. We went through drive through at 4:50 p.m. never did it ever take 11 minutes to due a bank transfer. My daughter-n-law who drove me because I had surgery-we left at 5:06p.m. I took money out for groceries - teller gave no slip of transaction. This is only teller at that bank who gives a disabled person a problem. I will have to return in the morning to the bank because of this teller who has a problem with disability checks.
I got a $50 gift card as a present. Forgot to use right away and did not notice the small print on the back of the card: "Servicing fee of $2.50 per month begins 7 months after purchase where permitted by law".
When I finally got around to using my card, I had a balance of $15.00 -- $35.00 down the drain. What a rip off!
Servicing fee for what?
Will never buy these cards.
Have had an acct with Suntrust, aka previously CCB, Got the Plus package with CCB resulting in the $5.00 fee...
I went to the ATM at suntrust for a Suntrust account, attempted to withdraw $500. The machine never produced the cash, so I went into the bank. Their computer says I withdrew the cash. I have no recourse but to wait the 5 business days for them to sort things out. My dissatisfaction comes from knowing they owe me $500, and they can't just count the darn machine out to find my money.
I have been cashing my check at this brach for the past two months as I have some finiancial issues to clear up with another bank, so never the less I have been success[censored] at cashing my checks at this particular branch I was asked to do the famous thumb print and two forms of identification I produce a VALID md driver's license and SS card. never the less I recently got arried and the last names were different. The teller said ashe needed to get a signoff for whatever reason so I waited she goes and talks to the BM - branch Manager who tells here that my SS card is not a form of idetification since when? And was asked to produce a marrige certificate! Hater! She denied me the cashing privelage for that very reason and I am PO. I do not like when a Sister Girl is in a position of Minute authority thinks they are better than you when I have seen that Branch Manager sit in the same Ghetto Hair Salon and mibgle wioth the Same Ghetto people as I have on a bi-weekly basis she's a foriener and she is loclass hussy whereing Stipper shoes to work. Trying to cash in on an american to get that visa. Dumb ho! So I got the check cashed at the branc up the street and opened an account there so ther goes you commision. Tramp
This company talks about how they are so customer friendly. They are nice to you on the phone, will listen, but offer nothing and provide nothing. Because the market was bad, they ignored me on refinancing in the beginning of 2008 when interest rates were low and then called me to refinance when interest rates went up.
In July 2008, suntrust froze my home equity line of credit which had a zero balance. To test there customer service, I asked them to just close the account and waive the $400 closing cost early termination fee. They said no. So I have an equity loan with zero balance that I cannot use but will have to pay $400 to close it within 3 years.
The whole time they keep saying how they know me as a customer now, how they are rated high for customer service with JD Powers, and keep wanting me to open bank accounts with them. All I have to say is hell no. They should remember to take care of there customers in good times as well as bad times.
This bank is not a consumer friendly bank and I do not recommend SunTrust bank at all.
In May I decided to start using my Suntrust checking account. I started a new job in May and on my way home from the east side of town, I was going to make a drivethru deposit at the Suntrust at the corner of SR 434 and SR 436. When I pulled up it was clear that the drive through was being worked on. There was a scaffold and yellow tape all around. The drive thru looked deserted. It was late now and I had no time to go anywhere else.
This was the start of losing over $500 in NSF fees. I am a creature of habit and came the following day. The ATM outside was closed so I made deposit in the overnight depository. That was a bad idea. Suntrust doesn't credit your account the next day which they should! This doesn't sound ethical to me. If you deposit money why can't it be credited the next day, especially if it is cash! There is no reason for this other than greed and the bottom line.
During this time I had lost my mail key and wasn't able to retrieve my mail from my box. I kept making cash deposits thinking I was okay, but I wasn't. When I got into my mailbox they had charged me over $500. And this was all because this bank doesn't credit your account in a timely manner. I talked to a rep and she credited me $70 and said that was a one time credit because of the drive thru. I later talked to the local bank manager who did the same.
If they notice a trend on a person's account where there is a lot of deposits yet a lot of NSF fees, can't they notify you? I guess not because banks make a lot of money off poor class people that can't afford it. But that's the way of the world, isn't it? The rich get great interest rates on loans and make money off their bank accounts. They can afford problems like this. But the poor, who can't afford it all, are the ones who continually get charged high interest rates, and NSF fees of $30 per occurrence. This cycle is never ending. You need a car, your credit is poor, you have to pay a higher interest rate. You struggle to make ends meet and pay your high car payment, then you don't pay a credit card monthly bill or don't get your deposit in on time and you are charged $30 late credit card payment and a $30 NSF fee. The poor can never dig themselves out from under a mountain of debt.
To sum it up, the bank would not help me further. I was on the phone every night talking to a rep named Tony to try to get some help on all the charges. I read someone else saying talking to the Suntrust reps was like talking to a robot. I totally agree with this. Every time I called regarding this matter I always hit a brick wall. One time when I called to talk to Tony about this matter one rep asked me twice for my personal information. Was this necessary? Also it seems like every rep has a different knowledge base. Sometimes when you call you reach someone who knows where. One time when this happened, I asked to be transferred to the Orlando call center. They could not do it! Why couldn't they?
I know that there is legislation going through now about high interest rates on credit cards. Why can't they do something about the high NSF fees that the banks charge? Why so much, it doesn't cost that much to them. If your check bounces you not only get a bank charge but the person you made the check out to will charge you another $25-$30 as well. Someone has to do something about these NSF charges. The people that get charged these fees are the very people who can't afford them.
My daughter had an account at Suntrust for over a year. Last month she thought she had a dollar in her...
I spoke with Emmett on 04/13/2008 to CANCEL the auto debit on my credit card (MNI* I Creditrpt Services) and was told it would be canceled. I received my credit card statement yesterday (05/12/2008) and I was CHARGED again!!! I called two numbers I had and only got recordings and no HELP.
My cancellation number is #[protected], given to be by Emmett when I spoke with him on 04/13/2008.
LOOK INTO THIS please and have the membership canceled. I also expect to see a CREDIT of 11.95 on my June statement.
This is very bad business and I see where others have had this same complaint.
I will be reporting this to the Better Business Bureau.
Barbara L. Mitchell