Haband — fraud/deception
My mother (90 yrs. old, homebound, early Dementia, Congestive Heart Failure, severe Glaucoma) received an unsolicited Haband catalogue in the mail. She fancied some winter clothing in the catalogue- so my wife went on line to Haband and ordered two set of sweats for her. Used my mothers Wells Fargo-Visa Card to pay for the merchandise. Merchandise arrived - somewhat inferior in quality. I have a power of attorney to handle my mothers affairs and when I reviewed her next Visa bill I found an unauthorized charge for $14.95 for "Haband Perks" - no explanation. On line search reveals that it appears to be a discount coupon outfit that offers savings on merchandise, cruises etc. Called the number on the Visa bill and got someone in India to talk to - couldn't understand them. Asked for a supervisor - that person tried to argue with me but then indicated that the charge would be reversed and the "membership" cancelled. No refund credit to my mothers Visa card yet! Next she received an "important notice" from World Financial Capital Bank about her "Haband Credit Card Account" - she never requested a card, has never received one, and doesn't want one. Nothing on the notice received clearly identifies an account number. Looks to me like Haband is the equivalent of numerous fraudulent 3rd party shell billing outfits - with World Financial Capital Bank (who the hell are they?) filling the role of aggregator. Have written World Finacial Capital Bank a stiff letter that will be sent out Registered - return receipt requested. Have alse demanded that they respond to me via US Mail and e-mail. Elder fraud and deceptive marketing practices - shred any catalogues you receive from Haband. Buy your merchandise elsewhere - JC Penneys, Sears, Cabelas etc. Spread the word - I will also contact AARP, state Consumer Agency etc. etc.