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My iPhone 14 Max Pro cost $1,099.99 new from Metro PCS. I financed it with SmartPay. Eleven months of $192.94 payments equals $2,122.34, including tax. SmartPay made $1,000 in 10 months loaning the money to me. They disguise their illegally high interest rates and calls it a "rental". It's really a loan, a loan is a loan, and SmartPay are loan sharks.
I don't know how they get away with this and how other carriers allow this business practice to take advantage of customers. Total Rip Off.
Claimed loss: $1000
Desired outcome: I want a refund of the unlawful interest rate charged to finance my iPhone.
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