Asset Acceptance has been calling my house for about 3 months to talk to my wife. I finally got tired of listening to the messages when I got home after work. So I returned the call. I tried to keep it simple and just get their address and the account number they were calling about. I just wanted to write a "Quit contacting me letter". After a few questions, I got the information that I needed. I decided that I wanted more specific info on the 7 year old debts so that I could have legal backing when AA sells it and it get re-aged on my wifes credit report. She passed me on to her manager. He apparently was kicked repeteadly as a child. His anger was just amazing. He made sure to tell me that my wife are are professional debtors because I refuse to pay for debts that 1. There is no proof they are my wifes. 2. Even if they are, they are both past the SOL and almost to the point of coming off her credit report. He then proceeds to tell me that they also have another debt in my wifes name. I decide this is as good a time as any to go ahead and get the info to write a letter about it as well. Mr. Needs to Get Laid, has a hissy fit on the phone. I decide I have had enough and I just hang up on him. Now guess what is happening? You got it, they are now calling to collect on the second debt. I just want to know what I can do to protect myself from them selling the debts and this stating all over again. I know that AA is fraudulent because they have tried to collect a debt from that they claimed was mine before. I had never even had an account with Alltel and they decided to drop it. This company has no decency whatsoever.
I have never heard from Asset Acceptance previously before the call I received from them while on the job. I asked them what was the nature of their call? They explained the reason for the call and I in turn TRIED to explain to them that I do not owe them or any other so-called company they are speaking on behalf of a dime. I am a victim of identity theft over 5 years ago and I did NOT charge this debt. They hung up on me. They never even tried to contact me at home, first call was to my place of employment. Thank gosh I am in Management where I am employed and it was not an ordeal I had to contend with. This company is a joke and very unprofessional. I have only been contacted once and I feel confident they got the picture and will no longer contact me.
Asset Acceptance of Warren, Michigan and also of Cleveland, Ohio is a scam to rip off your money. Asset Acceptance trains their employees to be Con Artists and try and take your hard earned dollars away from you. Consumers have rights and do not let Asset Acceptance take those rights away from you. There are Federal Consumer Protection Laws and Asset Acceptance will violate those laws without your knowledge in attempts to rip you off. You have rights, contact a attorney if necessary but do not let Asset Acceptance take your money away from you.
Asset Acceptance buys old outdated accounts from companies for pennies on the dollar and attempts to collect on them. They add on super high interest fees to over double the amount they say that you owe them. Most times the accounts are so old that legally they cannot collect on them even though they will attempt to.
There are consumer laws to protect consumers on old debts. There are cut off dates that a account can be collected on. Check the internet for consumer protection laws and do some checking on the consumer laws before answering any questions from Asset Acceptance. Do not pay them a single penny as in some cases that will reactivate your old outdated accounts to make them legally collectible again. Do some investigating and it will save you from paying Asset Acceptance any money at all. You have rights and do not let Asset Acceptance violate those rights.
Send a letter to the Federal Trade Commission, The Better Business Bureau and also the Attorney General Office in your state asking them to shut down Asset Acceptance so they will not continue ripping innocent people off.
I was contacted by an agent of Asset Acceptance based in Fl. I returned her call and spoke to another agent, didn't write her name down. Very friendly, acted like I had a bill to pay and wanted to make arrangements. She told me I had a gym membership that was sent to collections. couldn't name it, just kept throwing out names, like a dip I responded with I haven't belonged to a gym in over 10 years and sure enough, it was 19 years ago.
I was a member of Bally's. I mentioned that I closed those account in good standing and even if there was a collection notice the statute of limitations negated it. She told me 'that only applies to credit cards'. I called her out and told her it applies to this as well. That I closed all my gym memberships in good standing and if she was able to find a debt it was a friggin miracle, at which point she hung up on me.
I am sure this is going to become a legal problem and I wondered what should I do next? I have already filed complaints with every org. I could find and ordered credit reports.
I have been called on my Cell Phone every day for the last 9 months. I was sent a bill for something in 2001...
They got themselves an attorney to represent them from Minneapolis. I am deaf and disabled so of course I could not attend a hearing about an account that had unauthorized payments taken from a credit card years ago.
They got a judgement and froze my bank account and withdrew my the remainder of my social security disability check. Sent them my 1099 as proof that I receive SS disability and also proof that I receive a monthly check.
Of course they are fighting the exemption. There goes my medical bill money for this month. I can't afford an attorney and can't ask for a hearing because I am in the process of moving.
Pretty bad in a time of bad economy that these dregs of society and bottom feeders go after the poor and disabled. I hope they rot.
What a bunch of thieves!!! My fiancee had some problems with a loan in 2002, when he was married to his ex-wife. Asset claims they purchased this account in 2005; however, they have "last activity" listed as 09/07 on his credit report. Not true!!!
He had to call them SIX SEPARATE TIMES to just get proof of this debt; by the time they faxed it to him, he had 4 days to get a loan for $3,700.00!!! They told him they'd settle for $4,000.00 and pushed back the settlement expiration date by 4 days because they claimed that they had no record of a settlement letter ever being sent to him, and tried to claim that he owed them over $12,000.00 because he "asked for proof of debt"!! He had to fax them their <b>own</b> settlement letter to show that they did indeed offer to settle for $3,700.00 and that the offer expired 02/08, not 01/08!!!
He kept telling them he needed these documents immediately so that if the debt was his, he could get a loan to pay the settlement; they told him that they didn't "know why he was in such a hurry" when he had never accepted their prior settlement offers. When he explained that he never got their prior offers, they told him it was HIS fault!!!
Asset Acceptance LLC is nothing but wolves in sheep's clothing! They claim to be doing good work when all they do is screw people over!!!
I just received a summons to appear for a suit being filed by Asset Acceptance LLC on a credit card account that is 9 years old, is for more than twice what they list the account balance at, and I am not certain this is even my account. I had to file for bankruptcy due to wife's breast cancer and had thought I had listed all accounts. I have received no proof that this was actually my account. If it was an account that I missed when I filed, I live in a state where the SOL is 5 years anyway. If this was first proven to actually be my debt, I would consider repayment since I have recovered financially, but to have the amount due listed at MORE THAN two (2) times what the account shows is ROBBERY!
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