I balance my checkbook. I know that this morning I had $877.23 and last night, I deposited $1, 685.34. Now, I knew the deposit last night would not clear until Saturday, but no big deal.
I did some errands, shopped a bit . I went to one store to purchase $52.00 worth of items and my card was declined!
It ws late at night and I had left my cell phone at home, so I swung by a BBT ATM to check my balance. My knees went week when I saw a deficit of $1, 100 !! Shaking, I drove home and called the 800 number hysterical!
It was explained to me that because the deposit was made at an ATM after hours that THEY HAD PUT A DOUBLE HOLD ON MY ACCOUNT!!! He did assure me that there would be no overdraft fees, but that I should not deposit my money in an ATM...and by the way, they decided not to clear the check until Monday, just because they can !!!
Well, when they do, I'll be waiting to pull it all out and find another bank!!!