I am very disappointed with the fanatical person at the Philadelphia office. I had a consultation. She ran my credit did a loan without me signing anything. I told her that i couldn't afford 500 a month for this she said if you put 1000 down that would make the payment cheaper, I said i don't think i have that much on any of my credit cards she said lets check to see i gave her my Prime card she put 1000 on it without me authorizing it. Never told me how much that would take my payment down. I left they tried to get a surgery date but they needed all these other things so i couldn't. i called back 2 days later to tell them that i couldn't afford this and wouldn't be doing this. The office said that i need to contact the financial person. I left her a message saying that i couldnt afford this. She texted me back wasnt nice. I had to block her. I called the loan company I didnt even know who it was through bacause she never showed me anything nor did i have any paperwork on any of this. I need the 1000 back and for the return of the money to the loan company as well as fixing my credit that this took it down. The payment is 511 and that is to much as well as more then she even said to me. It was hard enough for me to even go in but now i cant even trust anyone else because of this. I would make sure you ask tons of questions. This women was very pushy!