Capital One / raised fixed interest rates
To my suprise, Capital One raised my "fixed" rates from 8.9% to 13.9% without my knowledge. Yes, I'm sure Capital One has all their bases covered. I'm sure they did send a letter (that looks like every other Capital One promotion letter) giving me the option to "opt out" of an interest rate hike. But who wouldn't opt out of a rate hike? Capital One played their customers knowing a huge percentage wouldn't even open that letter. I get so much "junk" mail from Capital One that I can see how I just ripped up that letter and threw it away not thinking twice.
I'm disappointed that such a huge company has to play games and deceive customers into paying more. Lucky for me I'm down to $1,500 in debt to Capital One. Three or four more months and I'm debt free! I can't wait to cancel my Capital One card. And I will never use Capital One again. And I will persuade others to do the same.
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