Since October of 2008, $11.99 has been taken out of a closed bank account, that reopened when the emusic sent charges to it. Due to the reoccuring charges I was charged overdraft fees and return item fees. I now have a balance of $409.00 due to this issue. The bank would not close the account as long as they sent it through. No one will help and emusic is non responsive and continues to withdraw funds.